Buy Cheap Benicia, CA Auto Insurance (2021)

Benicia, CA auto insurance rates average $283 a month. Minimum auto insurance requirements in Benicia, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Benicia, CA, compare Benicia auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Benicia, CA for teens drivers are $5,736/year
  • Average auto insurance rates in Benicia, CA are $283/month
  • The most expensive auto insurance company in Benicia is Farmers

Finding affordable Benicia, California auto insurance can be challenging, but everything you need to know to buy cheap Benicia, CA auto insurance with confidence is right here. Auto insurance rates in Benicia are affected by local factors as well as personal ones like your driving record.

See how Benicia, CA car insurance rates compare to Anaheim auto insurance rates, Bakersfield auto insurance rates, and San Diego auto insurance rates before you read more about the cost of auto insurance in Benicia.

Don’t buy Benicia, CA auto insurance until you’ve compared rates. Get free Benicia, California auto insurance quotes when you enter your ZIP code above.

Benicia, CA Minimum Auto Insurance Requirements

The required auto insurance in Benicia, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Benicia, California is outlined here.

Minimum Required Auto Insurance Coverage in Benicia, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Benicia, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Benicia, California auto insurance rates? Find out how car insurance rates in Benicia, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Benicia, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,827 $2,829 $2,065 $2,082 $7,868 $9,902 $3,613 $3,967
Farmers $2,419 $2,419 $2,178 $2,178 $7,755 $12,757 $2,870 $3,198
GEICO $1,654 $1,655 $1,555 $1,555 $5,053 $5,143 $2,378 $2,431
Liberty Mutual $2,184 $2,068 $2,034 $1,970 $4,790 $5,092 $2,463 $2,482
Nationwide $2,974 $2,839 $2,603 $2,454 $7,596 $8,370 $3,566 $3,521
Progressive $1,596 $1,641 $1,355 $1,605 $4,225 $5,077 $2,285 $2,452
State Farm $3,029 $3,029 $2,706 $2,706 $5,578 $6,921 $3,354 $3,458
Travelers $2,299 $2,228 $2,035 $2,014 $4,714 $5,409 $2,984 $2,924
USAA $1,789 $1,695 $1,747 $1,755 $4,047 $4,084 $2,482 $2,346

Buy Cheap Benicia, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Benicia can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Benicia, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Benicia, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,868 $9,902
Farmers $7,755 $12,757
GEICO $5,053 $5,143
Liberty Mutual $4,790 $5,092
Nationwide $7,596 $8,370
Progressive $4,225 $5,077
State Farm $5,578 $6,921
Travelers $4,714 $5,409
USAA $4,047 $4,084

Buy Cheap Benicia, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Benicia, California by comparing Benicia senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Benicia, CA here.

Annual Auto Insurance Rates for Senior Drivers in Benicia, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,065 $2,082
Farmers $2,178 $2,178
GEICO $1,555 $1,555
Liberty Mutual $2,034 $1,970
Nationwide $2,603 $2,454
Progressive $1,355 $1,605
State Farm $2,706 $2,706
Travelers $2,035 $2,014
USAA $1,747 $1,755

Find Cheap Auto Insurance Rates in Benicia, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Benicia, California auto insurance. Compare Benicia, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Benicia, California

Insurance Company Low Medium High
Allstate $4,160 $4,432 $4,590
Farmers $4,185 $4,505 $4,725
GEICO $2,468 $2,706 $2,860
Liberty Mutual $2,692 $2,911 $3,054
Nationwide $3,821 $4,319 $4,581
Progressive $2,268 $2,611 $2,709
State Farm $3,470 $3,914 $4,159
Travelers $2,707 $3,158 $3,362
USAA $2,281 $2,538 $2,661

Find Cheap Benicia, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Benicia. Compare auto insurance rates in Benicia, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Benicia, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $4,826
Farmers $4,058 $4,885
GEICO $2,433 $2,923
Liberty Mutual $2,650 $3,121
Nationwide $3,747 $4,734
Progressive $2,292 $2,767
State Farm $3,708 $3,988
Travelers $2,768 $3,384
USAA $2,300 $2,686

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Find Cheap Benicia, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Benicia, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Benicia, CA, take a look at the average cost for various violations versus rates for a clean driving record in Benicia.

Annual Benicia, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,651 $4,453 $6,996 $3,477
Farmers $3,304 $4,500 $5,611 $4,472
GEICO $1,872 $2,893 $3,624 $2,322
Liberty Mutual $2,505 $3,356 $3,027 $2,654
Nationwide $2,962 $3,795 $6,411 $3,795
Progressive $1,662 $2,816 $3,244 $2,395
State Farm $2,746 $3,275 $6,185 $3,186
Travelers $2,066 $3,332 $3,885 $3,020
USAA $1,658 $2,467 $4,031 $1,816

Find Cheap Benicia, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Benicia, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Benicia for less when you shop around and compare rates from multiple Benicia, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Benicia, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,996
Farmers $5,611
GEICO $3,624
Liberty Mutual $3,027
Nationwide $6,411
Progressive $3,244
State Farm $6,185
Travelers $3,885
USAA $4,031

Winners by Category: Where to Buy Cheap Auto Insurance in Benicia, CA

Compare rates from the cheapest auto insurance companies in Benicia, CA for your needs. Take a look at how Benicia, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Benicia, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Benicia, California Auto Insurance Companies

If you’re looking for the cheapest Benicia, CA auto insurance companies overall, you can compare them here. Find the best price for Benicia, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Benicia, California

Insurance Company Average Annual Rates
Allstate $4,394
Farmers $4,472
GEICO $2,678
Liberty Mutual $2,886
Nationwide $4,240
Progressive $2,529
State Farm $3,848
Travelers $3,076
USAA $2,493

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What affects Benicia, California auto insurance rates?

Local factors affect auto insurance rates in Benicia, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Benicia auto insurance rates.

Auto Theft in Benicia

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Benicia, CA auto theft show a total of 82 vehicle thefts annually.

Commute Times in Benicia

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Benicia, CA is 35.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Benicia, CA

You can buy cheap Benicia, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Benicia, California auto insurance quotes from top companies.

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