Buy Cheap Berrien Springs, MI Auto Insurance (2022)

Berrien Springs, MI auto insurance rates average $729 a month. Minimum auto insurance requirements in Berrien Springs, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Berrien Springs, MI, compare Berrien Springs auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Berrien Springs, MI after a DUI are $14,638/year
  • The most expensive auto insurance company in Berrien Springs is Allstate
  • The most expensive auto insurance company in Berrien Springs after a DUI is Allstate

Finding affordable Berrien Springs, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Berrien Springs, MI auto insurance with confidence is right here. Auto insurance rates in Berrien Springs are affected by local factors as well as personal ones like your driving record.

See how Berrien Springs, MI car insurance rates compare to Sterling Heights auto insurance rates, Flint auto insurance rates, and Dearborn auto insurance rates before you read more about the cost of auto insurance in Berrien Springs.

Don’t buy Berrien Springs, MI auto insurance until you’ve compared rates. Get free Berrien Springs, Michigan auto insurance quotes when you enter your ZIP code above.

Berrien Springs, MI Minimum Auto Insurance Requirements

The required auto insurance in Berrien Springs, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Berrien Springs, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Berrien Springs, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Berrien Springs, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Berrien Springs, MI. Take a look at Berrien Springs, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Berrien Springs, Michigan

Insurance Company Poor Fair Good
Allstate $30,165 $16,740 $12,783
Farmers $6,415 $4,257 $3,930
GEICO $6,619 $4,871 $3,967
Liberty Mutual $25,550 $14,772 $8,173
Nationwide $6,307 $4,775 $4,073
Progressive $6,097 $5,137 $4,627
State Farm $19,715 $9,967 $6,764
Travelers $6,813 $6,608 $6,525
USAA $5,208 $2,984 $2,274

Buy Cheap Berrien Springs, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Berrien Springs, Michigan auto insurance rates? Find out how car insurance rates in Berrien Springs, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Berrien Springs, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,600 $14,600 $13,590 $13,590 $36,020 $36,020 $15,375 $15,375
Farmers $3,674 $3,674 $3,431 $3,431 $8,234 $8,234 $4,130 $4,130
GEICO $3,525 $3,525 $3,621 $3,621 $10,095 $10,095 $3,370 $3,370
Liberty Mutual $12,179 $12,179 $12,062 $12,062 $28,240 $28,240 $12,179 $12,179
Nationwide $3,627 $3,627 $3,244 $3,244 $9,368 $9,368 $3,968 $3,968
Progressive $3,098 $2,870 $2,740 $3,063 $11,434 $12,172 $3,604 $3,317
State Farm $7,291 $7,291 $6,794 $6,794 $25,939 $25,939 $8,570 $8,570
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,565 $2,424 $2,416 $2,279 $6,230 $5,899 $3,117 $2,981

Buy Cheap Berrien Springs, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Berrien Springs can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Berrien Springs, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Berrien Springs, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,020 $36,020
Farmers $8,234 $8,234
GEICO $10,095 $10,095
Liberty Mutual $28,240 $28,240
Nationwide $9,368 $9,368
Progressive $11,434 $12,172
State Farm $25,939 $25,939
Travelers $13,395 $13,395
USAA $6,230 $5,899

Buy Cheap Berrien Springs, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Berrien Springs, Michigan by comparing Berrien Springs senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Berrien Springs, MI here.

Annual Auto Insurance Rates for Senior Drivers in Berrien Springs, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,590 $13,590
Farmers $3,431 $3,431
GEICO $3,621 $3,621
Liberty Mutual $12,062 $12,062
Nationwide $3,244 $3,244
Progressive $2,740 $3,063
State Farm $6,794 $6,794
Travelers $3,858 $3,858
USAA $2,416 $2,279

Find Cheap Auto Insurance Rates in Berrien Springs, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Berrien Springs, Michigan auto insurance. Compare Berrien Springs, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Berrien Springs, Michigan

Insurance Company Low Medium High
Allstate $19,285 $19,950 $20,453
Farmers $4,746 $4,857 $5,000
GEICO $4,771 $5,102 $5,584
Liberty Mutual $15,685 $16,118 $16,693
Nationwide $5,210 $4,987 $4,957
Progressive $5,112 $5,295 $5,454
State Farm $11,511 $12,227 $12,707
Travelers $6,575 $6,656 $6,715
USAA $3,369 $3,500 $3,599

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Find Cheap Berrien Springs, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Berrien Springs. Compare auto insurance rates in Berrien Springs, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Berrien Springs, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,896 $19,896
Farmers $4,867 $4,867
GEICO $5,037 $5,268
Liberty Mutual $15,619 $16,711
Nationwide $5,052 $5,052
Progressive $5,287 $5,287
State Farm $11,817 $12,480
Travelers $6,611 $6,686
USAA $3,449 $3,529

Find Cheap Berrien Springs, MI Auto Insurance Rates by ZIP Code

Auto insurance rates in Berrien Springs, Michigan can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Berrien Springs, MI to see how much where you live in Berrien Springs affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Berrien Springs, Michigan

ZIP Code Average Annual Rates
49103 $6,124
49104 $6,171

Find Cheap Berrien Springs, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Berrien Springs, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Berrien Springs, MI, take a look at the average cost for various violations versus rates for a clean driving record in Berrien Springs.

Annual Berrien Springs, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,604 $12,880 $43,593 $13,507
Farmers $4,094 $5,210 $5,145 $5,020
GEICO $1,795 $3,844 $11,633 $3,338
Liberty Mutual $11,060 $13,540 $25,747 $14,313
Nationwide $4,333 $5,766 $5,239 $4,868
Progressive $4,477 $5,894 $5,296 $5,483
State Farm $7,647 $9,212 $20,174 $11,561
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,808 $3,502 $4,588 $3,058

Find Cheap Berrien Springs, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Berrien Springs, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Berrien Springs for less when you shop around and compare rates from multiple Berrien Springs, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Berrien Springs, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $43,593
Farmers $5,145
GEICO $11,633
Liberty Mutual $25,747
Nationwide $5,239
Progressive $5,296
State Farm $20,174
Travelers $10,331
USAA $4,588

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Winners by Category: Where to Buy Cheap Auto Insurance in Berrien Springs, MI

Compare rates from the cheapest auto insurance companies in Berrien Springs, MI for your needs. Take a look at how Berrien Springs, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Berrien Springs, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Berrien Springs, Michigan Auto Insurance Companies

If you’re looking for the cheapest Berrien Springs, MI auto insurance companies overall, you can compare them here. Find the best price for Berrien Springs, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Berrien Springs, Michigan

Insurance Company Average Annual Rates
Allstate $19,896
Farmers $4,867
GEICO $5,153
Liberty Mutual $16,165
Nationwide $5,052
Progressive $5,287
State Farm $12,149
Travelers $6,649
USAA $3,489

What affects Berrien Springs, Michigan auto insurance rates?

Local factors affect auto insurance rates in Berrien Springs, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Berrien Springs auto insurance rates.

Commute Times in Berrien Springs

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Berrien Springs, MI is 24.2 minutes according to City-Data.

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Compare Auto Insurance Quotes in Berrien Springs, MI

You can buy cheap Berrien Springs, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Berrien Springs, Michigan auto insurance quotes from top companies.

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