Buy Cheap Bernalillo, NM Auto Insurance (2021)

Bernalillo, NM auto insurance rates average $318 a month. Minimum auto insurance requirements in Bernalillo, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Bernalillo, NM, compare Bernalillo auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Bernalillo after a DUI is GEICO
  • Average auto insurance rates in Bernalillo, NM are $318/month
  • The most expensive auto insurance company in Bernalillo is GEICO

Finding affordable Bernalillo, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Bernalillo, NM auto insurance with confidence is right here. Auto insurance rates in Bernalillo are affected by local factors as well as personal ones like your driving record.

See how Bernalillo, NM car insurance rates compare to Santa Fe auto insurance rates, Farmington auto insurance rates, and Roswell auto insurance rates before you read more about the cost of auto insurance in Bernalillo.

Don’t buy Bernalillo, NM auto insurance until you’ve compared rates. Get free Bernalillo, New Mexico auto insurance quotes when you enter your ZIP code above.

Bernalillo, NM Minimum Auto Insurance Requirements

The required auto insurance in Bernalillo, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Bernalillo, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Bernalillo, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Bernalillo, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bernalillo, NM. Take a look at Bernalillo, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bernalillo, New Mexico

Insurance Company Poor Fair Good
Allstate $5,275 $4,351 $3,973
Farmers $5,753 $4,772 $4,537
GEICO $5,759 $5,013 $4,638
Nationwide $4,674 $3,642 $3,159
Progressive $3,542 $3,177 $3,016
State Farm $3,467 $2,144 $1,701
USAA $3,127 $2,344 $2,032

Buy Cheap Bernalillo, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bernalillo, New Mexico auto insurance rates? Find out how car insurance rates in Bernalillo, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bernalillo, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,635 $2,622 $2,434 $2,557 $9,288 $10,804 $2,886 $3,036
Farmers $2,778 $2,764 $2,484 $2,654 $11,420 $11,734 $3,120 $3,210
GEICO $3,195 $3,283 $3,007 $3,007 $9,224 $12,627 $3,363 $3,383
Nationwide $2,602 $2,640 $2,365 $2,477 $6,381 $8,032 $2,947 $3,153
Progressive $1,693 $1,628 $1,548 $1,547 $7,243 $8,154 $2,044 $2,101
State Farm $1,580 $1,580 $1,446 $1,446 $4,318 $5,423 $1,768 $1,938
USAA $1,644 $1,627 $1,573 $1,561 $4,408 $4,978 $2,039 $2,178

Buy Cheap Bernalillo, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bernalillo can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bernalillo, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bernalillo, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,288 $10,804
Farmers $11,420 $11,734
GEICO $9,224 $12,627
Nationwide $6,381 $8,032
Progressive $7,243 $8,154
State Farm $4,318 $5,423
USAA $4,408 $4,978

Buy Cheap Bernalillo, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Bernalillo, New Mexico by comparing Bernalillo senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bernalillo, NM here.

Annual Auto Insurance Rates for Senior Drivers in Bernalillo, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,434 $2,557
Farmers $2,484 $2,654
GEICO $3,007 $3,007
Nationwide $2,365 $2,477
Progressive $1,548 $1,547
State Farm $1,446 $1,446
USAA $1,573 $1,561

Find Cheap Auto Insurance Rates in Bernalillo, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bernalillo, New Mexico auto insurance. Compare Bernalillo, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bernalillo, New Mexico

Insurance Company Low Medium High
Allstate $4,286 $4,522 $4,791
Farmers $4,567 $4,976 $5,519
GEICO $4,774 $5,124 $5,512
Nationwide $3,735 $3,797 $3,942
Progressive $3,071 $3,246 $3,417
State Farm $2,197 $2,446 $2,669
USAA $2,320 $2,514 $2,669

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Find Cheap Bernalillo, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bernalillo. Compare auto insurance rates in Bernalillo, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bernalillo, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,533 $4,533
Farmers $5,021 $5,021
GEICO $5,057 $5,215
Nationwide $3,825 $3,825
Progressive $3,245 $3,245
State Farm $2,375 $2,499
USAA $2,426 $2,576

Find Cheap Bernalillo, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Bernalillo, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bernalillo, NM, take a look at the average cost for various violations versus rates for a clean driving record in Bernalillo.

Annual Bernalillo, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,693 $4,942 $5,307 $4,190
Farmers $4,241 $5,468 $5,339 $5,035
GEICO $3,031 $4,859 $9,625 $3,031
Nationwide $2,860 $4,015 $5,183 $3,240
Progressive $2,801 $3,856 $3,017 $3,305
State Farm $2,286 $2,488 $2,488 $2,488
USAA $1,853 $2,588 $3,403 $2,161

Find Cheap Bernalillo, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bernalillo, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Bernalillo for less when you shop around and compare rates from multiple Bernalillo, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bernalillo, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,307
Farmers $5,339
GEICO $9,625
Nationwide $5,183
Progressive $3,017
State Farm $2,488
USAA $3,403

Winners by Category: Where to Buy Cheap Auto Insurance in Bernalillo, NM

Compare rates from the cheapest auto insurance companies in Bernalillo, NM for your needs. Take a look at how Bernalillo, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bernalillo, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Bernalillo, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Bernalillo, NM auto insurance companies overall, you can compare them here. Find the best price for Bernalillo, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Bernalillo, New Mexico

Insurance Company Average Annual Rates
Allstate $4,533
Farmers $5,021
GEICO $5,136
Nationwide $3,825
Progressive $3,245
State Farm $2,437
USAA $2,501

What affects Bernalillo, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Bernalillo, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Bernalillo auto insurance rates.

Auto Theft in Bernalillo

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Bernalillo, NM auto theft show a total of 26 vehicle thefts annually.

Commute Times in Bernalillo

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bernalillo, NM is 31.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Bernalillo, NM

You can buy cheap Bernalillo, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bernalillo, New Mexico auto insurance quotes from top companies.

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