Buy Cheap Bells, TX Auto Insurance (2021)

Bells, TX auto insurance rates average $287 a month. Minimum auto insurance requirements in Bells, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Bells, TX, compare Bells auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Bells, TX for teens drivers are $6,148/year
  • The most expensive auto insurance company in Bells after a DUI is Allstate
  • Average auto insurance rates in Bells, TX after a DUI are $3,926/year

Finding affordable Bells, Texas auto insurance can be challenging, but everything you need to know to buy cheap Bells, TX auto insurance with confidence is right here. Auto insurance rates in Bells are affected by local factors as well as personal ones like your driving record.

See how Bells, TX car insurance rates compare to Houston auto insurance rates, El Paso auto insurance rates, and Arlington auto insurance rates before you read more about the cost of auto insurance in Bells.

Don’t buy Bells, TX auto insurance until you’ve compared rates. Get free Bells, Texas auto insurance quotes when you enter your ZIP code above.

Bells, TX Minimum Auto Insurance Requirements

The required auto insurance in Bells, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Bells, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Bells, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Bells, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bells, TX. Take a look at Bells, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bells, Texas

Insurance Company Poor Fair Good
Allstate $6,160 $4,535 $3,888
American Family $5,162 $3,224 $2,819
GEICO $4,397 $2,501 $1,678
Nationwide $3,918 $3,144 $2,734
Progressive $4,970 $4,287 $3,970
State Farm $3,856 $2,402 $1,915
USAA $3,312 $1,915 $1,542

Buy Cheap Bells, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bells, Texas auto insurance rates? Find out how car insurance rates in Bells, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bells, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,115 $3,138 $3,072 $3,072 $8,430 $10,170 $3,864 $4,024
American Family $2,312 $2,559 $2,136 $2,432 $5,839 $7,640 $3,259 $3,704
GEICO $2,149 $2,309 $2,079 $2,332 $4,591 $4,786 $2,312 $2,311
Nationwide $2,079 $2,115 $1,845 $1,950 $5,738 $7,349 $2,427 $2,620
Progressive $2,374 $2,257 $2,108 $2,153 $9,805 $10,919 $2,808 $2,847
State Farm $1,891 $1,891 $1,687 $1,687 $4,591 $5,863 $2,060 $2,125
USAA $1,441 $1,449 $1,377 $1,365 $4,045 $4,403 $1,917 $2,054

Buy Cheap Bells, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bells can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bells, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bells, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,430 $10,170
American Family $5,839 $7,640
GEICO $4,591 $4,786
Nationwide $5,738 $7,349
Progressive $9,805 $10,919
State Farm $4,591 $5,863
USAA $4,045 $4,403

Buy Cheap Bells, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Bells, Texas by comparing Bells senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bells, TX here.

Annual Auto Insurance Rates for Senior Drivers in Bells, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,072 $3,072
American Family $2,136 $2,432
GEICO $2,079 $2,332
Nationwide $1,845 $1,950
Progressive $2,108 $2,153
State Farm $1,687 $1,687
USAA $1,377 $1,365

Find Cheap Auto Insurance Rates in Bells, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bells, Texas auto insurance. Compare Bells, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bells, Texas

Insurance Company Low Medium High
Allstate $4,767 $4,826 $4,989
American Family $3,484 $3,602 $4,119
GEICO $2,716 $2,825 $3,034
Nationwide $3,515 $3,126 $3,155
Progressive $4,202 $4,387 $4,638
State Farm $2,584 $2,716 $2,874
USAA $2,182 $2,247 $2,340

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Find Cheap Bells, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bells. Compare auto insurance rates in Bells, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bells, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,744 $4,978
American Family $3,735 $3,735
GEICO $2,807 $2,910
Nationwide $3,265 $3,265
Progressive $4,409 $4,409
State Farm $2,725 $2,725
USAA $2,228 $2,285

Find Cheap Bells, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Bells, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bells, TX, take a look at the average cost for various violations versus rates for a clean driving record in Bells.

Annual Bells, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,744 $5,835 $6,119 $3,744
American Family $3,418 $4,311 $3,794 $3,418
GEICO $2,431 $3,195 $2,686 $3,122
Nationwide $2,842 $2,842 $4,176 $3,201
Progressive $3,847 $4,962 $4,493 $4,334
State Farm $2,415 $2,778 $3,290 $2,415
USAA $1,684 $2,482 $2,928 $1,932

Find Cheap Bells, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bells, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Bells for less when you shop around and compare rates from multiple Bells, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bells, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,119
American Family $3,794
GEICO $2,686
Nationwide $4,176
Progressive $4,493
State Farm $3,290
USAA $2,928

Winners by Category: Where to Buy Cheap Auto Insurance in Bells, TX

Compare rates from the cheapest auto insurance companies in Bells, TX for your needs. Take a look at how Bells, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bells, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Bells, Texas Auto Insurance Companies

If you’re looking for the cheapest Bells, TX auto insurance companies overall, you can compare them here. Find the best price for Bells, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Bells, Texas

Insurance Company Average Annual Rates
Allstate $4,861
American Family $3,735
GEICO $2,858
Nationwide $3,265
Progressive $4,409
State Farm $2,725
USAA $2,256

What affects Bells, Texas auto insurance rates?

Local factors affect auto insurance rates in Bells, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Bells auto insurance rates.

Commute Times in Bells

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bells, TX is 26.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Bells, TX

You can buy cheap Bells, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bells, Texas auto insurance quotes from top companies.

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