Buy Cheap Bethlehem, PA Auto Insurance (2022)

Bethlehem, PA auto insurance rates average $337 a month. Minimum auto insurance requirements in Bethlehem, Pennsylvania are 15/30/5 to comply with Pennsylvania laws. To buy cheap auto insurance in Bethlehem, PA, compare Bethlehem auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Bethlehem is Travelers
  • Average auto insurance rates in Bethlehem, PA for teens drivers are $9,456/year
  • The most expensive auto insurance company in Bethlehem after a DUI is Travelers

Finding affordable Bethlehem, Pennsylvania auto insurance can be challenging, but everything you need to know to buy cheap Bethlehem, PA auto insurance with confidence is right here. Auto insurance rates in Bethlehem are affected by local factors as well as personal ones like your driving record.

See how Bethlehem, PA car insurance rates compare to Reading auto insurance rates, York auto insurance rates, and Pittsburgh auto insurance rates before you read more about the cost of auto insurance in Bethlehem.

Don’t buy Bethlehem, PA auto insurance until you’ve compared rates. Get free Bethlehem, Pennsylvania auto insurance quotes when you enter your ZIP code above.

Bethlehem, PA Minimum Auto Insurance Requirements

The required auto insurance in Bethlehem, PA is 15/30/5 according to the auto insurance laws in Pennsylvania. The minimum auto insurance in Bethlehem, Pennsylvania is outlined here.

Minimum Required Auto Insurance Coverage in Bethlehem, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Find Cheap Bethlehem, PA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bethlehem, PA. Take a look at Bethlehem, Pennsylvania auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bethlehem, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,844 $3,621 $2,918
GEICO $4,004 $2,254 $1,740
Liberty Mutual $7,345 $5,269 $4,654
Nationwide $3,163 $2,608 $2,328
Progressive $5,877 $4,139 $3,327
State Farm $4,028 $2,491 $1,965
Travelers $8,970 $8,127 $7,687
USAA $2,362 $1,759 $1,559

Buy Cheap Bethlehem, PA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bethlehem, Pennsylvania auto insurance rates? Find out how car insurance rates in Bethlehem, PA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bethlehem, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,346 $2,346 $2,177 $2,177 $8,087 $8,087 $2,567 $2,567
GEICO $2,096 $1,813 $2,002 $1,733 $5,236 $4,540 $2,094 $1,812
Liberty Mutual $3,781 $3,781 $3,466 $3,466 $10,985 $10,985 $4,792 $4,792
Nationwide $1,825 $1,825 $1,732 $1,732 $5,191 $5,191 $2,051 $2,051
Progressive $2,753 $2,753 $2,462 $2,462 $9,064 $9,064 $3,512 $3,512
State Farm $1,695 $1,695 $1,506 $1,506 $6,232 $6,232 $1,880 $1,880
Travelers $1,795 $1,795 $1,951 $1,951 $27,153 $27,153 $2,146 $2,146
USAA $1,196 $1,196 $1,083 $1,083 $3,705 $3,705 $1,589 $1,589

Buy Cheap Bethlehem, PA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bethlehem can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bethlehem, PA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bethlehem, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,087 $8,087
GEICO $5,236 $4,540
Liberty Mutual $10,985 $10,985
Nationwide $5,191 $5,191
Progressive $9,064 $9,064
State Farm $6,232 $6,232
Travelers $27,153 $27,153
USAA $3,705 $3,705

Buy Cheap Bethlehem, PA Auto Insurance for Seniors

You can save on senior auto insurance rates in Bethlehem, Pennsylvania by comparing Bethlehem senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bethlehem, PA here.

Annual Auto Insurance Rates for Senior Drivers in Bethlehem, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,177 $2,177
GEICO $2,002 $1,733
Liberty Mutual $3,466 $3,466
Nationwide $1,732 $1,732
Progressive $2,462 $2,462
State Farm $1,506 $1,506
Travelers $1,951 $1,951
USAA $1,083 $1,083

Find Cheap Auto Insurance Rates in Bethlehem, PA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bethlehem, Pennsylvania auto insurance. Compare Bethlehem, PA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bethlehem, Pennsylvania

Insurance Company Low Medium High
Allstate $3,616 $3,820 $3,946
GEICO $2,401 $2,694 $2,903
Liberty Mutual $5,457 $5,801 $6,009
Nationwide $2,700 $2,739 $2,660
Progressive $4,033 $4,489 $4,821
State Farm $2,616 $2,875 $2,993
Travelers $8,271 $8,283 $8,230
USAA $1,739 $1,914 $2,027

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Find Cheap Bethlehem, PA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bethlehem. Compare auto insurance rates in Bethlehem, PA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bethlehem, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,716 $3,872
GEICO $2,625 $2,706
Liberty Mutual $5,609 $5,903
Nationwide $2,700 $2,700
Progressive $4,448 $4,448
State Farm $2,744 $2,912
Travelers $8,261 $8,261
USAA $1,839 $1,947

Find Cheap Bethlehem, PA Auto Insurance Rates by ZIP Code

Auto insurance rates in Bethlehem, Pennsylvania can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Bethlehem, PA to see how much where you live in Bethlehem affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Bethlehem, Pennsylvania

ZIP Code Average Annual Rates
18015 $5,238
18016 $5,111
18017 $5,019
18018 $5,049
18020 $4,938

Find Cheap Bethlehem, PA Auto Insurance Rates by Driving Record

Auto insurance rates in Bethlehem, Pennsylvania are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bethlehem, PA, take a look at the average cost for various violations versus rates for a clean driving record in Bethlehem.

Annual Bethlehem, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,629 $4,290 $3,629 $3,629
GEICO $1,961 $3,371 $2,625 $2,706
Liberty Mutual $5,235 $6,033 $5,878 $5,878
Nationwide $1,951 $2,613 $3,632 $2,602
Progressive $4,023 $5,597 $4,140 $4,031
State Farm $2,572 $3,084 $2,828 $2,828
Travelers $5,825 $8,335 $10,549 $8,335
USAA $1,517 $2,107 $2,253 $1,696

Find Cheap Bethlehem, PA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bethlehem, Pennsylvania is higher than for a clean driving record. You can buy auto insurance after a DUI in Bethlehem for less when you shop around and compare rates from multiple Bethlehem, PA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bethlehem, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,629
GEICO $2,625
Liberty Mutual $5,878
Nationwide $3,632
Progressive $4,140
State Farm $2,828
Travelers $10,549
USAA $2,253

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Winners by Category: Where to Buy Cheap Auto Insurance in Bethlehem, PA

Compare rates from the cheapest auto insurance companies in Bethlehem, PA for your needs. Take a look at how Bethlehem, Pennsylvania auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bethlehem, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Bethlehem, Pennsylvania Auto Insurance Companies

If you’re looking for the cheapest Bethlehem, PA auto insurance companies overall, you can compare them here. Find the best price for Bethlehem, Pennsylvania car insurance by company.

Average Annual Auto Insurance Rates by Company in Bethlehem, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,794
GEICO $2,666
Liberty Mutual $5,756
Nationwide $2,700
Progressive $4,448
State Farm $2,828
Travelers $8,261
USAA $1,893

What affects Bethlehem, Pennsylvania auto insurance rates?

Local factors affect auto insurance rates in Bethlehem, PA, including traffic, theft statistics, and commute length. Take a look at the things that impact Bethlehem auto insurance rates.

Commute Times in Bethlehem

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bethlehem, PA is 27.4 minutes according to City-Data.

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Compare Auto Insurance Quotes in Bethlehem, PA

You can buy cheap Bethlehem, PA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bethlehem, Pennsylvania auto insurance quotes from top companies.

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