Buy Cheap Beresford, SD Auto Insurance (2021)

Beresford, SD auto insurance rates average $299 a month. Minimum auto insurance requirements in Beresford, South Dakota are 25/50/25 to comply with South Dakota laws. To buy cheap auto insurance in Beresford, SD, compare Beresford auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Beresford, SD after a DUI are $4,345/year
  • Average auto insurance rates in Beresford, SD for teens drivers are $7,080/year
  • Average auto insurance rates in Beresford, SD are $299/month

Finding affordable Beresford, South Dakota auto insurance can be challenging, but everything you need to know to buy cheap Beresford, SD auto insurance with confidence is right here. Auto insurance rates in Beresford are affected by local factors as well as personal ones like your driving record.

See how Beresford, SD car insurance rates compare to Spearfish auto insurance rates, Aberdeen auto insurance rates, and Box Elder auto insurance rates before you read more about the cost of auto insurance in Beresford.

Don’t buy Beresford, SD auto insurance until you’ve compared rates. Get free Beresford, South Dakota auto insurance quotes when you enter your ZIP code above.

Beresford, SD Minimum Auto Insurance Requirements

The required auto insurance in Beresford, SD is 25/50/25 according to the auto insurance laws in South Dakota. The minimum auto insurance in Beresford, South Dakota is outlined here.

Minimum Required Auto Insurance Coverage in Beresford, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Beresford, SD Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Beresford, SD. Take a look at Beresford, South Dakota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Beresford, South Dakota

Insurance Company Poor Fair Good
Allstate $5,617 $4,396 $3,817
American Family $4,802 $3,463 $2,924
Farmers $3,804 $3,224 $3,090
GEICO $4,316 $2,191 $1,484
Liberty Mutual $9,651 $5,814 $4,562
Nationwide $3,028 $2,388 $2,096
Progressive $3,614 $3,047 $2,828
State Farm $2,869 $1,716 $1,330

Buy Cheap Beresford, SD Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Beresford, South Dakota auto insurance rates? Find out how car insurance rates in Beresford, SD are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Beresford, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,428 $2,484 $2,139 $2,288 $9,928 $11,847 $2,752 $3,013
American Family $2,659 $2,659 $2,364 $2,364 $5,616 $8,249 $2,659 $3,266
Farmers $1,730 $1,733 $1,520 $1,587 $8,045 $8,364 $1,940 $2,062
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,714 $4,036 $2,932 $3,564 $14,576 $16,365 $3,894 $4,327
Nationwide $1,780 $1,829 $1,592 $1,700 $3,909 $5,045 $2,001 $2,174
Progressive $1,735 $1,689 $1,429 $1,485 $6,806 $7,713 $2,168 $2,277
State Farm $1,327 $1,327 $1,151 $1,151 $3,360 $4,298 $1,487 $1,674

Buy Cheap Beresford, SD Auto Insurance for Teen Drivers

Auto insurance for teenagers in Beresford can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Beresford, SD are listed here.

Annual Auto Insurance Rates for Teen Drivers in Beresford, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,928 $11,847
American Family $5,616 $8,249
Farmers $8,045 $8,364
GEICO $4,398 $5,174
Liberty Mutual $14,576 $16,365
Nationwide $3,909 $5,045
Progressive $6,806 $7,713
State Farm $3,360 $4,298

Buy Cheap Beresford, SD Auto Insurance for Seniors

You can save on senior auto insurance rates in Beresford, South Dakota by comparing Beresford senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Beresford, SD here.

Annual Auto Insurance Rates for Senior Drivers in Beresford, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,139 $2,288
American Family $2,364 $2,364
Farmers $1,520 $1,587
GEICO $2,041 $1,881
Liberty Mutual $2,932 $3,564
Nationwide $1,592 $1,700
Progressive $1,429 $1,485
State Farm $1,151 $1,151

Find Cheap Auto Insurance Rates in Beresford, SD by Coverage Level

The amount of coverage you choose is a big factor in the cost of Beresford, South Dakota auto insurance. Compare Beresford, SD auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Beresford, South Dakota

Insurance Company Low Medium High
Allstate $4,493 $4,603 $4,734
American Family $3,733 $3,834 $3,621
Farmers $3,208 $3,330 $3,580
GEICO $2,584 $2,660 $2,746
Liberty Mutual $6,547 $6,666 $6,815
Nationwide $2,363 $2,493 $2,655
Progressive $3,054 $3,123 $3,312
State Farm $1,903 $1,973 $2,040

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Find Cheap Beresford, SD Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Beresford. Compare auto insurance rates in Beresford, SD by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Beresford, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,497 $4,723
American Family $3,684 $3,775
Farmers $3,373 $3,373
GEICO $2,631 $2,696
Liberty Mutual $6,676 $6,676
Nationwide $2,504 $2,504
Progressive $3,163 $3,163
State Farm $1,924 $2,020

Find Cheap Beresford, SD Auto Insurance Rates by Driving Record

Auto insurance rates in Beresford, South Dakota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Beresford, SD, take a look at the average cost for various violations versus rates for a clean driving record in Beresford.

Annual Beresford, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,824 $4,437 $5,901 $4,278
American Family $2,703 $3,999 $5,125 $3,092
Farmers $2,870 $3,640 $3,551 $3,430
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $5,624 $6,994 $7,255 $6,830
Nationwide $1,819 $2,511 $3,581 $2,105
Progressive $2,719 $3,733 $2,932 $3,268
State Farm $1,841 $2,103 $1,972 $1,972

Find Cheap Beresford, SD Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Beresford, South Dakota is higher than for a clean driving record. You can buy auto insurance after a DUI in Beresford for less when you shop around and compare rates from multiple Beresford, SD auto insurance companies.

Annual Auto Insurance Rates After a DUI in Beresford, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,901
American Family $5,125
Farmers $3,551
GEICO $4,443
Liberty Mutual $7,255
Nationwide $3,581
Progressive $2,932
State Farm $1,972

Winners by Category: Where to Buy Cheap Auto Insurance in Beresford, SD

Compare rates from the cheapest auto insurance companies in Beresford, SD for your needs. Take a look at how Beresford, South Dakota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Beresford, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Beresford, South Dakota Auto Insurance Companies

If you’re looking for the cheapest Beresford, SD auto insurance companies overall, you can compare them here. Find the best price for Beresford, South Dakota car insurance by company.

Average Annual Auto Insurance Rates by Company in Beresford, South Dakota

Insurance Company Average Annual Rates
Allstate $4,610
American Family $3,730
Farmers $3,373
GEICO $2,664
Liberty Mutual $6,676
Nationwide $2,504
Progressive $3,163
State Farm $1,972

What affects Beresford, South Dakota auto insurance rates?

Local factors affect auto insurance rates in Beresford, SD, including traffic, theft statistics, and commute length. Take a look at the things that impact Beresford auto insurance rates.

Auto Theft in Beresford

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Beresford, SD auto theft show a total of 2 vehicle thefts annually.

Commute Times in Beresford

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Beresford, SD is 19.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Beresford, SD

You can buy cheap Beresford, SD auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Beresford, South Dakota auto insurance quotes from top companies.

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