Best Mazda 3 Auto Insurance Rates 2021

To get the best price on your Mazda 3 auto insurance, you'll need to shop around and compare. Thanks to the safety features of the Mazda 3, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your Mazda 3 auto insurance rates.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Nov 24, 2021

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Things to Remember

  • Good drivers can save as much as $578 a year by earning policy discounts
  • Full coverage costs around $1,400 a year or $116 each month
  • A liability-only policy costs around $530 a year or $44 each month

Before you buy a Mazda 3, or even if you already own one, you’ll want to get the best Mazda 3 auto insurance rates. The cost of auto insurance for a Mazda 3 can vary from company to company and be based on personal factors like driving record, too.

The best way to get affordable Mazda 3 auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects Mazda auto insurance for a 3. You can also compare Mazda 3 auto insurance rates to the average cost of insurance for competitors like Chevrolet Sentra and Honda Blazer.

To compare Mazda 3 auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.

Mazda 3 Insurance Cost

The new Mazda 3 hasn’t been on the market long enough to data to be gathered, but we can look at past models to estimate Mazda 3 insurance costs. The average auto insurance rates for a Mazda 3 should be around $1,400 a year or $116 a month.

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Are vehicles like the Mazda 3 expensive to insure?

Take a look at how insurance rates for similar models to the Mazda 3 look. These insurance rates for other sedans like the Honda Accord, Nissan Sentra, and Chevrolet Blazer give you a good idea of what to expect.

Insurance Rates for Vehicles Similar to the Mazda 3

Vehicle Comprehensive Collison Liability Total
Volkswagen Passat $348 $626 $372 $1,504
Subaru Legacy $370 $506 $338 $1,350
Volkswagen CC $320 $610 $416 $1,504
Mazda 3 $308 $562 $372 $1,400
Kia Optima $322 $532 $420 $1,454
Cadillac ATS $294 $566 $398 $1,416
Chrysler 300 $332 $626 $398 $1,514
Subaru Impreza $336 $562 $372 $1,428

What impacts the cost of Mazda 3 insurance?

The average annual rate for the Mazda 3 is just that, an average. Your insurance rates for a Mazda 3 can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your Mazda 3.

How much is the Mazda 3?

The MSRP for a Mazda 3 is listed as $20,650. Of course, this cost will vary depending on the trim level of the Mazda 3 you choose and any dealer incentives that might be available to you.

Mazda 3 Safety Ratings

The cost of Mazda 3 auto insurance rates depend in part on the Mazda 3 safety ratings. See how the Mazda 3 is rated for safety here.

Mazda 3 Safety Ratings

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof Good
Head restraints & seats Good

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Ways to Save on Mazda 3 Insurance

If you want to reduce the cost of your Mazda 3 insurance rates, follow these tips below:

  • Ask about Mazda 3 discounts if you were listed on someone else’s policy
  • Provide your Mazda 3 VIN when requesting Mazda 3 auto insurance quotes
  • Ask for a new Mazda 3 auto insurance rate based on your improved credit score
  • Reduce your coverage on an older Mazda 3
  • Tell your insurer how you use your Mazda 3

Top Mazda 3 Insurance Companies

What is the best company for affordable Mazda 3 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda 3 insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Mazda 3.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free Mazda 3 Insurance Quotes Online

You can start comparing quotes for Mazda 3 insurance from some of the top car insurance companies by using our free online tool today.

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