Buy Cheap Berea, OH Auto Insurance (2021)

Berea, OH auto insurance rates average $228 a month. Minimum auto insurance requirements in Berea, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Berea, OH, compare Berea auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Berea, OH after a DUI are $3,189/year
  • The most expensive auto insurance company in Berea after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Berea is Liberty Mutual

Finding affordable Berea, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Berea, OH auto insurance with confidence is right here. Auto insurance rates in Berea are affected by local factors as well as personal ones like your driving record.

See how Berea, OH car insurance rates compare to Columbus auto insurance rates, Dayton auto insurance rates, and Akron auto insurance rates before you read more about the cost of auto insurance in Berea.

Don’t buy Berea, OH auto insurance until you’ve compared rates. Get free Berea, Ohio auto insurance quotes when you enter your ZIP code above.

Berea, OH Minimum Auto Insurance Requirements

The required auto insurance in Berea, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Berea, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Berea, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Berea, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Berea, OH. Take a look at Berea, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Berea, Ohio

Insurance Company Poor Fair Good
Allstate $3,829 $2,799 $2,331
American Family $2,118 $1,436 $1,214
Farmers $3,796 $3,224 $3,070
GEICO $2,260 $1,885 $1,509
Liberty Mutual $6,111 $3,767 $2,955
Nationwide $3,822 $3,082 $2,606
Progressive $3,432 $2,986 $2,799
State Farm $3,510 $2,169 $1,710
Travelers $3,465 $3,019 $2,822
USAA $1,847 $1,314 $1,123

Buy Cheap Berea, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Berea, Ohio auto insurance rates? Find out how car insurance rates in Berea, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Berea, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,986 $1,972 $1,808 $1,930 $5,579 $6,372 $2,061 $2,183
American Family $955 $991 $882 $885 $3,147 $3,412 $1,189 $1,253
Farmers $1,740 $1,738 $1,530 $1,619 $7,986 $8,317 $1,949 $2,025
GEICO $1,353 $1,318 $1,287 $1,309 $3,659 $3,395 $1,499 $1,258
Liberty Mutual $1,966 $2,144 $1,510 $1,842 $10,538 $11,882 $2,079 $2,261
Nationwide $2,102 $2,108 $1,903 $1,912 $5,471 $7,016 $2,246 $2,601
Progressive $1,549 $1,446 $1,293 $1,334 $7,151 $8,040 $1,851 $1,914
State Farm $1,440 $1,440 $1,303 $1,303 $4,706 $5,905 $1,679 $1,926
Travelers $1,406 $1,424 $1,412 $1,400 $6,224 $9,820 $1,471 $1,658
USAA $857 $863 $822 $816 $2,699 $2,995 $1,143 $1,226

Buy Cheap Berea, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Berea can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Berea, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Berea, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,579 $6,372
American Family $3,147 $3,412
Farmers $7,986 $8,317
GEICO $3,659 $3,395
Liberty Mutual $10,538 $11,882
Nationwide $5,471 $7,016
Progressive $7,151 $8,040
State Farm $4,706 $5,905
Travelers $6,224 $9,820
USAA $2,699 $2,995

Buy Cheap Berea, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Berea, Ohio by comparing Berea senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Berea, OH here.

Annual Auto Insurance Rates for Senior Drivers in Berea, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,808 $1,930
American Family $882 $885
Farmers $1,530 $1,619
GEICO $1,287 $1,309
Liberty Mutual $1,510 $1,842
Nationwide $1,903 $1,912
Progressive $1,293 $1,334
State Farm $1,303 $1,303
Travelers $1,412 $1,400
USAA $822 $816

Find Cheap Auto Insurance Rates in Berea, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Berea, Ohio auto insurance. Compare Berea, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Berea, Ohio

Insurance Company Low Medium High
Allstate $2,867 $2,979 $3,113
American Family $1,557 $1,602 $1,608
Farmers $3,166 $3,306 $3,617
GEICO $1,816 $1,875 $1,963
Liberty Mutual $4,098 $4,301 $4,434
Nationwide $3,484 $3,075 $2,951
Progressive $2,947 $3,046 $3,224
State Farm $2,322 $2,472 $2,594
Travelers $3,010 $3,144 $3,151
USAA $1,358 $1,426 $1,499

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Find Cheap Berea, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Berea. Compare auto insurance rates in Berea, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Berea, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,986 $2,986
American Family $1,570 $1,609
Farmers $3,363 $3,363
GEICO $1,853 $1,916
Liberty Mutual $4,278 $4,278
Nationwide $3,170 $3,170
Progressive $3,072 $3,072
State Farm $2,400 $2,526
Travelers $3,102 $3,102
USAA $1,374 $1,482

Find Cheap Berea, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Berea, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Berea, OH, take a look at the average cost for various violations versus rates for a clean driving record in Berea.

Annual Berea, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,497 $3,037 $3,577 $2,835
American Family $1,521 $1,612 $1,612 $1,612
Farmers $2,773 $3,577 $3,489 $3,614
GEICO $1,273 $1,845 $2,696 $1,725
Liberty Mutual $3,588 $4,623 $4,709 $4,192
Nationwide $2,552 $3,230 $4,081 $2,816
Progressive $2,646 $3,615 $2,820 $3,209
State Farm $2,232 $2,694 $2,463 $2,463
Travelers $2,272 $2,977 $4,505 $2,653
USAA $1,093 $1,470 $1,938 $1,211

Find Cheap Berea, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Berea, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Berea for less when you shop around and compare rates from multiple Berea, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Berea, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,577
American Family $1,612
Farmers $3,489
GEICO $2,696
Liberty Mutual $4,709
Nationwide $4,081
Progressive $2,820
State Farm $2,463
Travelers $4,505
USAA $1,938

Winners by Category: Where to Buy Cheap Auto Insurance in Berea, OH

Compare rates from the cheapest auto insurance companies in Berea, OH for your needs. Take a look at how Berea, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Berea, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Berea, Ohio Auto Insurance Companies

If you’re looking for the cheapest Berea, OH auto insurance companies overall, you can compare them here. Find the best price for Berea, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Berea, Ohio

Insurance Company Average Annual Rates
Allstate $2,986
American Family $1,589
Farmers $3,363
GEICO $1,885
Liberty Mutual $4,278
Nationwide $3,170
Progressive $3,072
State Farm $2,463
Travelers $3,102
USAA $1,428

What affects Berea, Ohio auto insurance rates?

Local factors affect auto insurance rates in Berea, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Berea auto insurance rates.

Auto Theft in Berea

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Berea, OH auto theft show a total of 8 vehicle thefts annually.

Commute Times in Berea

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Berea, OH is 22.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Berea, OH

You can buy cheap Berea, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Berea, Ohio auto insurance quotes from top companies.

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