Buy Cheap Bernhards Bay, NY Auto Insurance (2021)

Bernhards Bay, NY auto insurance rates average $261 a month. Minimum auto insurance requirements in Bernhards Bay, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Bernhards Bay, NY, compare Bernhards Bay auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Bernhards Bay, NY for teens drivers are $5,388/year
  • The most expensive auto insurance company in Bernhards Bay after a DUI is Liberty Mutual
  • Average auto insurance rates in Bernhards Bay, NY after a DUI are $4,131/year

Finding affordable Bernhards Bay, New York auto insurance can be challenging, but everything you need to know to buy cheap Bernhards Bay, NY auto insurance with confidence is right here. Auto insurance rates in Bernhards Bay are affected by local factors as well as personal ones like your driving record.

See how Bernhards Bay, NY car insurance rates compare to Mount Vernon auto insurance rates, Rochester auto insurance rates, and New York auto insurance rates before you read more about the cost of auto insurance in Bernhards Bay.

Don’t buy Bernhards Bay, NY auto insurance until you’ve compared rates. Get free Bernhards Bay, New York auto insurance quotes when you enter your ZIP code above.

Bernhards Bay, NY Minimum Auto Insurance Requirements

The required auto insurance in Bernhards Bay, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Bernhards Bay, New York is outlined here.

Minimum Required Auto Insurance Coverage in Bernhards Bay, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Bernhards Bay, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bernhards Bay, NY. Take a look at Bernhards Bay, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bernhards Bay, New York

Insurance Company Poor Fair Good
Allstate $4,978 $2,946 $2,566
GEICO $2,211 $1,625 $1,458
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,870 $2,870 $2,870
Progressive $4,216 $2,189 $1,607
State Farm $4,708 $2,952 $2,343
Travelers $4,619 $2,944 $2,567
USAA $4,423 $2,195 $1,945

Buy Cheap Bernhards Bay, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bernhards Bay, New York auto insurance rates? Find out how car insurance rates in Bernhards Bay, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bernhards Bay, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,267 $2,223 $2,260 $6,737 $7,224 $2,416 $2,455
GEICO $1,304 $1,256 $1,268 $1,250 $2,710 $3,943 $1,177 $1,209
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,172 $2,172 $2,051 $2,051 $3,851 $5,729 $2,172 $2,765
Progressive $1,604 $1,500 $1,285 $1,307 $5,471 $6,094 $2,076 $2,028
State Farm $2,113 $2,113 $1,836 $1,836 $6,109 $7,899 $2,316 $2,454
Travelers $2,400 $2,421 $2,204 $2,363 $5,662 $6,745 $2,555 $2,663
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

Buy Cheap Bernhards Bay, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bernhards Bay can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bernhards Bay, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bernhards Bay, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,737 $7,224
GEICO $2,710 $3,943
Liberty Mutual $6,550 $10,619
Nationwide $3,851 $5,729
Progressive $5,471 $6,094
State Farm $6,109 $7,899
Travelers $5,662 $6,745
USAA $6,012 $7,189

Buy Cheap Bernhards Bay, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Bernhards Bay, New York by comparing Bernhards Bay senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bernhards Bay, NY here.

Annual Auto Insurance Rates for Senior Drivers in Bernhards Bay, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,223 $2,260
GEICO $1,268 $1,250
Liberty Mutual $3,142 $3,142
Nationwide $2,051 $2,051
Progressive $1,285 $1,307
State Farm $1,836 $1,836
Travelers $2,204 $2,363
USAA $1,346 $1,345

Find Cheap Auto Insurance Rates in Bernhards Bay, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bernhards Bay, New York auto insurance. Compare Bernhards Bay, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bernhards Bay, New York

Insurance Company Low Medium High
Allstate $3,329 $3,487 $3,674
GEICO $1,673 $1,759 $1,863
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,716 $2,850 $3,045
Progressive $2,539 $2,657 $2,816
State Farm $3,184 $3,351 $3,469
Travelers $3,222 $3,351 $3,557
USAA $2,786 $2,844 $2,933

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Find Cheap Bernhards Bay, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bernhards Bay. Compare auto insurance rates in Bernhards Bay, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bernhards Bay, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,450 $3,543
GEICO $1,713 $1,816
Liberty Mutual $4,514 $4,774
Nationwide $2,870 $2,870
Progressive $2,671 $2,671
State Farm $3,218 $3,451
Travelers $3,377 $3,377
USAA $2,826 $2,883

Find Cheap Bernhards Bay, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Bernhards Bay, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bernhards Bay, NY, take a look at the average cost for various violations versus rates for a clean driving record in Bernhards Bay.

Annual Bernhards Bay, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,988 $2,988 $4,286 $3,724
GEICO $1,395 $1,520 $2,749 $1,395
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,197 $2,197 $4,839 $2,247
Progressive $2,598 $2,598 $2,875 $2,613
State Farm $3,182 $3,182 $3,487 $3,487
Travelers $2,880 $3,607 $3,660 $3,360
USAA $2,530 $2,572 $3,744 $2,572

Find Cheap Bernhards Bay, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bernhards Bay, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Bernhards Bay for less when you shop around and compare rates from multiple Bernhards Bay, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bernhards Bay, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,286
GEICO $2,749
Liberty Mutual $7,405
Nationwide $4,839
Progressive $2,875
State Farm $3,487
Travelers $3,660
USAA $3,744

Winners by Category: Where to Buy Cheap Auto Insurance in Bernhards Bay, NY

Compare rates from the cheapest auto insurance companies in Bernhards Bay, NY for your needs. Take a look at how Bernhards Bay, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bernhards Bay, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Bernhards Bay, New York Auto Insurance Companies

If you’re looking for the cheapest Bernhards Bay, NY auto insurance companies overall, you can compare them here. Find the best price for Bernhards Bay, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Bernhards Bay, New York

Insurance Company Average Annual Rates
Allstate $3,497
GEICO $1,765
Liberty Mutual $4,644
Nationwide $2,870
Progressive $2,671
State Farm $3,334
Travelers $3,377
USAA $2,854

Compare Auto Insurance Quotes in Bernhards Bay, NY

You can buy cheap Bernhards Bay, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bernhards Bay, New York auto insurance quotes from top companies.

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