Best BMW M4 Auto Insurance Rates 2021

To get the best price on your BMW M4 auto insurance, you'll need to shop around and compare. Thanks to the safety features of the BMW M4, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your BMW M4 auto insurance rates.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Nov 24, 2021

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Things to Remember

  • The cost of insurance for a BMW M4 depends on the trim level
  • Safety features of the BMW M4 can earn you a car insurance discount
  • Crash test ratings have an impact on BMW M4 auto insurance rates

Buying a new car is both fun and a lot of work. If the BMW M4 is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a BMW M4 right here.

Take a look at what you can expect in terms of insurance rates for the BMW M4 and compare it to other similar vehicles. Then find out how the BMW M4 stacks up in terms of safety ratings and features, as well as what it costs to buy a BMW M4 right here.

If you need insurance for a BMW M4 right now, we can help. Enter your ZIP code for free BMW M4 car insurance quotes from top companies.

What impacts the cost of BMW M4 insurance?

The BMW M4 trim and model you choose can impact the total price you will pay for BMW M4 insurance coverage.
You can also expect your BMW M4 rates to be affected by where you live, your driving history, and in most states your age and gender.

BMW M4 Crash Test Ratings

Good BMW M4 crash test ratings can lower your BMW M4 auto insurance rates. You can see BMW M4 crash test results here.

BMW M4 Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 BMW M4 C RWD N/R N/R N/R N/R
2020 BMW M4 2 DR RWD N/R N/R N/R N/R
2019 BMW M4 C RWD N/R N/R N/R N/R
2019 BMW M4 2 DR RWD N/R N/R N/R N/R
2018 BMW M4 C RWD N/R N/R N/R N/R
2018 BMW M4 2 DR RWD N/R N/R N/R N/R
2017 BMW M4 C RWD N/R N/R N/R N/R
2017 BMW M4 2 DR RWD N/R N/R N/R N/R
2016 BMW M4 C RWD N/R N/R N/R N/R
2016 BMW M4 2 DR RWD N/R N/R N/R N/R

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Ways to Save on BMW M4 Insurance

There are several ways you can save even more on your BMW M4 car insurance rates. Take a look at the following five tips:

  • Buy an older BMW M4
  • Ask about loyalty discounts
  • Purchase a roadside assistance program for your BMW M4
  • Ask about BMW M4 discounts if you were listed on someone else’s policy
  • Ask about BMW M4 low mileage discounts

Top BMW M4 Insurance Companies

What is the best auto insurance company for BMW M4 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering BMW M4 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the BMW M4.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free BMW M4 Insurance Quotes Online

You can compare quotes for BMW M4 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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