Best Kia Spectra5 Auto Insurance Rates 2021

Auto insurance for the Kia Spectra5 will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The Kia Spectra5 has numerous safety features that can help reduce car insurance rates. To find the best deal on Kia Spectra5 auto insurance, it's best to compare multiple companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Dec 1, 2021

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Things to Remember

  • Safety features of the Kia Spectra5 can earn you a car insurance discount
  • The cost of insurance for a Kia Spectra5 depends on the trim level
  • Crash test ratings have an impact on Kia Spectra5 auto insurance rates

If you’re looking to buy a Kia Spectra5, you will want to know the details first. We’ve put together information on insurance for the Kia Spectra5 to help you get an idea of costs. We’ve also gathered other cost information, including how much a Kia Spectra5 will run you.

Read on to learn all about the Kia Spectra5 including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new Kia Spectra5 with confidence.

To see fast, free Kia Spectra5 insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal Kia Spectra5 insurance rate from top companies right away.

What impacts the cost of Kia Spectra5 insurance?

As with any car, your Kia Spectra5 car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The Kia Spectra5 trim level you buy will also have an impact on the total price you will pay for Kia Spectra5 insurance coverage.

Kia Spectra5 Safety Features

The Kia Spectra5 safety features can mean cheaper insurance. The Kia Spectra5 has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Child Safety Locks

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Ways to Save on Kia Spectra5 Insurance

Save more on your Kia Spectra5 car insurance rates. Take a look at the following five strategies that will get you the best Kia Spectra5 auto insurance rates possible.

  • Save money on young driver Kia Spectra5 insurance with a good student discount
  • Ask about a student away from home discount
  • Compare apples to apples when comparing Kia Spectra5 insurance quotes and policies
  • Ask about welcome discounts
  • Buy an older Kia Spectra5

Top Kia Spectra5 Insurance Companies

Several insurance companies offer competitive rates for the Kia Spectra5 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Kia Spectra5 drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free Kia Spectra5 Insurance Quotes Online

You can compare quotes for Kia Spectra5 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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