Best BMW 4-Series Auto Insurance Rates 2021

Auto insurance for the BMW 4-Series will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The BMW 4-Series has numerous safety features that can help reduce car insurance rates. To find the best deal on BMW 4-Series auto insurance, it's best to compare multiple companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Nov 24, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cost of insurance for a BMW 4-Series depends on the trim level
  • Safety features of the BMW 4-Series can earn you a car insurance discount
  • Crash test ratings have an impact on BMW 4-Series auto insurance rates

Buying a new car is both fun and a lot of work. If the BMW 4-Series is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a BMW 4-Series right here.

Take a look at what you can expect in terms of insurance rates for the BMW 4-Series and compare it to other similar vehicles. Then find out how the BMW 4-Series stacks up in terms of safety ratings and features, as well as what it costs to buy a BMW 4-Series right here.

If you need insurance for a BMW 4-Series right now, we can help. Enter your ZIP code for free BMW 4-Series car insurance quotes from top companies.

What impacts the cost of BMW 4-Series insurance?

As with any car, your BMW 4-Series car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The BMW 4-Series trim level you buy will also have an impact on the total price you will pay for BMW 4-Series insurance coverage.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Ways to Save on BMW 4-Series Insurance

If you want to reduce the cost of your BMW 4-Series insurance rates, follow these tips below:

  • Be picky about who drives your BMW 4-Series
  • Ask about discounts for people with disabilities
  • Purchase a roadside assistance program for your BMW 4-Series
  • Compare insurance companies after moving
  • Tell your insurer about different drivers or uses for your BMW 4-Series

Top BMW 4-Series Insurance Companies

Several insurance companies offer competitive rates for the BMW 4-Series based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with BMW 4-Series drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free BMW 4-Series Insurance Quotes Online

You can start comparing quotes for BMW 4-Series insurance from some of the top car insurance companies by using our free online tool today.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption