Buy Cheap Belmont, CA Auto Insurance (2021)

Belmont, CA auto insurance rates average $285 a month. Minimum auto insurance requirements in Belmont, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Belmont, CA, compare Belmont auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Belmont, CA for teens drivers are $5,772/year
  • Average auto insurance rates in Belmont, CA after a DUI are $4,800/year
  • Average auto insurance rates in Belmont, CA are $285/month

Finding affordable Belmont, California auto insurance can be challenging, but everything you need to know to buy cheap Belmont, CA auto insurance with confidence is right here. Auto insurance rates in Belmont are affected by local factors as well as personal ones like your driving record.

See how Belmont, CA car insurance rates compare to Oakland auto insurance rates, Long Beach auto insurance rates, and Los Angeles auto insurance rates before you read more about the cost of auto insurance in Belmont.

Don’t buy Belmont, CA auto insurance until you’ve compared rates. Get free Belmont, California auto insurance quotes when you enter your ZIP code above.

Belmont, CA Minimum Auto Insurance Requirements

The required auto insurance in Belmont, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Belmont, California is outlined here.

Minimum Required Auto Insurance Coverage in Belmont, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Belmont, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Belmont, California auto insurance rates? Find out how car insurance rates in Belmont, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Belmont, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,680 $2,685 $1,970 $1,986 $7,513 $9,471 $3,435 $3,778
Farmers $2,462 $2,462 $2,226 $2,226 $7,957 $13,099 $2,929 $3,272
GEICO $1,637 $1,638 $1,540 $1,540 $4,980 $5,062 $2,351 $2,401
Liberty Mutual $2,150 $2,041 $2,001 $1,940 $4,748 $5,032 $2,430 $2,442
Nationwide $2,985 $2,849 $2,608 $2,458 $7,629 $8,400 $3,580 $3,538
Progressive $1,566 $1,610 $1,320 $1,568 $4,134 $4,972 $2,230 $2,393
State Farm $3,085 $3,085 $2,759 $2,759 $5,704 $7,063 $3,419 $3,527
Travelers $2,416 $2,335 $2,140 $2,118 $5,043 $5,733 $3,135 $3,070
USAA $1,875 $1,776 $1,830 $1,838 $4,245 $4,289 $2,606 $2,463

Buy Cheap Belmont, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Belmont can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Belmont, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Belmont, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,513 $9,471
Farmers $7,957 $13,099
GEICO $4,980 $5,062
Liberty Mutual $4,748 $5,032
Nationwide $7,629 $8,400
Progressive $4,134 $4,972
State Farm $5,704 $7,063
Travelers $5,043 $5,733
USAA $4,245 $4,289

Buy Cheap Belmont, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Belmont, California by comparing Belmont senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Belmont, CA here.

Annual Auto Insurance Rates for Senior Drivers in Belmont, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,970 $1,986
Farmers $2,226 $2,226
GEICO $1,540 $1,540
Liberty Mutual $2,001 $1,940
Nationwide $2,608 $2,458
Progressive $1,320 $1,568
State Farm $2,759 $2,759
Travelers $2,140 $2,118
USAA $1,830 $1,838

Find Cheap Auto Insurance Rates in Belmont, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Belmont, California auto insurance. Compare Belmont, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Belmont, California

Insurance Company Low Medium High
Allstate $3,995 $4,223 $4,351
Farmers $4,291 $4,615 $4,832
GEICO $2,410 $2,673 $2,847
Liberty Mutual $2,670 $2,872 $3,002
Nationwide $3,849 $4,334 $4,585
Progressive $2,236 $2,553 $2,633
State Farm $3,551 $3,992 $4,233
Travelers $2,822 $3,347 $3,578
USAA $2,398 $2,662 $2,787

Find Cheap Belmont, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Belmont. Compare auto insurance rates in Belmont, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Belmont, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,783 $4,596
Farmers $4,155 $5,003
GEICO $2,401 $2,886
Liberty Mutual $2,616 $3,080
Nationwide $3,760 $4,752
Progressive $2,240 $2,708
State Farm $3,784 $4,066
Travelers $2,923 $3,575
USAA $2,413 $2,817

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Find Cheap Belmont, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Belmont, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Belmont, CA, take a look at the average cost for various violations versus rates for a clean driving record in Belmont.

Annual Belmont, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,531 $4,251 $6,656 $3,321
Farmers $3,381 $4,608 $5,746 $4,581
GEICO $1,848 $2,854 $3,579 $2,293
Liberty Mutual $2,472 $3,313 $2,987 $2,619
Nationwide $2,973 $3,808 $6,436 $3,808
Progressive $1,630 $2,755 $3,164 $2,348
State Farm $2,803 $3,341 $6,305 $3,251
Travelers $2,171 $3,528 $4,101 $3,196
USAA $1,738 $2,589 $4,230 $1,904

Find Cheap Belmont, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Belmont, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Belmont for less when you shop around and compare rates from multiple Belmont, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Belmont, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,656
Farmers $5,746
GEICO $3,579
Liberty Mutual $2,987
Nationwide $6,436
Progressive $3,164
State Farm $6,305
Travelers $4,101
USAA $4,230

Winners by Category: Where to Buy Cheap Auto Insurance in Belmont, CA

Compare rates from the cheapest auto insurance companies in Belmont, CA for your needs. Take a look at how Belmont, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Belmont, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Belmont, California Auto Insurance Companies

If you’re looking for the cheapest Belmont, CA auto insurance companies overall, you can compare them here. Find the best price for Belmont, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Belmont, California

Insurance Company Average Annual Rates
Allstate $4,190
Farmers $4,579
GEICO $2,643
Liberty Mutual $2,848
Nationwide $4,256
Progressive $2,474
State Farm $3,925
Travelers $3,249
USAA $2,615

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What affects Belmont, California auto insurance rates?

Local factors affect auto insurance rates in Belmont, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Belmont auto insurance rates.

Auto Theft in Belmont

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Belmont, CA auto theft show a total of 30 vehicle thefts annually.

Commute Times in Belmont

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Belmont, CA is 30.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Belmont, CA

You can buy cheap Belmont, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Belmont, California auto insurance quotes from top companies.

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