Buy Cheap Belleair Beach, FL Auto Insurance (2021)

Belleair Beach, FL auto insurance rates average $434 a month. Minimum auto insurance requirements in Belleair Beach, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Belleair Beach, FL, compare Belleair Beach auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Belleair Beach, FL after a DUI are $6,278/year
  • The most expensive auto insurance company in Belleair Beach after a DUI is Allstate
  • Average auto insurance rates in Belleair Beach, FL for teens drivers are $9,383/year

Finding affordable Belleair Beach, Florida auto insurance can be challenging, but everything you need to know to buy cheap Belleair Beach, FL auto insurance with confidence is right here. Auto insurance rates in Belleair Beach are affected by local factors as well as personal ones like your driving record.

See how Belleair Beach, FL car insurance rates compare to Port St. Lucie auto insurance rates, Tampa auto insurance rates, and Miami auto insurance rates before you read more about the cost of auto insurance in Belleair Beach.

Don’t buy Belleair Beach, FL auto insurance until you’ve compared rates. Get free Belleair Beach, Florida auto insurance quotes when you enter your ZIP code above.

Belleair Beach, FL Minimum Auto Insurance Requirements

The required auto insurance in Belleair Beach, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Belleair Beach, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Belleair Beach, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Belleair Beach, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Belleair Beach, FL. Take a look at Belleair Beach, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Belleair Beach, Florida

Insurance Company Poor Fair Good
Allstate $12,088 $7,561 $6,078
GEICO $6,429 $3,888 $2,918
Liberty Mutual $7,745 $5,649 $4,553
Nationwide $6,024 $4,424 $4,000
Progressive $7,709 $5,501 $4,584
State Farm $4,781 $3,108 $2,534
USAA $5,224 $2,582 $1,878

Buy Cheap Belleair Beach, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Belleair Beach, Florida auto insurance rates? Find out how car insurance rates in Belleair Beach, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Belleair Beach, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,332 $5,084 $4,668 $4,724 $18,347 $20,021 $5,198 $5,230
GEICO $3,487 $3,502 $3,265 $3,265 $6,232 $7,808 $3,841 $3,892
Liberty Mutual $4,100 $4,100 $3,746 $3,746 $8,809 $13,645 $4,100 $5,612
Nationwide $3,370 $3,326 $3,011 $3,112 $8,128 $10,003 $3,714 $3,863
Progressive $3,970 $3,707 $3,397 $3,639 $11,293 $12,240 $4,744 $4,461
State Farm $2,152 $2,152 $1,961 $1,961 $6,405 $8,200 $2,400 $2,563
USAA $1,851 $1,815 $1,747 $1,722 $6,467 $7,447 $2,303 $2,474

Buy Cheap Belleair Beach, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Belleair Beach can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Belleair Beach, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Belleair Beach, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,347 $20,021
GEICO $6,232 $7,808
Liberty Mutual $8,809 $13,645
Nationwide $8,128 $10,003
Progressive $11,293 $12,240
State Farm $6,405 $8,200
USAA $6,467 $7,447

Buy Cheap Belleair Beach, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Belleair Beach, Florida by comparing Belleair Beach senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Belleair Beach, FL here.

Annual Auto Insurance Rates for Senior Drivers in Belleair Beach, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,668 $4,724
GEICO $3,265 $3,265
Liberty Mutual $3,746 $3,746
Nationwide $3,011 $3,112
Progressive $3,397 $3,639
State Farm $1,961 $1,961
USAA $1,747 $1,722

Find Cheap Auto Insurance Rates in Belleair Beach, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Belleair Beach, Florida auto insurance. Compare Belleair Beach, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Belleair Beach, Florida

Insurance Company Low Medium High
Allstate $6,256 $9,100 $10,370
GEICO $3,417 $4,596 $5,222
Liberty Mutual $5,424 $6,093 $6,429
Nationwide $3,634 $5,037 $5,776
Progressive $4,753 $6,097 $6,944
State Farm $2,902 $3,572 $3,948
USAA $2,697 $3,367 $3,621

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Find Cheap Belleair Beach, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Belleair Beach. Compare auto insurance rates in Belleair Beach, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Belleair Beach, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,327 $8,823
GEICO $4,390 $4,433
Liberty Mutual $5,784 $6,181
Nationwide $4,816 $4,816
Progressive $5,931 $5,931
State Farm $3,354 $3,595
USAA $3,191 $3,265

Find Cheap Belleair Beach, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Belleair Beach, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Belleair Beach, FL, take a look at the average cost for various violations versus rates for a clean driving record in Belleair Beach.

Annual Belleair Beach, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,394 $8,885 $9,819 $8,203
GEICO $3,070 $3,926 $5,849 $4,800
Liberty Mutual $4,229 $5,579 $8,236 $5,885
Nationwide $4,102 $4,508 $6,091 $4,562
Progressive $4,685 $6,923 $5,839 $6,279
State Farm $3,169 $3,779 $3,474 $3,474
USAA $2,513 $3,120 $4,641 $2,638

Find Cheap Belleair Beach, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Belleair Beach, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Belleair Beach for less when you shop around and compare rates from multiple Belleair Beach, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Belleair Beach, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,819
GEICO $5,849
Liberty Mutual $8,236
Nationwide $6,091
Progressive $5,839
State Farm $3,474
USAA $4,641

Winners by Category: Where to Buy Cheap Auto Insurance in Belleair Beach, FL

Compare rates from the cheapest auto insurance companies in Belleair Beach, FL for your needs. Take a look at how Belleair Beach, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Belleair Beach, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Belleair Beach, Florida Auto Insurance Companies

If you’re looking for the cheapest Belleair Beach, FL auto insurance companies overall, you can compare them here. Find the best price for Belleair Beach, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Belleair Beach, Florida

Insurance Company Average Annual Rates
Allstate $8,575
GEICO $4,411
Liberty Mutual $5,982
Nationwide $4,816
Progressive $5,931
State Farm $3,474
USAA $3,228

What affects Belleair Beach, Florida auto insurance rates?

Local factors affect auto insurance rates in Belleair Beach, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Belleair Beach auto insurance rates.

Auto Theft in Belleair Beach

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Belleair Beach, FL auto theft show a total of 2 vehicle thefts annually.

Commute Times in Belleair Beach

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Belleair Beach, FL is 26.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Belleair Beach, FL

You can buy cheap Belleair Beach, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Belleair Beach, Florida auto insurance quotes from top companies.

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