Buy Cheap Berlin, PA Auto Insurance (2022)

Berlin, PA auto insurance rates average $309 a month. Minimum auto insurance requirements in Berlin, Pennsylvania are 15/30/5 to comply with Pennsylvania laws. To buy cheap auto insurance in Berlin, PA, compare Berlin auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Berlin is Travelers
  • Average auto insurance rates in Berlin, PA are $309/month
  • Average auto insurance rates in Berlin, PA for teens drivers are $8,372/year

Finding affordable Berlin, Pennsylvania auto insurance can be challenging, but everything you need to know to buy cheap Berlin, PA auto insurance with confidence is right here. Auto insurance rates in Berlin are affected by local factors as well as personal ones like your driving record.

See how Berlin, PA car insurance rates compare to Pittsburgh auto insurance rates, Erie auto insurance rates, and Scranton auto insurance rates before you read more about the cost of auto insurance in Berlin.

Don’t buy Berlin, PA auto insurance until you’ve compared rates. Get free Berlin, Pennsylvania auto insurance quotes when you enter your ZIP code above.

Berlin, PA Minimum Auto Insurance Requirements

The required auto insurance in Berlin, PA is 15/30/5 according to the auto insurance laws in Pennsylvania. The minimum auto insurance in Berlin, Pennsylvania is outlined here.

Minimum Required Auto Insurance Coverage in Berlin, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Find Cheap Berlin, PA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Berlin, PA. Take a look at Berlin, Pennsylvania auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Berlin, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,064 $3,772 $3,042
GEICO $4,403 $2,473 $1,907
Liberty Mutual $6,902 $4,950 $4,371
Nationwide $2,926 $2,394 $2,141
Progressive $5,616 $3,937 $3,162
State Farm $4,065 $2,516 $1,985
Travelers $6,797 $6,133 $5,789
USAA $1,953 $1,450 $1,284

Buy Cheap Berlin, PA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Berlin, Pennsylvania auto insurance rates? Find out how car insurance rates in Berlin, PA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Berlin, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,521 $2,521 $2,304 $2,304 $8,214 $8,214 $2,798 $2,798
GEICO $2,311 $1,998 $2,138 $1,849 $5,763 $4,994 $2,343 $2,025
Liberty Mutual $3,541 $3,541 $3,243 $3,243 $10,350 $10,350 $4,497 $4,497
Nationwide $1,709 $1,709 $1,611 $1,611 $4,718 $4,718 $1,909 $1,909
Progressive $2,659 $2,659 $2,372 $2,372 $8,505 $8,505 $3,416 $3,416
State Farm $1,765 $1,765 $1,547 $1,547 $6,171 $6,171 $1,938 $1,938
Travelers $1,428 $1,428 $1,523 $1,523 $20,276 $20,276 $1,732 $1,732
USAA $1,013 $1,013 $916 $916 $2,978 $2,978 $1,341 $1,341

Buy Cheap Berlin, PA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Berlin can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Berlin, PA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Berlin, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,214 $8,214
GEICO $5,763 $4,994
Liberty Mutual $10,350 $10,350
Nationwide $4,718 $4,718
Progressive $8,505 $8,505
State Farm $6,171 $6,171
Travelers $20,276 $20,276
USAA $2,978 $2,978

Buy Cheap Berlin, PA Auto Insurance for Seniors

You can save on senior auto insurance rates in Berlin, Pennsylvania by comparing Berlin senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Berlin, PA here.

Annual Auto Insurance Rates for Senior Drivers in Berlin, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,304 $2,304
GEICO $2,138 $1,849
Liberty Mutual $3,243 $3,243
Nationwide $1,611 $1,611
Progressive $2,372 $2,372
State Farm $1,547 $1,547
Travelers $1,523 $1,523
USAA $916 $916

Find Cheap Auto Insurance Rates in Berlin, PA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Berlin, Pennsylvania auto insurance. Compare Berlin, PA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Berlin, Pennsylvania

Insurance Company Low Medium High
Allstate $3,794 $3,982 $4,102
GEICO $2,723 $2,948 $3,112
Liberty Mutual $5,171 $5,442 $5,611
Nationwide $2,526 $2,511 $2,423
Progressive $3,901 $4,268 $4,546
State Farm $2,710 $2,884 $2,972
Travelers $6,344 $6,236 $6,140
USAA $1,458 $1,575 $1,653

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Find Cheap Berlin, PA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Berlin. Compare auto insurance rates in Berlin, PA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Berlin, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,883 $4,036
GEICO $2,879 $2,977
Liberty Mutual $5,269 $5,547
Nationwide $2,487 $2,487
Progressive $4,238 $4,238
State Farm $2,772 $2,939
Travelers $6,240 $6,240
USAA $1,518 $1,606

Find Cheap Berlin, PA Auto Insurance Rates by Driving Record

Auto insurance rates in Berlin, Pennsylvania are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Berlin, PA, take a look at the average cost for various violations versus rates for a clean driving record in Berlin.

Annual Berlin, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,793 $4,460 $3,793 $3,793
GEICO $2,155 $3,670 $2,887 $2,999
Liberty Mutual $4,941 $5,645 $5,523 $5,523
Nationwide $1,786 $2,388 $3,359 $2,415
Progressive $3,846 $5,294 $3,957 $3,856
State Farm $2,627 $3,083 $2,855 $2,855
Travelers $4,465 $6,300 $7,895 $6,300
USAA $1,262 $1,732 $1,845 $1,409

Find Cheap Berlin, PA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Berlin, Pennsylvania is higher than for a clean driving record. You can buy auto insurance after a DUI in Berlin for less when you shop around and compare rates from multiple Berlin, PA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Berlin, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,793
GEICO $2,887
Liberty Mutual $5,523
Nationwide $3,359
Progressive $3,957
State Farm $2,855
Travelers $7,895
USAA $1,845

Winners by Category: Where to Buy Cheap Auto Insurance in Berlin, PA

Compare rates from the cheapest auto insurance companies in Berlin, PA for your needs. Take a look at how Berlin, Pennsylvania auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Berlin, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Berlin, Pennsylvania Auto Insurance Companies

If you’re looking for the cheapest Berlin, PA auto insurance companies overall, you can compare them here. Find the best price for Berlin, Pennsylvania car insurance by company.

Average Annual Auto Insurance Rates by Company in Berlin, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,959
GEICO $2,928
Liberty Mutual $5,408
Nationwide $2,487
Progressive $4,238
State Farm $2,855
Travelers $6,240
USAA $1,562

What affects Berlin, Pennsylvania auto insurance rates?

Local factors affect auto insurance rates in Berlin, PA, including traffic, theft statistics, and commute length. Take a look at the things that impact Berlin auto insurance rates.

Commute Times in Berlin

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Berlin, PA is 27.7 minutes according to City-Data.

Traffic in Berlin

How is traffic in Berlin, Pennsylvania? Inrix data shows that Berlin, PA traffic makes it the 41st-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Berlin, PA

You can buy cheap Berlin, PA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Berlin, Pennsylvania auto insurance quotes from top companies.

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