Buy Cheap Belle Plaine, IA Auto Insurance (2021)

Belle Plaine, IA auto insurance rates average $246 a month. Minimum auto insurance requirements in Belle Plaine, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Belle Plaine, IA, compare Belle Plaine auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Belle Plaine, IA for teens drivers are $5,630/year
  • Average auto insurance rates in Belle Plaine, IA after a DUI are $3,568/year
  • Average auto insurance rates in Belle Plaine, IA are $246/month

Finding affordable Belle Plaine, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Belle Plaine, IA auto insurance with confidence is right here. Auto insurance rates in Belle Plaine are affected by local factors as well as personal ones like your driving record.

See how Belle Plaine, IA car insurance rates compare to West Des Moines auto insurance rates, Iowa City auto insurance rates, and Waterloo auto insurance rates before you read more about the cost of auto insurance in Belle Plaine.

Don’t buy Belle Plaine, IA auto insurance until you’ve compared rates. Get free Belle Plaine, Iowa auto insurance quotes when you enter your ZIP code above.

Belle Plaine, IA Minimum Auto Insurance Requirements

The required auto insurance in Belle Plaine, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Belle Plaine, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Belle Plaine, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Belle Plaine, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Belle Plaine, IA. Take a look at Belle Plaine, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Belle Plaine, Iowa

Insurance Company Poor Fair Good
Allstate $3,635 $2,893 $2,596
American Family $3,819 $2,808 $2,360
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $5,992 $3,721 $2,928
Nationwide $3,026 $2,378 $2,082
Progressive $2,687 $2,166 $1,959
State Farm $3,213 $1,987 $1,567
Travelers $6,493 $5,560 $5,303
USAA $2,421 $1,661 $1,438

Buy Cheap Belle Plaine, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Belle Plaine, Iowa auto insurance rates? Find out how car insurance rates in Belle Plaine, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Belle Plaine, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,027 $1,953 $1,794 $1,829 $5,760 $6,464 $2,219 $2,285
American Family $1,933 $1,933 $1,729 $1,729 $5,150 $7,228 $1,933 $2,329
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $1,979 $2,144 $1,748 $2,124 $9,884 $11,119 $2,243 $2,467
Nationwide $1,722 $1,764 $1,537 $1,636 $4,030 $5,193 $1,957 $2,124
Progressive $1,608 $1,551 $1,327 $1,375 $3,889 $4,391 $1,934 $2,088
State Farm $1,480 $1,480 $1,296 $1,296 $3,940 $5,007 $1,662 $1,887
Travelers $2,549 $2,597 $2,498 $2,501 $11,700 $18,665 $2,663 $3,111
USAA $1,234 $1,249 $1,130 $1,155 $3,311 $3,520 $1,482 $1,637

Buy Cheap Belle Plaine, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Belle Plaine can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Belle Plaine, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Belle Plaine, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,760 $6,464
American Family $5,150 $7,228
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $9,884 $11,119
Nationwide $4,030 $5,193
Progressive $3,889 $4,391
State Farm $3,940 $5,007
Travelers $11,700 $18,665
USAA $3,311 $3,520

Buy Cheap Belle Plaine, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Belle Plaine, Iowa by comparing Belle Plaine senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Belle Plaine, IA here.

Annual Auto Insurance Rates for Senior Drivers in Belle Plaine, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,794 $1,829
American Family $1,729 $1,729
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,748 $2,124
Nationwide $1,537 $1,636
Progressive $1,327 $1,375
State Farm $1,296 $1,296
Travelers $2,498 $2,501
USAA $1,130 $1,155

Find Cheap Auto Insurance Rates in Belle Plaine, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Belle Plaine, Iowa auto insurance. Compare Belle Plaine, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Belle Plaine, Iowa

Insurance Company Low Medium High
Allstate $2,922 $3,046 $3,156
American Family $3,012 $3,162 $2,813
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,040 $4,207 $4,394
Nationwide $2,594 $2,487 $2,405
Progressive $2,144 $2,278 $2,389
State Farm $2,148 $2,268 $2,351
Travelers $5,437 $5,873 $6,046
USAA $1,749 $1,845 $1,925

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Find Cheap Belle Plaine, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Belle Plaine. Compare auto insurance rates in Belle Plaine, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Belle Plaine, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,969 $3,114
American Family $2,961 $3,031
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,214 $4,214
Nationwide $2,495 $2,495
Progressive $2,270 $2,270
State Farm $2,201 $2,310
Travelers $5,785 $5,785
USAA $1,773 $1,907

Find Cheap Belle Plaine, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Belle Plaine, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Belle Plaine, IA, take a look at the average cost for various violations versus rates for a clean driving record in Belle Plaine.

Annual Belle Plaine, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,596 $3,136 $3,541 $2,892
American Family $2,163 $3,168 $4,110 $2,542
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,637 $4,509 $4,586 $4,123
Nationwide $1,813 $2,594 $3,526 $2,048
Progressive $1,828 $2,985 $1,982 $2,287
State Farm $2,093 $2,419 $2,256 $2,256
Travelers $4,199 $5,632 $7,551 $5,761
USAA $1,407 $1,885 $2,453 $1,615

Find Cheap Belle Plaine, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Belle Plaine, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Belle Plaine for less when you shop around and compare rates from multiple Belle Plaine, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Belle Plaine, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,541
American Family $4,110
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,586
Nationwide $3,526
Progressive $1,982
State Farm $2,256
Travelers $7,551
USAA $2,453

Winners by Category: Where to Buy Cheap Auto Insurance in Belle Plaine, IA

Compare rates from the cheapest auto insurance companies in Belle Plaine, IA for your needs. Take a look at how Belle Plaine, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Belle Plaine, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Belle Plaine, Iowa Auto Insurance Companies

If you’re looking for the cheapest Belle Plaine, IA auto insurance companies overall, you can compare them here. Find the best price for Belle Plaine, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Belle Plaine, Iowa

Insurance Company Average Annual Rates
Allstate $3,041
American Family $2,996
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,214
Nationwide $2,495
Progressive $2,270
State Farm $2,256
Travelers $5,785
USAA $1,840

What affects Belle Plaine, Iowa auto insurance rates?

Local factors affect auto insurance rates in Belle Plaine, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Belle Plaine auto insurance rates.

Commute Times in Belle Plaine

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Belle Plaine, IA is 24.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Belle Plaine, IA

You can buy cheap Belle Plaine, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Belle Plaine, Iowa auto insurance quotes from top companies.

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