Buy Cheap Belleville, MI Auto Insurance (2022)

Belleville, MI auto insurance rates average $1,050 a month. Minimum auto insurance requirements in Belleville, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Belleville, MI, compare Belleville auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Belleville, MI after a DUI are $20,861/year
  • Average auto insurance rates in Belleville, MI for teens drivers are $23,479/year
  • The most expensive auto insurance company in Belleville after a DUI is Allstate

Finding affordable Belleville, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Belleville, MI auto insurance with confidence is right here. Auto insurance rates in Belleville are affected by local factors as well as personal ones like your driving record.

See how Belleville, MI car insurance rates compare to Lansing auto insurance rates, Ann Arbor auto insurance rates, and Warren auto insurance rates before you read more about the cost of auto insurance in Belleville.

Don’t buy Belleville, MI auto insurance until you’ve compared rates. Get free Belleville, Michigan auto insurance quotes when you enter your ZIP code above.

Belleville, MI Minimum Auto Insurance Requirements

The required auto insurance in Belleville, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Belleville, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Belleville, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Belleville, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Belleville, MI. Take a look at Belleville, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Belleville, Michigan

Insurance Company Poor Fair Good
Allstate $45,797 $25,075 $18,546
Farmers $21,723 $11,303 $10,465
GEICO $8,285 $6,084 $4,946
Liberty Mutual $32,977 $19,045 $10,515
Nationwide $7,715 $5,809 $4,939
Progressive $6,478 $5,441 $4,887
State Farm $24,867 $12,554 $8,508
Travelers $11,437 $11,087 $10,945
USAA $5,437 $3,112 $2,364

Buy Cheap Belleville, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Belleville, Michigan auto insurance rates? Find out how car insurance rates in Belleville, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Belleville, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $22,348 $22,348 $20,949 $20,949 $52,447 $52,447 $23,480 $23,480
Farmers $11,089 $11,089 $10,271 $10,271 $24,104 $24,104 $12,524 $12,524
GEICO $4,437 $4,437 $4,544 $4,544 $12,532 $12,532 $4,240 $4,240
Liberty Mutual $15,626 $15,626 $15,472 $15,472 $36,658 $36,658 $15,626 $15,626
Nationwide $4,382 $4,382 $3,896 $3,896 $11,535 $11,535 $4,804 $4,804
Progressive $3,302 $3,045 $2,914 $3,277 $12,109 $12,831 $3,837 $3,501
State Farm $9,173 $9,173 $8,554 $8,554 $32,729 $32,729 $10,782 $10,782
Travelers $7,464 $7,464 $6,400 $6,400 $22,645 $22,645 $8,116 $8,116
USAA $2,664 $2,507 $2,511 $2,359 $6,555 $6,188 $3,236 $3,081

Buy Cheap Belleville, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Belleville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Belleville, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Belleville, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $52,447 $52,447
Farmers $24,104 $24,104
GEICO $12,532 $12,532
Liberty Mutual $36,658 $36,658
Nationwide $11,535 $11,535
Progressive $12,109 $12,831
State Farm $32,729 $32,729
Travelers $22,645 $22,645
USAA $6,555 $6,188

Buy Cheap Belleville, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Belleville, Michigan by comparing Belleville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Belleville, MI here.

Annual Auto Insurance Rates for Senior Drivers in Belleville, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $20,949 $20,949
Farmers $10,271 $10,271
GEICO $4,544 $4,544
Liberty Mutual $15,472 $15,472
Nationwide $3,896 $3,896
Progressive $2,914 $3,277
State Farm $8,554 $8,554
Travelers $6,400 $6,400
USAA $2,511 $2,359

Find Cheap Auto Insurance Rates in Belleville, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Belleville, Michigan auto insurance. Compare Belleville, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Belleville, Michigan

Insurance Company Low Medium High
Allstate $29,234 $29,857 $30,327
Farmers $14,019 $14,452 $15,020
GEICO $6,050 $6,385 $6,880
Liberty Mutual $20,390 $20,801 $21,345
Nationwide $6,412 $6,058 $5,993
Progressive $5,432 $5,607 $5,767
State Farm $14,471 $15,413 $16,045
Travelers $11,055 $11,166 $11,247
USAA $3,518 $3,648 $3,747

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Belleville, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Belleville. Compare auto insurance rates in Belleville, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Belleville, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $29,806 $29,806
Farmers $14,497 $14,497
GEICO $6,293 $6,584
Liberty Mutual $20,130 $21,560
Nationwide $6,154 $6,154
Progressive $5,602 $5,602
State Farm $14,885 $15,734
Travelers $11,092 $11,221
USAA $3,596 $3,679

Find Cheap Belleville, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Belleville, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Belleville, MI, take a look at the average cost for various violations versus rates for a clean driving record in Belleville.

Annual Belleville, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $14,304 $19,305 $65,465 $20,151
Farmers $12,093 $15,603 $15,353 $14,938
GEICO $2,229 $4,785 $14,575 $4,165
Liberty Mutual $14,451 $17,540 $32,806 $18,584
Nationwide $5,265 $7,027 $6,394 $5,931
Progressive $4,732 $6,252 $5,611 $5,814
State Farm $9,627 $11,603 $25,439 $14,568
Travelers $7,561 $10,789 $17,326 $8,948
USAA $2,923 $3,658 $4,784 $3,185

Find Cheap Belleville, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Belleville, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Belleville for less when you shop around and compare rates from multiple Belleville, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Belleville, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $65,465
Farmers $15,353
GEICO $14,575
Liberty Mutual $32,806
Nationwide $6,394
Progressive $5,611
State Farm $25,439
Travelers $17,326
USAA $4,784

Winners by Category: Where to Buy Cheap Auto Insurance in Belleville, MI

Compare rates from the cheapest auto insurance companies in Belleville, MI for your needs. Take a look at how Belleville, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Belleville, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Belleville, Michigan Auto Insurance Companies

If you’re looking for the cheapest Belleville, MI auto insurance companies overall, you can compare them here. Find the best price for Belleville, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Belleville, Michigan

Insurance Company Average Annual Rates
Allstate $29,806
Farmers $14,497
GEICO $6,438
Liberty Mutual $20,845
Nationwide $6,154
Progressive $5,602
State Farm $15,309
Travelers $11,156
USAA $3,638

What affects Belleville, Michigan auto insurance rates?

Local factors affect auto insurance rates in Belleville, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Belleville auto insurance rates.

Commute Times in Belleville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Belleville, MI is 27.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Belleville, MI

You can buy cheap Belleville, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Belleville, Michigan auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption