Buy Cheap Berkley, CO Auto Insurance (2021)

Berkley, CO auto insurance rates average $355 a month. Minimum auto insurance requirements in Berkley, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Berkley, CO, compare Berkley auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Berkley, CO are $355/month
  • Average auto insurance rates in Berkley, CO after a DUI are $5,076/year
  • The most expensive auto insurance company in Berkley is Farmers

Finding affordable Berkley, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Berkley, CO auto insurance with confidence is right here. Auto insurance rates in Berkley are affected by local factors as well as personal ones like your driving record.

See how Berkley, CO car insurance rates compare to Denver auto insurance rates, Boulder auto insurance rates, and Fort Collins auto insurance rates before you read more about the cost of auto insurance in Berkley.

Don’t buy Berkley, CO auto insurance until you’ve compared rates. Get free Berkley, Colorado auto insurance quotes when you enter your ZIP code above.

Berkley, CO Minimum Auto Insurance Requirements

The required auto insurance in Berkley, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Berkley, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Berkley, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Berkley, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Berkley, CO. Take a look at Berkley, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Berkley, Colorado

Insurance Company Poor Fair Good
Allstate $7,376 $5,694 $4,288
American Family $5,937 $4,240 $3,560
Farmers $6,846 $5,576 $5,296
GEICO $3,873 $3,219 $2,567
Liberty Mutual $4,541 $2,798 $2,218
Nationwide $4,876 $3,865 $3,363
Progressive $5,054 $4,321 $3,968
State Farm $5,250 $3,379 $2,727
USAA $4,977 $2,860 $2,299

Buy Cheap Berkley, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Berkley, Colorado auto insurance rates? Find out how car insurance rates in Berkley, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Berkley, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,442 $3,199 $3,122 $3,151 $12,624 $13,279 $3,738 $3,732
American Family $3,129 $3,129 $2,825 $2,825 $7,577 $10,189 $3,129 $3,828
Farmers $3,404 $3,369 $3,079 $3,334 $13,248 $13,337 $3,732 $3,746
GEICO $2,010 $2,211 $2,176 $2,505 $6,422 $6,761 $1,831 $1,841
Liberty Mutual $2,016 $1,926 $1,722 $1,903 $6,626 $7,225 $2,035 $2,032
Nationwide $2,674 $2,717 $2,395 $2,526 $6,834 $8,723 $3,085 $3,327
Progressive $2,671 $2,494 $2,350 $2,337 $9,363 $10,451 $3,005 $2,913
State Farm $2,321 $2,321 $2,113 $2,113 $6,951 $8,765 $2,608 $3,091
USAA $2,227 $2,207 $2,140 $2,123 $5,787 $6,602 $2,859 $3,085

Buy Cheap Berkley, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Berkley can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Berkley, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Berkley, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,624 $13,279
American Family $7,577 $10,189
Farmers $13,248 $13,337
GEICO $6,422 $6,761
Liberty Mutual $6,626 $7,225
Nationwide $6,834 $8,723
Progressive $9,363 $10,451
State Farm $6,951 $8,765
USAA $5,787 $6,602

Buy Cheap Berkley, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Berkley, Colorado by comparing Berkley senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Berkley, CO here.

Annual Auto Insurance Rates for Senior Drivers in Berkley, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,122 $3,151
American Family $2,825 $2,825
Farmers $3,079 $3,334
GEICO $2,176 $2,505
Liberty Mutual $1,722 $1,903
Nationwide $2,395 $2,526
Progressive $2,350 $2,337
State Farm $2,113 $2,113
USAA $2,140 $2,123

Find Cheap Auto Insurance Rates in Berkley, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Berkley, Colorado auto insurance. Compare Berkley, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Berkley, Colorado

Insurance Company Low Medium High
Allstate $5,437 $5,765 $6,156
American Family $4,345 $4,670 $4,721
Farmers $5,131 $5,817 $6,771
GEICO $2,832 $3,148 $3,678
Liberty Mutual $2,975 $3,172 $3,409
Nationwide $4,010 $4,038 $4,057
Progressive $4,053 $4,464 $4,827
State Farm $3,491 $3,788 $4,076
USAA $3,211 $3,379 $3,546

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Find Cheap Berkley, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Berkley. Compare auto insurance rates in Berkley, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Berkley, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,786 $5,786
American Family $4,480 $4,678
Farmers $5,906 $5,906
GEICO $3,154 $3,285
Liberty Mutual $3,185 $3,185
Nationwide $4,035 $4,035
Progressive $4,448 $4,448
State Farm $3,691 $3,880
USAA $3,283 $3,474

Find Cheap Berkley, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Berkley, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Berkley, CO, take a look at the average cost for various violations versus rates for a clean driving record in Berkley.

Annual Berkley, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,885 $5,666 $7,012 $5,580
American Family $3,399 $4,769 $6,295 $3,852
Farmers $4,984 $6,425 $6,335 $5,880
GEICO $2,248 $3,539 $4,169 $2,923
Liberty Mutual $2,804 $3,276 $3,372 $3,289
Nationwide $3,108 $4,241 $5,374 $3,418
Progressive $3,837 $5,433 $4,050 $4,473
State Farm $3,462 $4,109 $3,785 $3,785
USAA $2,450 $3,011 $5,293 $2,760

Find Cheap Berkley, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Berkley, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Berkley for less when you shop around and compare rates from multiple Berkley, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Berkley, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,012
American Family $6,295
Farmers $6,335
GEICO $4,169
Liberty Mutual $3,372
Nationwide $5,374
Progressive $4,050
State Farm $3,785
USAA $5,293

Winners by Category: Where to Buy Cheap Auto Insurance in Berkley, CO

Compare rates from the cheapest auto insurance companies in Berkley, CO for your needs. Take a look at how Berkley, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Berkley, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Berkley, Colorado Auto Insurance Companies

If you’re looking for the cheapest Berkley, CO auto insurance companies overall, you can compare them here. Find the best price for Berkley, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Berkley, Colorado

Insurance Company Average Annual Rates
Allstate $5,786
American Family $4,579
Farmers $5,906
GEICO $3,220
Liberty Mutual $3,185
Nationwide $4,035
Progressive $4,448
State Farm $3,785
USAA $3,379

What affects Berkley, Colorado auto insurance rates?

Local factors affect auto insurance rates in Berkley, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Berkley auto insurance rates.

Commute Times in Berkley

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Berkley, CO is 27.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Berkley, CO

You can buy cheap Berkley, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Berkley, Colorado auto insurance quotes from top companies.

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