Buy Cheap Benton, IA Auto Insurance (2021)

Benton, IA auto insurance rates average $258 a month. Minimum auto insurance requirements in Benton, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Benton, IA, compare Benton auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Benton, IA are $258/month
  • The most expensive auto insurance company in Benton after a DUI is Travelers
  • The most expensive auto insurance company in Benton is Travelers

Finding affordable Benton, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Benton, IA auto insurance with confidence is right here. Auto insurance rates in Benton are affected by local factors as well as personal ones like your driving record.

See how Benton, IA car insurance rates compare to Des Moines auto insurance rates, Ankeny auto insurance rates, and West Des Moines auto insurance rates before you read more about the cost of auto insurance in Benton.

Don’t buy Benton, IA auto insurance until you’ve compared rates. Get free Benton, Iowa auto insurance quotes when you enter your ZIP code above.

Benton, IA Minimum Auto Insurance Requirements

The required auto insurance in Benton, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Benton, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Benton, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Benton, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Benton, IA. Take a look at Benton, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Benton, Iowa

Insurance Company Poor Fair Good
Allstate $3,795 $3,014 $2,706
American Family $4,081 $2,998 $2,517
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,308 $3,880 $3,058
Nationwide $3,281 $2,555 $2,242
Progressive $3,223 $2,576 $2,322
State Farm $3,157 $1,953 $1,541
Travelers $6,748 $5,756 $5,484
USAA $2,447 $1,671 $1,444

Buy Cheap Benton, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Benton, Iowa auto insurance rates? Find out how car insurance rates in Benton, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Benton, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,094 $2,011 $1,856 $1,890 $6,060 $6,823 $2,285 $2,354
American Family $2,067 $2,067 $1,846 $1,846 $5,488 $7,718 $2,067 $2,492
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,156 $2,346 $1,891 $2,300 $10,106 $11,385 $2,443 $2,698
Nationwide $1,886 $1,942 $1,676 $1,797 $4,255 $5,540 $2,125 $2,319
Progressive $1,958 $1,904 $1,614 $1,667 $4,503 $5,099 $2,362 $2,549
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,696 $2,754 $2,610 $2,621 $11,965 $19,213 $2,795 $3,315
USAA $1,259 $1,282 $1,148 $1,184 $3,268 $3,494 $1,517 $1,682

Buy Cheap Benton, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Benton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Benton, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Benton, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,060 $6,823
American Family $5,488 $7,718
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $10,106 $11,385
Nationwide $4,255 $5,540
Progressive $4,503 $5,099
State Farm $3,891 $4,937
Travelers $11,965 $19,213
USAA $3,268 $3,494

Buy Cheap Benton, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Benton, Iowa by comparing Benton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Benton, IA here.

Annual Auto Insurance Rates for Senior Drivers in Benton, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,856 $1,890
American Family $1,846 $1,846
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,891 $2,300
Nationwide $1,676 $1,797
Progressive $1,614 $1,667
State Farm $1,269 $1,269
Travelers $2,610 $2,621
USAA $1,148 $1,184

Find Cheap Auto Insurance Rates in Benton, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Benton, Iowa auto insurance. Compare Benton, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Benton, Iowa

Insurance Company Low Medium High
Allstate $3,041 $3,177 $3,297
American Family $3,218 $3,376 $3,001
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,236 $4,406 $4,604
Nationwide $2,822 $2,674 $2,582
Progressive $2,573 $2,715 $2,833
State Farm $2,111 $2,229 $2,311
Travelers $5,593 $6,091 $6,304
USAA $1,764 $1,860 $1,939

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Find Cheap Benton, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Benton. Compare auto insurance rates in Benton, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Benton, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,096 $3,247
American Family $3,161 $3,236
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,415 $4,415
Nationwide $2,693 $2,693
Progressive $2,707 $2,707
State Farm $2,164 $2,270
Travelers $5,996 $5,996
USAA $1,786 $1,922

Find Cheap Benton, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Benton, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Benton, IA, take a look at the average cost for various violations versus rates for a clean driving record in Benton.

Annual Benton, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,694 $3,269 $3,710 $3,013
American Family $2,310 $3,375 $4,393 $2,717
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,816 $4,711 $4,818 $4,316
Nationwide $1,935 $2,801 $3,838 $2,197
Progressive $2,185 $3,539 $2,366 $2,738
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,378 $5,819 $7,800 $5,988
USAA $1,423 $1,897 $2,467 $1,631

Find Cheap Benton, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Benton, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Benton for less when you shop around and compare rates from multiple Benton, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Benton, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,710
American Family $4,393
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,818
Nationwide $3,838
Progressive $2,366
State Farm $2,217
Travelers $7,800
USAA $2,467

Winners by Category: Where to Buy Cheap Auto Insurance in Benton, IA

Compare rates from the cheapest auto insurance companies in Benton, IA for your needs. Take a look at how Benton, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Benton, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Benton, Iowa Auto Insurance Companies

If you’re looking for the cheapest Benton, IA auto insurance companies overall, you can compare them here. Find the best price for Benton, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Benton, Iowa

Insurance Company Average Annual Rates
Allstate $3,171
American Family $3,199
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,415
Nationwide $2,693
Progressive $2,707
State Farm $2,217
Travelers $5,996
USAA $1,854

Compare Auto Insurance Quotes in Benton, IA

You can buy cheap Benton, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Benton, Iowa auto insurance quotes from top companies.

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