Buy Cheap Bellmead, TX Auto Insurance (2021)

Bellmead, TX auto insurance rates average $297 a month. Minimum auto insurance requirements in Bellmead, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Bellmead, TX, compare Bellmead auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Bellmead, TX for teens drivers are $6,382/year
  • The most expensive auto insurance company in Bellmead after a DUI is Allstate
  • Average auto insurance rates in Bellmead, TX are $297/month

Finding affordable Bellmead, Texas auto insurance can be challenging, but everything you need to know to buy cheap Bellmead, TX auto insurance with confidence is right here. Auto insurance rates in Bellmead are affected by local factors as well as personal ones like your driving record.

See how Bellmead, TX car insurance rates compare to Corpus Christi auto insurance rates, Houston auto insurance rates, and San Antonio auto insurance rates before you read more about the cost of auto insurance in Bellmead.

Don’t buy Bellmead, TX auto insurance until you’ve compared rates. Get free Bellmead, Texas auto insurance quotes when you enter your ZIP code above.

Bellmead, TX Minimum Auto Insurance Requirements

The required auto insurance in Bellmead, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Bellmead, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Bellmead, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Bellmead, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bellmead, TX. Take a look at Bellmead, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bellmead, Texas

Insurance Company Poor Fair Good
Allstate $6,550 $4,801 $4,110
American Family $5,260 $3,339 $2,938
GEICO $4,290 $2,443 $1,640
Nationwide $4,201 $3,383 $2,941
Progressive $4,766 $4,133 $3,834
State Farm $4,191 $2,610 $2,081
USAA $3,541 $2,044 $1,643

Buy Cheap Bellmead, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bellmead, Texas auto insurance rates? Find out how car insurance rates in Bellmead, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bellmead, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,344 $3,373 $3,302 $3,302 $8,825 $10,647 $4,132 $4,304
American Family $2,278 $2,537 $2,165 $2,479 $6,182 $8,082 $3,290 $3,752
GEICO $2,082 $2,245 $2,008 $2,276 $4,531 $4,691 $2,251 $2,243
Nationwide $2,199 $2,233 $1,947 $2,057 $6,248 $8,004 $2,585 $2,793
Progressive $2,246 $2,119 $2,004 $2,039 $9,553 $10,655 $2,650 $2,686
State Farm $2,038 $2,038 $1,821 $1,821 $5,021 $6,428 $2,225 $2,295
USAA $1,544 $1,551 $1,475 $1,462 $4,312 $4,693 $2,047 $2,192

Buy Cheap Bellmead, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bellmead can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bellmead, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bellmead, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,825 $10,647
American Family $6,182 $8,082
GEICO $4,531 $4,691
Nationwide $6,248 $8,004
Progressive $9,553 $10,655
State Farm $5,021 $6,428
USAA $4,312 $4,693

Buy Cheap Bellmead, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Bellmead, Texas by comparing Bellmead senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bellmead, TX here.

Annual Auto Insurance Rates for Senior Drivers in Bellmead, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,302 $3,302
American Family $2,165 $2,479
GEICO $2,008 $2,276
Nationwide $1,947 $2,057
Progressive $2,004 $2,039
State Farm $1,821 $1,821
USAA $1,475 $1,462

Find Cheap Auto Insurance Rates in Bellmead, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bellmead, Texas auto insurance. Compare Bellmead, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bellmead, Texas

Insurance Company Low Medium High
Allstate $5,032 $5,108 $5,321
American Family $3,567 $3,708 $4,262
GEICO $2,643 $2,757 $2,973
Nationwide $3,780 $3,362 $3,382
Progressive $4,054 $4,222 $4,457
State Farm $2,814 $2,955 $3,114
USAA $2,328 $2,400 $2,500

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Find Cheap Bellmead, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bellmead. Compare auto insurance rates in Bellmead, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bellmead, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,030 $5,277
American Family $3,846 $3,846
GEICO $2,739 $2,842
Nationwide $3,508 $3,508
Progressive $4,244 $4,244
State Farm $2,961 $2,961
USAA $2,379 $2,440

Find Cheap Bellmead, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Bellmead, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bellmead, TX, take a look at the average cost for various violations versus rates for a clean driving record in Bellmead.

Annual Bellmead, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,002 $6,171 $6,440 $4,002
American Family $3,514 $4,443 $3,912 $3,514
GEICO $2,373 $3,126 $2,617 $3,048
Nationwide $3,048 $3,048 $4,500 $3,438
Progressive $3,702 $4,798 $4,319 $4,158
State Farm $2,618 $3,020 $3,588 $2,618
USAA $1,799 $2,655 $3,120 $2,064

Find Cheap Bellmead, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bellmead, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Bellmead for less when you shop around and compare rates from multiple Bellmead, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bellmead, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,440
American Family $3,912
GEICO $2,617
Nationwide $4,500
Progressive $4,319
State Farm $3,588
USAA $3,120

Winners by Category: Where to Buy Cheap Auto Insurance in Bellmead, TX

Compare rates from the cheapest auto insurance companies in Bellmead, TX for your needs. Take a look at how Bellmead, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bellmead, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Bellmead, Texas Auto Insurance Companies

If you’re looking for the cheapest Bellmead, TX auto insurance companies overall, you can compare them here. Find the best price for Bellmead, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Bellmead, Texas

Insurance Company Average Annual Rates
Allstate $5,154
American Family $3,846
GEICO $2,791
Nationwide $3,508
Progressive $4,244
State Farm $2,961
USAA $2,409

What affects Bellmead, Texas auto insurance rates?

Local factors affect auto insurance rates in Bellmead, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Bellmead auto insurance rates.

Auto Theft in Bellmead

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Bellmead, TX auto theft show a total of 40 vehicle thefts annually.

Commute Times in Bellmead

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bellmead, TX is 20.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Bellmead, TX

You can buy cheap Bellmead, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bellmead, Texas auto insurance quotes from top companies.

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