Buy Cheap Berthoud, CO Auto Insurance (2021)

Berthoud, CO auto insurance rates average $285 a month. Minimum auto insurance requirements in Berthoud, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Berthoud, CO, compare Berthoud auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Berthoud, CO for teens drivers are $6,674/year
  • Average auto insurance rates in Berthoud, CO are $285/month
  • The most expensive auto insurance company in Berthoud is Allstate

Finding affordable Berthoud, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Berthoud, CO auto insurance with confidence is right here. Auto insurance rates in Berthoud are affected by local factors as well as personal ones like your driving record.

See how Berthoud, CO car insurance rates compare to Lakewood auto insurance rates, Greeley auto insurance rates, and Pueblo auto insurance rates before you read more about the cost of auto insurance in Berthoud.

Don’t buy Berthoud, CO auto insurance until you’ve compared rates. Get free Berthoud, Colorado auto insurance quotes when you enter your ZIP code above.

Berthoud, CO Minimum Auto Insurance Requirements

The required auto insurance in Berthoud, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Berthoud, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Berthoud, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Berthoud, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Berthoud, CO. Take a look at Berthoud, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Berthoud, Colorado

Insurance Company Poor Fair Good
Allstate $5,940 $4,588 $3,468
American Family $4,500 $3,223 $2,709
Farmers $5,202 $4,242 $4,030
GEICO $3,250 $2,706 $2,162
Liberty Mutual $3,728 $2,298 $1,829
Nationwide $4,099 $3,254 $2,838
Progressive $3,956 $3,395 $3,125
State Farm $4,218 $2,712 $2,187
USAA $4,339 $2,489 $2,000

Buy Cheap Berthoud, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Berthoud, Colorado auto insurance rates? Find out how car insurance rates in Berthoud, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Berthoud, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,833 $2,645 $2,571 $2,595 $9,994 $10,515 $3,085 $3,087
American Family $2,379 $2,379 $2,150 $2,150 $5,744 $7,734 $2,379 $2,905
Farmers $2,594 $2,569 $2,345 $2,533 $10,035 $10,124 $2,853 $2,877
GEICO $1,699 $1,863 $1,821 $2,082 $5,382 $5,678 $1,552 $1,568
Liberty Mutual $1,694 $1,634 $1,443 $1,589 $5,334 $5,820 $1,712 $1,723
Nationwide $2,263 $2,300 $2,028 $2,139 $5,724 $7,310 $2,605 $2,810
Progressive $2,094 $1,957 $1,861 $1,847 $7,356 $8,200 $2,347 $2,275
State Farm $1,879 $1,879 $1,701 $1,701 $5,544 $7,001 $2,108 $2,501
USAA $1,967 $1,958 $1,883 $1,880 $4,952 $5,658 $2,519 $2,728

Buy Cheap Berthoud, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Berthoud can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Berthoud, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Berthoud, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,994 $10,515
American Family $5,744 $7,734
Farmers $10,035 $10,124
GEICO $5,382 $5,678
Liberty Mutual $5,334 $5,820
Nationwide $5,724 $7,310
Progressive $7,356 $8,200
State Farm $5,544 $7,001
USAA $4,952 $5,658

Buy Cheap Berthoud, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Berthoud, Colorado by comparing Berthoud senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Berthoud, CO here.

Annual Auto Insurance Rates for Senior Drivers in Berthoud, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,571 $2,595
American Family $2,150 $2,150
Farmers $2,345 $2,533
GEICO $1,821 $2,082
Liberty Mutual $1,443 $1,589
Nationwide $2,028 $2,139
Progressive $1,861 $1,847
State Farm $1,701 $1,701
USAA $1,883 $1,880

Find Cheap Auto Insurance Rates in Berthoud, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Berthoud, Colorado auto insurance. Compare Berthoud, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Berthoud, Colorado

Insurance Company Low Medium High
Allstate $4,394 $4,648 $4,954
American Family $3,281 $3,550 $3,601
Farmers $3,927 $4,426 $5,121
GEICO $2,410 $2,653 $3,055
Liberty Mutual $2,460 $2,609 $2,787
Nationwide $3,381 $3,402 $3,409
Progressive $3,178 $3,505 $3,793
State Farm $2,821 $3,041 $3,255
USAA $2,802 $2,943 $3,085

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Find Cheap Berthoud, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Berthoud. Compare auto insurance rates in Berthoud, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Berthoud, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,665 $4,665
American Family $3,402 $3,553
Farmers $4,491 $4,491
GEICO $2,651 $2,760
Liberty Mutual $2,618 $2,618
Nationwide $3,397 $3,397
Progressive $3,492 $3,492
State Farm $2,964 $3,115
USAA $2,861 $3,026

Find Cheap Berthoud, CO Auto Insurance Rates by ZIP Code

Auto insurance rates in Berthoud, Colorado can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Berthoud, CO to see how much where you live in Berthoud affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Berthoud, Colorado

ZIP Code Average Annual Rates
80513 $3,221
80537 $3,106

Find Cheap Berthoud, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Berthoud, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Berthoud, CO, take a look at the average cost for various violations versus rates for a clean driving record in Berthoud.

Annual Berthoud, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,964 $4,572 $5,620 $4,506
American Family $2,572 $3,657 $4,766 $2,915
Farmers $3,791 $4,881 $4,814 $4,479
GEICO $1,900 $2,975 $3,481 $2,468
Liberty Mutual $2,303 $2,689 $2,778 $2,704
Nationwide $2,618 $3,570 $4,523 $2,879
Progressive $3,019 $4,265 $3,182 $3,503
State Farm $2,786 $3,293 $3,039 $3,039
USAA $2,153 $2,627 $4,570 $2,423

Find Cheap Berthoud, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Berthoud, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Berthoud for less when you shop around and compare rates from multiple Berthoud, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Berthoud, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,620
American Family $4,766
Farmers $4,814
GEICO $3,481
Liberty Mutual $2,778
Nationwide $4,523
Progressive $3,182
State Farm $3,039
USAA $4,570

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Winners by Category: Where to Buy Cheap Auto Insurance in Berthoud, CO

Compare rates from the cheapest auto insurance companies in Berthoud, CO for your needs. Take a look at how Berthoud, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Berthoud, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Berthoud, Colorado Auto Insurance Companies

If you’re looking for the cheapest Berthoud, CO auto insurance companies overall, you can compare them here. Find the best price for Berthoud, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Berthoud, Colorado

Insurance Company Average Annual Rates
Allstate $4,665
American Family $3,477
Farmers $4,491
GEICO $2,706
Liberty Mutual $2,618
Nationwide $3,397
Progressive $3,492
State Farm $3,039
USAA $2,943

What affects Berthoud, Colorado auto insurance rates?

Local factors affect auto insurance rates in Berthoud, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Berthoud auto insurance rates.

Commute Times in Berthoud

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Berthoud, CO is 29.7 minutes according to City-Data.

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Compare Auto Insurance Quotes in Berthoud, CO

You can buy cheap Berthoud, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Berthoud, Colorado auto insurance quotes from top companies.

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