Best BMW X4 Auto Insurance Rates 2021

Auto insurance for the BMW X4 will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The BMW X4 has numerous safety features that can help reduce car insurance rates. To find the best deal on BMW X4 auto insurance, it's best to compare multiple companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Nov 24, 2021

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Things to Remember

  • Crash test ratings have an impact on BMW X4 auto insurance rates
  • The cost of insurance for a BMW X4 depends on the trim level
  • Safety features of the BMW X4 can earn you a car insurance discount

Buying a new car is both fun and a lot of work. If the BMW X4 is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a BMW X4 right here.

Take a look at what you can expect in terms of insurance rates for the BMW X4 and compare it to other similar vehicles. Then find out how the BMW X4 stacks up in terms of safety ratings and features, as well as what it costs to buy a BMW X4 right here.

If you need insurance for a BMW X4 right now, we can help. Enter your ZIP code for free BMW X4 car insurance quotes from top companies.

What impacts the cost of BMW X4 insurance?

The average annual rate for the BMW X4 is just that, an average. Your insurance rates for a BMW X4 can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your BMW X4.

BMW X4 Crash Test Ratings

The BMW X4 crash test ratingswill have an affect on BMW X4 car insurance rates. Take a look at crash test results for the BMW X4.

BMW X4 Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 BMW X4 SUV AWD N/R N/R N/R N/R
2020 BMW X4 M SUV AWD N/R N/R N/R N/R
2019 BMW X4 SUV AWD N/R N/R N/R N/R
2018 BMW X4 SUV AWD N/R N/R N/R N/R
2017 BMW X4 SUV AWD N/R N/R N/R N/R
2016 BMW X4 SUV AWD N/R N/R N/R N/R

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Ways to Save on BMW X4 Insurance

There are several ways you can save even more on your BMW X4 car insurance rates. Take a look at the following five tips:

  • Work with a direct insurer instead of an insurance broker for your BMW X4
  • If you’re a young driver living at home, add yourself to your parents’ plan
  • Check reviews and state complaints before you choose an insurer
  • Buy a dashcam for your BMW X4
  • Choose a BMW X4 with cheaper repair costs

Top BMW X4 Insurance Companies

What is the best auto insurance company for BMW X4 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering BMW X4 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the BMW X4.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free BMW X4 Insurance Quotes Online

You can compare quotes for BMW X4 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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