Best BMW 1 Series Auto Insurance Rates 2021

To get the best price on your BMW 1 Series auto insurance, you'll need to shop around and compare. Thanks to the safety features of the BMW 1 Series, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your BMW 1 Series auto insurance rates.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Dec 1, 2021

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Things to Remember

  • Crash test ratings have an impact on BMW 1 Series auto insurance rates
  • The cost of insurance for a BMW 1 Series depends on the trim level
  • Safety features of the BMW 1 Series can earn you a car insurance discount

Buying a new car is both fun and a lot of work. If the BMW 1 Series is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a BMW 1 Series right here.

Take a look at what you can expect in terms of insurance rates for the BMW 1 Series and compare it to other similar vehicles. Then find out how the BMW 1 Series stacks up in terms of safety ratings and features, as well as what it costs to buy a BMW 1 Series right here.

If you need insurance for a BMW 1 Series right now, we can help. Enter your ZIP code for free BMW 1 Series car insurance quotes from top companies.

What impacts the cost of BMW 1 Series insurance?

The average annual rate for the BMW 1 Series is just that, an average. Your insurance rates for a BMW 1 Series can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your BMW 1 Series.

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Ways to Save on BMW 1 Series Insurance

If you want to reduce the cost of your BMW 1 Series insurance rates, follow these tips below:

  • Compare apples to apples when comparing BMW 1 Series insurance quotes and policies
  • Never drink and drive your BMW 1 Series
  • Work with a direct insurer instead of an insurance broker for your BMW 1 Series
  • Purchase a roadside assistance program for your BMW 1 Series
  • Drive your BMW 1 Series safely

Top BMW 1 Series Insurance Companies

What is the best company for affordable BMW 1 Series insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering BMW 1 Series insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the BMW 1 Series.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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