Best Volvo XC40 Auto Insurance Rates 2021

The price of car insurance for the Volvo XC40 depends on a lot of factors. Among the things that can impact your Volvo XC40 car insurance rates are your driving history and where you live. Of course, the purchase price of the Volvo XC40 also affects car insurance rates, and that depends on trim level and options.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Dec 1, 2021

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Things to Remember

  • Crash test ratings have an impact on Volvo XC40 auto insurance rates
  • Safety features of the Volvo XC40 can earn you a car insurance discount
  • The MSRP of the Volvo XC40 is $34,100

Buying a new car is both fun and a lot of work. If the Volvo XC40 is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a Volvo XC40 right here.

Take a look at what you can expect in terms of insurance rates for the Volvo XC40 and compare it to other similar vehicles. Then find out how the Volvo XC40 stacks up in terms of safety ratings and features, as well as what it costs to buy a Volvo XC40 right here.

If you need insurance for a Volvo XC40 right now, we can help. Enter your ZIP code for free Volvo XC40 car insurance quotes from top companies.

What impacts the cost of Volvo XC40 insurance?

As with any car, your Volvo XC40 car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The Volvo XC40 trim level you buy will also have an impact on the total price you will pay for Volvo XC40 insurance coverage.

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How much is the Volvo XC40?

The average cost to buy a new Volvo XC40 is $34,100. This cost will be affected by the trim level of your Volvo XC40 and any options you might chooose to add.

Volvo XC40 Safety Ratings

The cost of Volvo XC40 auto insurance rates depend in part on the Volvo XC40 safety ratings. See how the Volvo XC40 is rated for safety here.

Volvo XC40 Safety Ratings

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof Good
Head restraints & seats Good

Volvo XC40 Crash Test Ratings

Good Volvo XC40 crash test ratings can lower your Volvo XC40 auto insurance rates. You can see Volvo XC40 crash test results here.

Volvo XC40 Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 Volvo XC40 T5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC40 T4 SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Volvo XC40 T5 SUV AWD N/R N/R N/R N/R
2019 Volvo XC40 T4 SUV FWD N/R N/R N/R N/R

Volvo XC40 Safety Features

The Volvo XC40 safety features can mean cheaper insurance. The Volvo XC40 has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Lane Keeping Assist

Ways to Save on Volvo XC40 Insurance

Save more on your Volvo XC40 car insurance rates. Take a look at the following five strategies that will get you the best Volvo XC40 auto insurance rates possible.

  • Keep a close eye on teen drivers
  • Improve your credit score
  • Consider using a tracking device on your Volvo XC40
  • Pay your Volvo XC40 insurance upfront
  • Ask about welcome discounts

Top Volvo XC40 Insurance Companies

Several insurance companies offer competitive rates for the Volvo XC40 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Volvo XC40 drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free Volvo XC40 Insurance Quotes Online

You can compare quotes for Volvo XC40 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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