Best BMW M Auto Insurance Rates 2021

The price of car insurance for the BMW M depends on a lot of factors. Among the things that can impact your BMW M car insurance rates are your driving history and where you live. Of course, the purchase price of the BMW M also affects car insurance rates, and that depends on trim level and options.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Nov 24, 2021

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Things to Remember

  • The cost of insurance for a BMW M depends on the trim level
  • The BMW M has safety features that include Driver Air Bag and Lane Keeping Assist
  • Safety features of the BMW M can earn you a car insurance discount

If you’re looking to buy a BMW M, you will want to know the details first. We’ve put together information on insurance for the BMW M to help you get an idea of costs. We’ve also gathered other cost information, including how much a BMW M will run you.

Read on to learn all about the BMW M including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new BMW M with confidence.

To see fast, free BMW M insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal BMW M insurance rate from top companies right away.

What impacts the cost of BMW M insurance?

The average annual rate for the BMW M is just that, an average. Your insurance rates for a BMW M can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your BMW M.

BMW M Crash Test Ratings

BMW M crash test ratings can impact the cost of your BMW M car insurance. See BMW M crash test results here.

BMW M Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 BMW M8 Gran Coupe 4 DR AWD N/R N/R N/R N/R
2020 BMW M8 Coupe 2 DR AWD N/R N/R N/R N/R
2020 BMW M8 Convertible C AWD N/R N/R N/R N/R
2020 BMW M5 4 DR AWD N/R N/R N/R N/R
2020 BMW M4 C RWD N/R N/R N/R N/R
2020 BMW M4 2 DR RWD N/R N/R N/R N/R
2020 BMW M2 Competition 2 DR RWD N/R N/R N/R N/R
2019 BMW M6 4 DR RWD N/R N/R N/R N/R
2019 BMW M5 4 DR RWD N/R N/R N/R N/R
2019 BMW M5 4 DR AWD N/R N/R N/R N/R
2019 BMW M4 C RWD N/R N/R N/R N/R
2019 BMW M4 2 DR RWD N/R N/R N/R N/R
2019 BMW M2 2 DR RWD N/R N/R N/R N/R
2018 BMW M6 C RWD N/R N/R N/R N/R
2018 BMW M6 4 DR RWD N/R N/R N/R N/R
2018 BMW M4 C RWD N/R N/R N/R N/R
2018 BMW M4 2 DR RWD N/R N/R N/R N/R
2018 BMW M3 4 DR RWD N/R N/R N/R N/R
2018 BMW M2 2 DR RWD N/R N/R N/R N/R
2017 BMW M6 C RWD N/R N/R N/R N/R
2017 BMW M6 4 DR RWD N/R N/R N/R N/R
2017 BMW M6 2 DR RWD N/R N/R N/R N/R
2017 BMW M4 C RWD N/R N/R N/R N/R
2017 BMW M4 2 DR RWD N/R N/R N/R N/R
2017 BMW M3 4 DR RWD N/R N/R N/R N/R
2017 BMW M2 2 DR RWD N/R N/R N/R N/R
2016 BMW M6 C RWD N/R N/R N/R N/R
2016 BMW M6 4 DR RWD N/R N/R N/R N/R
2016 BMW M6 2 DR RWD N/R N/R N/R N/R
2016 BMW M5 4 DR RWD N/R N/R N/R N/R
2016 BMW M4 C RWD N/R N/R N/R N/R
2016 BMW M4 2 DR RWD N/R N/R N/R N/R
2016 BMW M3 4 DR RWD N/R N/R N/R N/R

BMW M Safety Features

BMW M safety features can lower the cost of your insurance. The safety features for the BMW M include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Child Safety Locks
  • Traction Control
  • Emergency Trunk Release
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning
  • Lane Keeping Assist

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Ways to Save on BMW M Insurance

There are several ways you can save even more on your BMW M car insurance rates. Take a look at the following five tips:

  • Don’t skimp on BMW M liability coverage
  • Compare apples to apples when comparing BMW M insurance quotes and policies
  • Ask for a BMW M discount if you have a college degree
  • Check your BMW M policy carefully to ensure all information is correct
  • Drive your BMW M safely

Top BMW M Insurance Companies

What is the best auto insurance company for BMW M insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering BMW M auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the BMW M.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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