Buy Cheap Belmont, NY Auto Insurance (2021)

Belmont, NY auto insurance rates average $250 a month. Minimum auto insurance requirements in Belmont, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Belmont, NY, compare Belmont auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Belmont after a DUI is Liberty Mutual
  • Average auto insurance rates in Belmont, NY are $250/month
  • Average auto insurance rates in Belmont, NY for teens drivers are $5,132/year

Finding affordable Belmont, New York auto insurance can be challenging, but everything you need to know to buy cheap Belmont, NY auto insurance with confidence is right here. Auto insurance rates in Belmont are affected by local factors as well as personal ones like your driving record.

See how Belmont, NY car insurance rates compare to New York auto insurance rates, Yonkers auto insurance rates, and Albany auto insurance rates before you read more about the cost of auto insurance in Belmont.

Don’t buy Belmont, NY auto insurance until you’ve compared rates. Get free Belmont, New York auto insurance quotes when you enter your ZIP code above.

Belmont, NY Minimum Auto Insurance Requirements

The required auto insurance in Belmont, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Belmont, New York is outlined here.

Minimum Required Auto Insurance Coverage in Belmont, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Belmont, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Belmont, NY. Take a look at Belmont, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Belmont, New York

Insurance Company Poor Fair Good
Allstate $4,876 $2,883 $2,509
GEICO $2,174 $1,600 $1,434
Liberty Mutual $5,758 $3,782 $2,844
Nationwide $2,533 $2,533 $2,533
Progressive $4,168 $2,156 $1,576
State Farm $4,913 $3,080 $2,444
Travelers $4,171 $2,657 $2,321
USAA $4,707 $2,323 $2,051

Buy Cheap Belmont, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Belmont, New York auto insurance rates? Find out how car insurance rates in Belmont, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Belmont, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,251 $2,214 $2,237 $6,516 $6,961 $2,398 $2,416
GEICO $1,312 $1,263 $1,273 $1,254 $2,629 $3,748 $1,190 $1,218
Liberty Mutual $3,013 $3,013 $2,805 $2,805 $5,784 $9,380 $3,013 $3,206
Nationwide $1,949 $1,949 $1,843 $1,843 $3,332 $4,941 $1,949 $2,460
Progressive $1,652 $1,580 $1,355 $1,367 $5,155 $5,767 $2,115 $2,079
State Farm $2,215 $2,215 $1,923 $1,923 $6,353 $8,217 $2,425 $2,564
Travelers $2,229 $2,266 $2,016 $2,175 $4,981 $5,881 $2,369 $2,480
USAA $1,598 $1,573 $1,437 $1,445 $6,303 $7,547 $2,047 $2,264

Buy Cheap Belmont, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Belmont can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Belmont, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Belmont, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,516 $6,961
GEICO $2,629 $3,748
Liberty Mutual $5,784 $9,380
Nationwide $3,332 $4,941
Progressive $5,155 $5,767
State Farm $6,353 $8,217
Travelers $4,981 $5,881
USAA $6,303 $7,547

Buy Cheap Belmont, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Belmont, New York by comparing Belmont senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Belmont, NY here.

Annual Auto Insurance Rates for Senior Drivers in Belmont, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,237
GEICO $1,273 $1,254
Liberty Mutual $2,805 $2,805
Nationwide $1,843 $1,843
Progressive $1,355 $1,367
State Farm $1,923 $1,923
Travelers $2,016 $2,175
USAA $1,437 $1,445

Find Cheap Auto Insurance Rates in Belmont, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Belmont, New York auto insurance. Compare Belmont, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Belmont, New York

Insurance Company Low Medium High
Allstate $3,265 $3,413 $3,589
GEICO $1,658 $1,730 $1,819
Liberty Mutual $3,976 $4,114 $4,292
Nationwide $2,402 $2,514 $2,685
Progressive $2,525 $2,622 $2,754
State Farm $3,319 $3,497 $3,622
Travelers $2,915 $3,024 $3,210
USAA $2,952 $3,015 $3,115

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Find Cheap Belmont, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Belmont. Compare auto insurance rates in Belmont, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Belmont, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,377 $3,468
GEICO $1,686 $1,786
Liberty Mutual $4,012 $4,243
Nationwide $2,533 $2,533
Progressive $2,634 $2,634
State Farm $3,357 $3,602
Travelers $3,050 $3,050
USAA $2,997 $3,057

Find Cheap Belmont, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Belmont, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Belmont, NY, take a look at the average cost for various violations versus rates for a clean driving record in Belmont.

Annual Belmont, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,949 $2,949 $4,158 $3,635
GEICO $1,401 $1,524 $2,618 $1,401
Liberty Mutual $3,338 $3,338 $6,496 $3,338
Nationwide $1,946 $1,946 $4,251 $1,990
Progressive $2,567 $2,567 $2,819 $2,581
State Farm $3,321 $3,321 $3,637 $3,637
Travelers $2,637 $3,242 $3,287 $3,033
USAA $2,697 $2,740 $3,931 $2,740

Find Cheap Belmont, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Belmont, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Belmont for less when you shop around and compare rates from multiple Belmont, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Belmont, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,158
GEICO $2,618
Liberty Mutual $6,496
Nationwide $4,251
Progressive $2,819
State Farm $3,637
Travelers $3,287
USAA $3,931

Winners by Category: Where to Buy Cheap Auto Insurance in Belmont, NY

Compare rates from the cheapest auto insurance companies in Belmont, NY for your needs. Take a look at how Belmont, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Belmont, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Belmont, New York Auto Insurance Companies

If you’re looking for the cheapest Belmont, NY auto insurance companies overall, you can compare them here. Find the best price for Belmont, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Belmont, New York

Insurance Company Average Annual Rates
Allstate $3,423
GEICO $1,736
Liberty Mutual $4,128
Nationwide $2,533
Progressive $2,634
State Farm $3,479
Travelers $3,050
USAA $3,027

What affects Belmont, New York auto insurance rates?

Local factors affect auto insurance rates in Belmont, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Belmont auto insurance rates.

Commute Times in Belmont

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Belmont, NY is 31.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Belmont, NY

You can buy cheap Belmont, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Belmont, New York auto insurance quotes from top companies.

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