Best BMW i3 Auto Insurance Rates 2021

The cost of BMW i3 auto insurance will depend on factors including where you live and your driving record. The MSRP for a BMW i3 is $44,450, but trim level can affect your price. Safety features of the BMW i3 also affect how much you pay for insurance, and include Driver Air Bag and Auto-Leveling Headlights.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Dec 1, 2021

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Things to Remember

  • The MSRP of the BMW i3 is $44,450
  • Safety features of the BMW i3 can earn you a car insurance discount
  • The cost of insurance for a BMW i3 depends on the trim level

Buying a new car is both fun and a lot of work. If the BMW i3 is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a BMW i3 right here.

Take a look at what you can expect in terms of insurance rates for the BMW i3 and compare it to other similar vehicles. Then find out how the BMW i3 stacks up in terms of safety ratings and features, as well as what it costs to buy a BMW i3 right here.

If you need insurance for a BMW i3 right now, we can help. Enter your ZIP code for free BMW i3 car insurance quotes from top companies.

What impacts the cost of BMW i3 insurance?

As with any car, your BMW i3 car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The BMW i3 trim level you buy will also have an impact on the total price you will pay for BMW i3 insurance coverage.

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How much is the BMW i3?

The average cost to buy a new BMW i3 is $44,450. This cost will be affected by the trim level of your BMW i3 and any options you might chooose to add.

BMW i3 Safety Ratings

BMW i3 auto insurance rates affected by BMW i3 safety ratings. Take a look at the safety ratings for the BMW i3 here.

BMW i3 Safety Ratings

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Not tested
Moderate overlap front Good
Side Good
Roof Good
Head restraints & seats Acceptable

BMW i3 Crash Test Ratings

The BMW i3 crash test ratingswill have an affect on BMW i3 car insurance rates. Take a look at crash test results for the BMW i3.

BMW i3 Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 BMW i3 REX 5 HB RWD N/R N/R N/R N/R
2020 BMW i3 BEV 5 HB RWD N/R N/R N/R N/R

BMW i3 Safety Features

The BMW i3 safety features can mean cheaper insurance. The BMW i3 has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Auto-Leveling Headlights

Ways to Save on BMW i3 Insurance

There are several ways you can save even more on your BMW i3 car insurance rates. Take a look at the following five tips:

  • Check the odometer on your BMW i3
  • Ask about loyalty discounts
  • Purchase a roadside assistance program for your BMW i3
  • Move to an area with a lower cost of living
  • Buy winter tires for your BMW i3

Top BMW i3 Insurance Companies

Several insurance companies offer competitive rates for the BMW i3 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with BMW i3 drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free BMW i3 Insurance Quotes Online

You can start comparing quotes for BMW i3 insurance from some of the top car insurance companies by using our free online tool today.

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