Buy Cheap Berwick, IA Auto Insurance (2021)

Berwick, IA auto insurance rates average $246 a month. Minimum auto insurance requirements in Berwick, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Berwick, IA, compare Berwick auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Berwick is Travelers
  • Average auto insurance rates in Berwick, IA for teens drivers are $5,753/year
  • The most expensive auto insurance company in Berwick after a DUI is Travelers

Finding affordable Berwick, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Berwick, IA auto insurance with confidence is right here. Auto insurance rates in Berwick are affected by local factors as well as personal ones like your driving record.

See how Berwick, IA car insurance rates compare to Ankeny auto insurance rates, West Des Moines auto insurance rates, and Waterloo auto insurance rates before you read more about the cost of auto insurance in Berwick.

Don’t buy Berwick, IA auto insurance until you’ve compared rates. Get free Berwick, Iowa auto insurance quotes when you enter your ZIP code above.

Berwick, IA Minimum Auto Insurance Requirements

The required auto insurance in Berwick, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Berwick, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Berwick, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Berwick, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Berwick, IA. Take a look at Berwick, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Berwick, Iowa

Insurance Company Poor Fair Good
Allstate $3,564 $2,831 $2,556
American Family $3,341 $2,456 $2,078
Farmers $2,880 $2,389 $2,262
GEICO $2,555 $2,127 $1,700
Liberty Mutual $6,407 $3,999 $3,141
Nationwide $2,796 $2,217 $1,938
Progressive $3,034 $2,505 $2,290
State Farm $3,157 $1,953 $1,541
Travelers $6,451 $5,538 $5,288
USAA $2,381 $1,648 $1,431

Buy Cheap Berwick, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Berwick, Iowa auto insurance rates? Find out how car insurance rates in Berwick, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Berwick, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,928 $1,839 $1,726 $1,752 $5,819 $6,594 $2,078 $2,134
American Family $1,669 $1,669 $1,503 $1,503 $4,614 $6,371 $1,669 $1,997
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,721 $1,538 $1,590 $1,465 $3,985 $3,688 $1,587 $1,446
Liberty Mutual $2,062 $2,230 $1,837 $2,237 $10,755 $12,105 $2,336 $2,562
Nationwide $1,579 $1,609 $1,416 $1,496 $3,808 $4,867 $1,808 $1,953
Progressive $1,739 $1,638 $1,439 $1,505 $4,814 $5,408 $2,082 $2,253
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,473 $2,516 $2,445 $2,445 $11,757 $18,861 $2,589 $2,985
USAA $1,199 $1,203 $1,107 $1,116 $3,372 $3,555 $1,432 $1,574

Buy Cheap Berwick, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Berwick can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Berwick, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Berwick, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,819 $6,594
American Family $4,614 $6,371
Farmers $4,711 $5,019
GEICO $3,985 $3,688
Liberty Mutual $10,755 $12,105
Nationwide $3,808 $4,867
Progressive $4,814 $5,408
State Farm $3,891 $4,937
Travelers $11,757 $18,861
USAA $3,372 $3,555

Buy Cheap Berwick, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Berwick, Iowa by comparing Berwick senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Berwick, IA here.

Annual Auto Insurance Rates for Senior Drivers in Berwick, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,726 $1,752
American Family $1,503 $1,503
Farmers $1,383 $1,513
GEICO $1,590 $1,465
Liberty Mutual $1,837 $2,237
Nationwide $1,416 $1,496
Progressive $1,439 $1,505
State Farm $1,269 $1,269
Travelers $2,445 $2,445
USAA $1,107 $1,116

Find Cheap Auto Insurance Rates in Berwick, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Berwick, Iowa auto insurance. Compare Berwick, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Berwick, Iowa

Insurance Company Low Medium High
Allstate $2,890 $2,987 $3,074
American Family $2,603 $2,773 $2,498
Farmers $2,401 $2,518 $2,611
GEICO $1,985 $2,127 $2,271
Liberty Mutual $4,306 $4,507 $4,734
Nationwide $2,386 $2,318 $2,247
Progressive $2,411 $2,623 $2,796
State Farm $2,111 $2,229 $2,311
Travelers $5,365 $5,849 $6,062
USAA $1,719 $1,826 $1,914

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Find Cheap Berwick, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Berwick. Compare auto insurance rates in Berwick, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Berwick, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,913 $3,055
American Family $2,594 $2,655
Farmers $2,510 $2,510
GEICO $2,091 $2,164
Liberty Mutual $4,516 $4,516
Nationwide $2,317 $2,317
Progressive $2,610 $2,610
State Farm $2,164 $2,270
Travelers $5,759 $5,759
USAA $1,754 $1,886

Find Cheap Berwick, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Berwick, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Berwick, IA, take a look at the average cost for various violations versus rates for a clean driving record in Berwick.

Annual Berwick, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,513 $3,060 $3,529 $2,832
American Family $1,894 $2,790 $3,593 $2,222
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,579 $2,246 $2,993 $1,692
Liberty Mutual $3,889 $4,845 $4,908 $4,420
Nationwide $1,699 $2,408 $3,251 $1,911
Progressive $2,079 $3,493 $2,266 $2,601
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,164 $5,610 $7,538 $5,723
USAA $1,383 $1,872 $2,432 $1,591

Find Cheap Berwick, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Berwick, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Berwick for less when you shop around and compare rates from multiple Berwick, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Berwick, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,529
American Family $3,593
Farmers $2,697
GEICO $2,993
Liberty Mutual $4,908
Nationwide $3,251
Progressive $2,266
State Farm $2,217
Travelers $7,538
USAA $2,432

Winners by Category: Where to Buy Cheap Auto Insurance in Berwick, IA

Compare rates from the cheapest auto insurance companies in Berwick, IA for your needs. Take a look at how Berwick, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Berwick, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Berwick, Iowa Auto Insurance Companies

If you’re looking for the cheapest Berwick, IA auto insurance companies overall, you can compare them here. Find the best price for Berwick, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Berwick, Iowa

Insurance Company Average Annual Rates
Allstate $2,984
American Family $2,625
Farmers $2,510
GEICO $2,127
Liberty Mutual $4,516
Nationwide $2,317
Progressive $2,610
State Farm $2,217
Travelers $5,759
USAA $1,820

Compare Auto Insurance Quotes in Berwick, IA

You can buy cheap Berwick, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Berwick, Iowa auto insurance quotes from top companies.

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