Best BMW 5-Series Auto Insurance Rates 2021

To get the best price on your BMW 5-Series auto insurance, you'll need to shop around and compare. Thanks to the safety features of the BMW 5-Series, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your BMW 5-Series auto insurance rates.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Dec 1, 2021

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Things to Remember

  • The BMW 5-Series has safety features that include Driver Air Bag and Lane Keeping Assist
  • The cost of insurance for a BMW 5-Series depends on the trim level
  • Crash test ratings have an impact on BMW 5-Series auto insurance rates

Buying a new car is both fun and a lot of work. If the BMW 5-Series is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a BMW 5-Series right here.

Take a look at what you can expect in terms of insurance rates for the BMW 5-Series and compare it to other similar vehicles. Then find out how the BMW 5-Series stacks up in terms of safety ratings and features, as well as what it costs to buy a BMW 5-Series right here.

If you need insurance for a BMW 5-Series right now, we can help. Enter your ZIP code for free BMW 5-Series car insurance quotes from top companies.

What impacts the cost of BMW 5-Series insurance?

The BMW 5-Series trim and model you choose can impact the total price you will pay for BMW 5-Series insurance coverage.
You can also expect your BMW 5-Series rates to be affected by where you live, your driving history, and in most states your age and gender.

BMW 5-Series Safety Features

BMW 5-Series safety features can lower the cost of your insurance. The safety features for the BMW 5-Series include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning
  • Lane Keeping Assist

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Ways to Save on BMW 5-Series Insurance

If you want to reduce the cost of your BMW 5-Series insurance rates, follow these tips below:

  • Move to an area with a lower cost of living
  • Make sure you’re raising a safe driver
  • Purchase a roadside assistance program for your BMW 5-Series
  • Check the odometer on your BMW 5-Series
  • Understand the different types of auto insurance for your BMW 5-Series

Top BMW 5-Series Insurance Companies

What is the best company for affordable BMW 5-Series insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering BMW 5-Series insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the BMW 5-Series.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free BMW 5-Series Insurance Quotes Online

You can compare quotes for BMW 5-Series auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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