Buy Cheap Belmont, MI Auto Insurance (2022)

Belmont, MI auto insurance rates average $748 a month. Minimum auto insurance requirements in Belmont, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Belmont, MI, compare Belmont auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Belmont, MI after a DUI are $15,235/year
  • The most expensive auto insurance company in Belmont after a DUI is Allstate
  • The most expensive auto insurance company in Belmont is Allstate

Finding affordable Belmont, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Belmont, MI auto insurance with confidence is right here. Auto insurance rates in Belmont are affected by local factors as well as personal ones like your driving record.

See how Belmont, MI car insurance rates compare to Ann Arbor auto insurance rates, Flint auto insurance rates, and Lansing auto insurance rates before you read more about the cost of auto insurance in Belmont.

Don’t buy Belmont, MI auto insurance until you’ve compared rates. Get free Belmont, Michigan auto insurance quotes when you enter your ZIP code above.

Belmont, MI Minimum Auto Insurance Requirements

The required auto insurance in Belmont, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Belmont, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Belmont, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Belmont, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Belmont, MI. Take a look at Belmont, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Belmont, Michigan

Insurance Company Poor Fair Good
Allstate $34,657 $19,163 $14,608
Farmers $6,975 $4,597 $4,240
GEICO $6,950 $5,112 $4,162
Liberty Mutual $28,209 $16,301 $9,009
Nationwide $4,613 $3,532 $3,039
Progressive $5,335 $4,531 $4,118
State Farm $15,817 $8,022 $5,460
Travelers $8,132 $7,886 $7,787
USAA $4,976 $2,852 $2,174

Buy Cheap Belmont, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Belmont, Michigan auto insurance rates? Find out how car insurance rates in Belmont, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Belmont, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,705 $16,705 $15,522 $15,522 $41,416 $41,416 $17,597 $17,597
Farmers $4,010 $4,010 $3,744 $3,744 $8,824 $8,824 $4,506 $4,506
GEICO $3,678 $3,678 $3,772 $3,772 $10,657 $10,657 $3,524 $3,524
Liberty Mutual $13,389 $13,389 $13,258 $13,258 $31,321 $31,321 $13,389 $13,389
Nationwide $2,719 $2,719 $2,443 $2,443 $6,792 $6,792 $2,959 $2,959
Progressive $2,672 $2,509 $2,371 $2,608 $10,123 $10,937 $3,118 $2,952
State Farm $5,927 $5,927 $5,483 $5,483 $20,690 $20,690 $6,963 $6,963
Travelers $5,326 $5,326 $4,574 $4,574 $16,054 $16,054 $5,786 $5,786
USAA $2,449 $2,311 $2,306 $2,170 $5,974 $5,655 $2,971 $2,837

Buy Cheap Belmont, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Belmont can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Belmont, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Belmont, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,416 $41,416
Farmers $8,824 $8,824
GEICO $10,657 $10,657
Liberty Mutual $31,321 $31,321
Nationwide $6,792 $6,792
Progressive $10,123 $10,937
State Farm $20,690 $20,690
Travelers $16,054 $16,054
USAA $5,974 $5,655

Buy Cheap Belmont, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Belmont, Michigan by comparing Belmont senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Belmont, MI here.

Annual Auto Insurance Rates for Senior Drivers in Belmont, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,522 $15,522
Farmers $3,744 $3,744
GEICO $3,772 $3,772
Liberty Mutual $13,258 $13,258
Nationwide $2,443 $2,443
Progressive $2,371 $2,608
State Farm $5,483 $5,483
Travelers $4,574 $4,574
USAA $2,306 $2,170

Find Cheap Auto Insurance Rates in Belmont, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Belmont, Michigan auto insurance. Compare Belmont, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Belmont, Michigan

Insurance Company Low Medium High
Allstate $22,247 $22,860 $23,322
Farmers $5,154 $5,261 $5,398
GEICO $5,088 $5,364 $5,771
Liberty Mutual $17,417 $17,798 $18,304
Nationwide $3,870 $3,673 $3,641
Progressive $4,546 $4,666 $4,772
State Farm $9,330 $9,820 $10,149
Travelers $7,853 $7,942 $8,010
USAA $3,241 $3,341 $3,420

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Find Cheap Belmont, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Belmont. Compare auto insurance rates in Belmont, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Belmont, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,810 $22,810
Farmers $5,271 $5,271
GEICO $5,287 $5,528
Liberty Mutual $17,230 $18,449
Nationwide $3,728 $3,728
Progressive $4,661 $4,661
State Farm $9,514 $10,018
Travelers $7,890 $7,980
USAA $3,296 $3,372

Find Cheap Belmont, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Belmont, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Belmont, MI, take a look at the average cost for various violations versus rates for a clean driving record in Belmont.

Annual Belmont, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,066 $14,801 $49,850 $15,521
Farmers $4,432 $5,639 $5,570 $5,442
GEICO $1,877 $4,026 $12,224 $3,504
Liberty Mutual $12,323 $15,007 $28,135 $15,892
Nationwide $3,224 $4,224 $3,863 $3,601
Progressive $3,983 $5,182 $4,648 $4,832
State Farm $6,212 $7,448 $16,102 $9,303
Travelers $5,374 $7,668 $12,346 $6,352
USAA $2,686 $3,351 $4,374 $2,925

Find Cheap Belmont, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Belmont, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Belmont for less when you shop around and compare rates from multiple Belmont, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Belmont, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,850
Farmers $5,570
GEICO $12,224
Liberty Mutual $28,135
Nationwide $3,863
Progressive $4,648
State Farm $16,102
Travelers $12,346
USAA $4,374

Winners by Category: Where to Buy Cheap Auto Insurance in Belmont, MI

Compare rates from the cheapest auto insurance companies in Belmont, MI for your needs. Take a look at how Belmont, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Belmont, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Find Cheap Belmont, Michigan Auto Insurance Companies

If you’re looking for the cheapest Belmont, MI auto insurance companies overall, you can compare them here. Find the best price for Belmont, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Belmont, Michigan

Insurance Company Average Annual Rates
Allstate $22,810
Farmers $5,271
GEICO $5,408
Liberty Mutual $17,840
Nationwide $3,728
Progressive $4,661
State Farm $9,766
Travelers $7,935
USAA $3,334

Compare Auto Insurance Quotes in Belmont, MI

You can buy cheap Belmont, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Belmont, Michigan auto insurance quotes from top companies.

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