Best Volvo S40 Auto Insurance Rates 2021

To get the best price on your Volvo S40 auto insurance, you'll need to shop around and compare. Thanks to the safety features of the Volvo S40, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your Volvo S40 auto insurance rates.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Dec 1, 2021

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Things to Remember

  • Safety features of the Volvo S40 can earn you a car insurance discount
  • Crash test ratings have an impact on Volvo S40 auto insurance rates
  • The Volvo S40 has safety features that include Driver Air Bag and Blind Spot Monitor

Buying a new car is both fun and a lot of work. If the Volvo S40 is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a Volvo S40 right here.

Take a look at what you can expect in terms of insurance rates for the Volvo S40 and compare it to other similar vehicles. Then find out how the Volvo S40 stacks up in terms of safety ratings and features, as well as what it costs to buy a Volvo S40 right here.

If you need insurance for a Volvo S40 right now, we can help. Enter your ZIP code for free Volvo S40 car insurance quotes from top companies.

What impacts the cost of Volvo S40 insurance?

The Volvo S40 trim and model you choose can impact the total price you will pay for Volvo S40 insurance coverage.
You can also expect your Volvo S40 rates to be affected by where you live, your driving history, and in most states your age and gender.

Volvo S40 Safety Features

Volvo S40 safety features can lower the cost of your insurance. The safety features for the Volvo S40 include:

  • Driver Air Bag
  • Passenger Air Bag On/Off Switch
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Emergency Trunk Release
  • Blind Spot Monitor

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Ways to Save on Volvo S40 Insurance

There are several ways you can save even more on your Volvo S40 car insurance rates. Take a look at the following five tips:

  • Compare apples to apples when comparing Volvo S40 insurance quotes and policies
  • Take a defensive driving course or any driver’s education course
  • Consider renting a car instead of buying a second Volvo S40
  • Ask about farm and ranch vehicle discounts
  • Tell your insurer about different drivers or uses for your Volvo S40

Top Volvo S40 Insurance Companies

What is the best auto insurance company for Volvo S40 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo S40 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Volvo S40.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free Volvo S40 Insurance Quotes Online

You can start comparing quotes for Volvo S40 insurance from some of the top car insurance companies by using our free online tool today.

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