Buy Cheap Ben Franklin, TX Auto Insurance (2021)

Ben Franklin, TX auto insurance rates average $297 a month. Minimum auto insurance requirements in Ben Franklin, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Ben Franklin, TX, compare Ben Franklin auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Ben Franklin, TX are $297/month
  • The most expensive auto insurance company in Ben Franklin is Allstate
  • Average auto insurance rates in Ben Franklin, TX after a DUI are $4,065/year

Finding affordable Ben Franklin, Texas auto insurance can be challenging, but everything you need to know to buy cheap Ben Franklin, TX auto insurance with confidence is right here. Auto insurance rates in Ben Franklin are affected by local factors as well as personal ones like your driving record.

See how Ben Franklin, TX car insurance rates compare to Corpus Christi auto insurance rates, San Antonio auto insurance rates, and Arlington auto insurance rates before you read more about the cost of auto insurance in Ben Franklin.

Don’t buy Ben Franklin, TX auto insurance until you’ve compared rates. Get free Ben Franklin, Texas auto insurance quotes when you enter your ZIP code above.

Ben Franklin, TX Minimum Auto Insurance Requirements

The required auto insurance in Ben Franklin, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Ben Franklin, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Ben Franklin, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Ben Franklin, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ben Franklin, TX. Take a look at Ben Franklin, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ben Franklin, Texas

Insurance Company Poor Fair Good
Allstate $6,834 $4,982 $4,257
American Family $5,290 $3,302 $2,888
GEICO $4,678 $2,655 $1,776
Nationwide $4,106 $3,293 $2,866
Progressive $4,780 $4,164 $3,872
State Farm $3,899 $2,426 $1,933
USAA $3,413 $1,963 $1,577

Buy Cheap Ben Franklin, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ben Franklin, Texas auto insurance rates? Find out how car insurance rates in Ben Franklin, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ben Franklin, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,494 $3,531 $3,454 $3,454 $9,099 $11,001 $4,321 $4,507
American Family $2,362 $2,614 $2,183 $2,486 $5,992 $7,850 $3,335 $3,793
GEICO $2,298 $2,456 $2,192 $2,444 $4,861 $5,078 $2,475 $2,487
Nationwide $2,166 $2,208 $1,915 $2,031 $6,025 $7,753 $2,533 $2,743
Progressive $2,233 $2,109 $2,007 $2,036 $9,686 $10,801 $2,639 $2,664
State Farm $1,932 $1,932 $1,718 $1,718 $4,599 $5,857 $2,099 $2,165
USAA $1,484 $1,496 $1,415 $1,408 $4,127 $4,506 $1,977 $2,128

Buy Cheap Ben Franklin, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ben Franklin can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ben Franklin, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ben Franklin, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,099 $11,001
American Family $5,992 $7,850
GEICO $4,861 $5,078
Nationwide $6,025 $7,753
Progressive $9,686 $10,801
State Farm $4,599 $5,857
USAA $4,127 $4,506

Buy Cheap Ben Franklin, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Ben Franklin, Texas by comparing Ben Franklin senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ben Franklin, TX here.

Annual Auto Insurance Rates for Senior Drivers in Ben Franklin, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,454 $3,454
American Family $2,183 $2,486
GEICO $2,192 $2,444
Nationwide $1,915 $2,031
Progressive $2,007 $2,036
State Farm $1,718 $1,718
USAA $1,415 $1,408

Find Cheap Auto Insurance Rates in Ben Franklin, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ben Franklin, Texas auto insurance. Compare Ben Franklin, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ben Franklin, Texas

Insurance Company Low Medium High
Allstate $5,223 $5,307 $5,544
American Family $3,574 $3,692 $4,214
GEICO $2,895 $3,003 $3,212
Nationwide $3,698 $3,274 $3,293
Progressive $4,051 $4,252 $4,512
State Farm $2,615 $2,744 $2,899
USAA $2,245 $2,309 $2,398

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Find Cheap Ben Franklin, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ben Franklin. Compare auto insurance rates in Ben Franklin, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ben Franklin, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,230 $5,485
American Family $3,827 $3,827
GEICO $2,978 $3,095
Nationwide $3,422 $3,422
Progressive $4,272 $4,272
State Farm $2,752 $2,752
USAA $2,288 $2,347

Find Cheap Ben Franklin, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Ben Franklin, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ben Franklin, TX, take a look at the average cost for various violations versus rates for a clean driving record in Ben Franklin.

Annual Ben Franklin, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,182 $6,411 $6,656 $4,182
American Family $3,499 $4,421 $3,888 $3,499
GEICO $2,580 $3,372 $2,867 $3,327
Nationwide $2,967 $2,967 $4,399 $3,353
Progressive $3,724 $4,844 $4,337 $4,182
State Farm $2,449 $2,805 $3,307 $2,449
USAA $1,733 $2,547 $3,003 $1,988

Find Cheap Ben Franklin, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ben Franklin, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Ben Franklin for less when you shop around and compare rates from multiple Ben Franklin, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ben Franklin, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,656
American Family $3,888
GEICO $2,867
Nationwide $4,399
Progressive $4,337
State Farm $3,307
USAA $3,003

Winners by Category: Where to Buy Cheap Auto Insurance in Ben Franklin, TX

Compare rates from the cheapest auto insurance companies in Ben Franklin, TX for your needs. Take a look at how Ben Franklin, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ben Franklin, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Ben Franklin, Texas Auto Insurance Companies

If you’re looking for the cheapest Ben Franklin, TX auto insurance companies overall, you can compare them here. Find the best price for Ben Franklin, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Ben Franklin, Texas

Insurance Company Average Annual Rates
Allstate $5,358
American Family $3,827
GEICO $3,037
Nationwide $3,422
Progressive $4,272
State Farm $2,752
USAA $2,318

Compare Auto Insurance Quotes in Ben Franklin, TX

You can buy cheap Ben Franklin, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ben Franklin, Texas auto insurance quotes from top companies.

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