Buy Cheap Bessemer, AL Auto Insurance (2021)

Bessemer, AL auto insurance rates average $341 a month. Minimum auto insurance requirements in Bessemer, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Bessemer, AL, compare Bessemer auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Bessemer after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Bessemer is Liberty Mutual
  • Average auto insurance rates in Bessemer, AL after a DUI are $4,668/year

Finding affordable Bessemer, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Bessemer, AL auto insurance with confidence is right here. Auto insurance rates in Bessemer are affected by local factors as well as personal ones like your driving record.

See how Bessemer, AL car insurance rates compare to Birmingham auto insurance rates, Auburn auto insurance rates, and Tuscaloosa auto insurance rates before you read more about the cost of auto insurance in Bessemer.

Don’t buy Bessemer, AL auto insurance until you’ve compared rates. Get free Bessemer, Alabama auto insurance quotes when you enter your ZIP code above.

Bessemer, AL Minimum Auto Insurance Requirements

The required auto insurance in Bessemer, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Bessemer, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Bessemer, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Bessemer, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bessemer, AL. Take a look at Bessemer, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bessemer, Alabama

Insurance Company Poor Fair Good
Allstate $4,438 $3,502 $2,865
Farmers $4,991 $4,303 $4,078
GEICO $4,068 $2,898 $2,621
Liberty Mutual $8,450 $5,191 $4,069
Nationwide $3,486 $2,720 $2,460
Progressive $5,767 $4,971 $4,654
State Farm $9,078 $4,590 $3,115
Travelers $4,209 $3,657 $3,728
USAA $2,979 $1,938 $1,729

Buy Cheap Bessemer, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bessemer, Alabama auto insurance rates? Find out how car insurance rates in Bessemer, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bessemer, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,140 $2,032 $1,944 $1,981 $7,668 $8,246 $2,378 $2,424
Farmers $2,526 $2,508 $2,255 $2,403 $9,932 $10,220 $2,859 $2,954
GEICO $2,255 $2,254 $2,157 $2,248 $6,084 $5,972 $2,385 $2,211
Liberty Mutual $3,388 $3,659 $2,769 $3,101 $12,719 $14,150 $3,604 $3,835
Nationwide $1,868 $1,890 $1,701 $1,760 $5,020 $6,464 $2,079 $2,326
Progressive $2,734 $2,552 $2,245 $2,401 $11,576 $12,915 $3,202 $3,420
State Farm $3,377 $3,377 $3,073 $3,073 $10,491 $13,123 $3,823 $4,416
Travelers $1,533 $1,555 $1,448 $1,441 $8,477 $13,364 $1,451 $1,645
USAA $1,373 $1,391 $1,281 $1,251 $4,130 $4,577 $1,790 $1,930

Buy Cheap Bessemer, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bessemer can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bessemer, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bessemer, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,668 $8,246
Farmers $9,932 $10,220
GEICO $6,084 $5,972
Liberty Mutual $12,719 $14,150
Nationwide $5,020 $6,464
Progressive $11,576 $12,915
State Farm $10,491 $13,123
Travelers $8,477 $13,364
USAA $4,130 $4,577

Buy Cheap Bessemer, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Bessemer, Alabama by comparing Bessemer senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bessemer, AL here.

Annual Auto Insurance Rates for Senior Drivers in Bessemer, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,944 $1,981
Farmers $2,255 $2,403
GEICO $2,157 $2,248
Liberty Mutual $2,769 $3,101
Nationwide $1,701 $1,760
Progressive $2,245 $2,401
State Farm $3,073 $3,073
Travelers $1,448 $1,441
USAA $1,281 $1,251

Find Cheap Auto Insurance Rates in Bessemer, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bessemer, Alabama auto insurance. Compare Bessemer, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bessemer, Alabama

Insurance Company Low Medium High
Allstate $3,467 $3,595 $3,742
Farmers $4,185 $4,394 $4,793
GEICO $2,937 $3,183 $3,468
Liberty Mutual $5,619 $5,874 $6,217
Nationwide $2,874 $2,865 $2,928
Progressive $4,593 $5,105 $5,694
State Farm $5,274 $5,589 $5,920
Travelers $3,670 $3,941 $3,982
USAA $2,139 $2,204 $2,304

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Bessemer, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bessemer. Compare auto insurance rates in Bessemer, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bessemer, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,602 $3,602
Farmers $4,457 $4,457
GEICO $3,140 $3,252
Liberty Mutual $5,903 $5,903
Nationwide $2,889 $2,889
Progressive $5,131 $5,131
State Farm $5,457 $5,731
Travelers $3,864 $3,864
USAA $2,114 $2,317

Find Cheap Bessemer, AL Auto Insurance Rates by ZIP Code

Auto insurance rates in Bessemer, Alabama can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Bessemer, AL to see how much where you live in Bessemer affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Bessemer, Alabama

ZIP Code Average Annual Rates
35020 $4,397
35022 $4,112
35023 $4,113

Find Cheap Bessemer, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Bessemer, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bessemer, AL, take a look at the average cost for various violations versus rates for a clean driving record in Bessemer.

Annual Bessemer, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,045 $3,603 $4,302 $3,456
Farmers $3,751 $4,859 $4,741 $4,478
GEICO $2,137 $3,468 $4,335 $2,842
Liberty Mutual $4,624 $6,455 $6,297 $6,237
Nationwide $2,525 $2,525 $3,685 $2,821
Progressive $4,624 $5,845 $4,984 $5,070
State Farm $5,031 $6,283 $5,532 $5,532
Travelers $3,216 $3,372 $4,959 $3,911
USAA $1,702 $2,140 $3,178 $1,841

Find Cheap Bessemer, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bessemer, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Bessemer for less when you shop around and compare rates from multiple Bessemer, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bessemer, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,302
Farmers $4,741
GEICO $4,335
Liberty Mutual $6,297
Nationwide $3,685
Progressive $4,984
State Farm $5,532
Travelers $4,959
USAA $3,178

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Winners by Category: Where to Buy Cheap Auto Insurance in Bessemer, AL

Compare rates from the cheapest auto insurance companies in Bessemer, AL for your needs. Take a look at how Bessemer, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bessemer, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Bessemer, Alabama Auto Insurance Companies

If you’re looking for the cheapest Bessemer, AL auto insurance companies overall, you can compare them here. Find the best price for Bessemer, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Bessemer, Alabama

Insurance Company Average Annual Rates
Allstate $3,602
Farmers $4,457
GEICO $3,196
Liberty Mutual $5,903
Nationwide $2,889
Progressive $5,131
State Farm $5,594
Travelers $3,864
USAA $2,215

What affects Bessemer, Alabama auto insurance rates?

Local factors affect auto insurance rates in Bessemer, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Bessemer auto insurance rates.

Commute Times in Bessemer

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bessemer, AL is 22.8 minutes according to City-Data.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Compare Auto Insurance Quotes in Bessemer, AL

You can buy cheap Bessemer, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bessemer, Alabama auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption