Buy Cheap Belle Terre, NY Auto Insurance (2021)

Belle Terre, NY auto insurance rates average $456 a month. Minimum auto insurance requirements in Belle Terre, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Belle Terre, NY, compare Belle Terre auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Belle Terre after a DUI is Liberty Mutual
  • Average auto insurance rates in Belle Terre, NY for teens drivers are $9,628/year
  • Average auto insurance rates in Belle Terre, NY are $456/month

Finding affordable Belle Terre, New York auto insurance can be challenging, but everything you need to know to buy cheap Belle Terre, NY auto insurance with confidence is right here. Auto insurance rates in Belle Terre are affected by local factors as well as personal ones like your driving record.

See how Belle Terre, NY car insurance rates compare to Utica auto insurance rates, Albany auto insurance rates, and Yonkers auto insurance rates before you read more about the cost of auto insurance in Belle Terre.

Don’t buy Belle Terre, NY auto insurance until you’ve compared rates. Get free Belle Terre, New York auto insurance quotes when you enter your ZIP code above.

Belle Terre, NY Minimum Auto Insurance Requirements

The required auto insurance in Belle Terre, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Belle Terre, New York is outlined here.

Minimum Required Auto Insurance Coverage in Belle Terre, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Belle Terre, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Belle Terre, NY. Take a look at Belle Terre, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Belle Terre, New York

Insurance Company Poor Fair Good
Allstate $7,816 $4,470 $3,808
GEICO $3,938 $2,892 $2,595
Liberty Mutual $11,345 $7,408 $5,540
Nationwide $5,276 $5,276 $5,276
Progressive $8,995 $4,420 $3,187
State Farm $8,139 $5,105 $4,052
Travelers $8,752 $5,348 $4,577
USAA $6,717 $3,426 $3,016

Buy Cheap Belle Terre, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Belle Terre, New York auto insurance rates? Find out how car insurance rates in Belle Terre, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Belle Terre, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,599 $3,331 $3,410 $3,448 $10,769 $11,499 $3,440 $3,418
GEICO $2,271 $2,184 $2,207 $2,175 $4,906 $7,260 $2,040 $2,088
Liberty Mutual $6,047 $6,047 $5,633 $5,633 $11,845 $17,111 $6,047 $6,418
Nationwide $3,894 $3,894 $3,662 $3,662 $7,249 $10,911 $3,894 $5,043
Progressive $3,379 $3,048 $2,614 $2,684 $11,598 $12,652 $4,278 $4,019
State Farm $3,660 $3,660 $3,213 $3,213 $10,804 $13,268 $4,047 $4,257
Travelers $4,449 $4,365 $4,069 $4,280 $10,626 $12,593 $4,665 $4,762
USAA $2,290 $2,254 $2,085 $2,091 $9,224 $10,935 $2,946 $3,267

Buy Cheap Belle Terre, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Belle Terre can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Belle Terre, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Belle Terre, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,769 $11,499
GEICO $4,906 $7,260
Liberty Mutual $11,845 $17,111
Nationwide $7,249 $10,911
Progressive $11,598 $12,652
State Farm $10,804 $13,268
Travelers $10,626 $12,593
USAA $9,224 $10,935

Buy Cheap Belle Terre, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Belle Terre, New York by comparing Belle Terre senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Belle Terre, NY here.

Annual Auto Insurance Rates for Senior Drivers in Belle Terre, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,410 $3,448
GEICO $2,207 $2,175
Liberty Mutual $5,633 $5,633
Nationwide $3,662 $3,662
Progressive $2,614 $2,684
State Farm $3,213 $3,213
Travelers $4,069 $4,280
USAA $2,085 $2,091

Find Cheap Auto Insurance Rates in Belle Terre, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Belle Terre, New York auto insurance. Compare Belle Terre, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Belle Terre, New York

Insurance Company Low Medium High
Allstate $4,911 $5,335 $5,848
GEICO $2,943 $3,126 $3,355
Liberty Mutual $7,665 $8,075 $8,553
Nationwide $4,894 $5,222 $5,712
Progressive $5,173 $5,487 $5,942
State Farm $5,407 $5,805 $6,083
Travelers $5,849 $6,149 $6,681
USAA $4,224 $4,357 $4,579

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Find Cheap Belle Terre, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Belle Terre. Compare auto insurance rates in Belle Terre, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Belle Terre, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,289 $5,440
GEICO $3,049 $3,234
Liberty Mutual $7,863 $8,332
Nationwide $5,276 $5,276
Progressive $5,534 $5,534
State Farm $5,553 $5,978
Travelers $6,226 $6,226
USAA $4,342 $4,431

Find Cheap Belle Terre, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Belle Terre, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Belle Terre, NY, take a look at the average cost for various violations versus rates for a clean driving record in Belle Terre.

Annual Belle Terre, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,513 $4,513 $6,686 $5,746
GEICO $2,423 $2,643 $5,076 $2,423
Liberty Mutual $6,367 $6,367 $13,289 $6,367
Nationwide $3,981 $3,981 $9,066 $4,076
Progressive $5,369 $5,369 $5,990 $5,408
State Farm $5,476 $5,476 $6,054 $6,054
Travelers $5,243 $6,689 $6,784 $6,189
USAA $3,912 $3,976 $5,682 $3,976

Find Cheap Belle Terre, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Belle Terre, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Belle Terre for less when you shop around and compare rates from multiple Belle Terre, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Belle Terre, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,686
GEICO $5,076
Liberty Mutual $13,289
Nationwide $9,066
Progressive $5,990
State Farm $6,054
Travelers $6,784
USAA $5,682

Winners by Category: Where to Buy Cheap Auto Insurance in Belle Terre, NY

Compare rates from the cheapest auto insurance companies in Belle Terre, NY for your needs. Take a look at how Belle Terre, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Belle Terre, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Belle Terre, New York Auto Insurance Companies

If you’re looking for the cheapest Belle Terre, NY auto insurance companies overall, you can compare them here. Find the best price for Belle Terre, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Belle Terre, New York

Insurance Company Average Annual Rates
Allstate $5,364
GEICO $3,142
Liberty Mutual $8,098
Nationwide $5,276
Progressive $5,534
State Farm $5,765
Travelers $6,226
USAA $4,387

What affects Belle Terre, New York auto insurance rates?

Local factors affect auto insurance rates in Belle Terre, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Belle Terre auto insurance rates.

Commute Times in Belle Terre

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Belle Terre, NY is 31.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Belle Terre, NY

You can buy cheap Belle Terre, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Belle Terre, New York auto insurance quotes from top companies.

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