Buy Cheap Belle Isle, FL Auto Insurance (2021)

Belle Isle, FL auto insurance rates average $413 a month. Minimum auto insurance requirements in Belle Isle, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Belle Isle, FL, compare Belle Isle auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Belle Isle is Allstate
  • Average auto insurance rates in Belle Isle, FL after a DUI are $5,948/year
  • The most expensive auto insurance company in Belle Isle after a DUI is Allstate

Finding affordable Belle Isle, Florida auto insurance can be challenging, but everything you need to know to buy cheap Belle Isle, FL auto insurance with confidence is right here. Auto insurance rates in Belle Isle are affected by local factors as well as personal ones like your driving record.

See how Belle Isle, FL car insurance rates compare to St. Petersburg auto insurance rates, Hialeah auto insurance rates, and Tampa auto insurance rates before you read more about the cost of auto insurance in Belle Isle.

Don’t buy Belle Isle, FL auto insurance until you’ve compared rates. Get free Belle Isle, Florida auto insurance quotes when you enter your ZIP code above.

Belle Isle, FL Minimum Auto Insurance Requirements

The required auto insurance in Belle Isle, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Belle Isle, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Belle Isle, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Belle Isle, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Belle Isle, FL. Take a look at Belle Isle, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Belle Isle, Florida

Insurance Company Poor Fair Good
Allstate $12,186 $7,655 $6,172
GEICO $5,381 $3,240 $2,422
Liberty Mutual $7,298 $5,331 $4,304
Nationwide $5,464 $3,991 $3,600
Progressive $7,451 $5,286 $4,397
State Farm $5,152 $3,344 $2,725
USAA $4,754 $2,316 $1,676

Buy Cheap Belle Isle, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Belle Isle, Florida auto insurance rates? Find out how car insurance rates in Belle Isle, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Belle Isle, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,330 $5,076 $4,642 $4,704 $18,747 $20,390 $5,217 $5,264
GEICO $2,905 $2,915 $2,722 $2,722 $5,216 $6,533 $3,199 $3,238
Liberty Mutual $3,881 $3,881 $3,548 $3,548 $8,295 $12,826 $3,881 $5,295
Nationwide $3,054 $3,003 $2,723 $2,814 $7,364 $9,023 $3,358 $3,476
Progressive $3,823 $3,610 $3,273 $3,501 $10,765 $11,696 $4,622 $4,398
State Farm $2,335 $2,335 $2,113 $2,113 $6,898 $8,751 $2,604 $2,774
USAA $1,676 $1,645 $1,568 $1,552 $5,805 $6,722 $2,095 $2,258

Buy Cheap Belle Isle, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Belle Isle can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Belle Isle, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Belle Isle, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,747 $20,390
GEICO $5,216 $6,533
Liberty Mutual $8,295 $12,826
Nationwide $7,364 $9,023
Progressive $10,765 $11,696
State Farm $6,898 $8,751
USAA $5,805 $6,722

Buy Cheap Belle Isle, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Belle Isle, Florida by comparing Belle Isle senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Belle Isle, FL here.

Annual Auto Insurance Rates for Senior Drivers in Belle Isle, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,642 $4,704
GEICO $2,722 $2,722
Liberty Mutual $3,548 $3,548
Nationwide $2,723 $2,814
Progressive $3,273 $3,501
State Farm $2,113 $2,113
USAA $1,568 $1,552

Find Cheap Auto Insurance Rates in Belle Isle, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Belle Isle, Florida auto insurance. Compare Belle Isle, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Belle Isle, Florida

Insurance Company Low Medium High
Allstate $6,444 $9,181 $10,388
GEICO $3,031 $3,808 $4,205
Liberty Mutual $5,178 $5,737 $6,018
Nationwide $3,456 $4,520 $5,079
Progressive $4,827 $5,839 $6,468
State Farm $3,197 $3,835 $4,190
USAA $2,524 $3,017 $3,204

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Find Cheap Belle Isle, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Belle Isle. Compare auto insurance rates in Belle Isle, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Belle Isle, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,425 $8,917
GEICO $3,664 $3,699
Liberty Mutual $5,459 $5,830
Nationwide $4,352 $4,352
Progressive $5,711 $5,711
State Farm $3,607 $3,874
USAA $2,882 $2,948

Find Cheap Belle Isle, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Belle Isle, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Belle Isle, FL, take a look at the average cost for various violations versus rates for a clean driving record in Belle Isle.

Annual Belle Isle, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,450 $8,986 $9,962 $8,287
GEICO $2,551 $3,273 $4,892 $4,009
Liberty Mutual $4,023 $5,272 $7,727 $5,555
Nationwide $3,701 $4,074 $5,513 $4,120
Progressive $4,495 $6,677 $5,617 $6,055
State Farm $3,411 $4,070 $3,740 $3,740
USAA $2,274 $2,818 $4,182 $2,387

Find Cheap Belle Isle, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Belle Isle, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Belle Isle for less when you shop around and compare rates from multiple Belle Isle, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Belle Isle, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,962
GEICO $4,892
Liberty Mutual $7,727
Nationwide $5,513
Progressive $5,617
State Farm $3,740
USAA $4,182

Winners by Category: Where to Buy Cheap Auto Insurance in Belle Isle, FL

Compare rates from the cheapest auto insurance companies in Belle Isle, FL for your needs. Take a look at how Belle Isle, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Belle Isle, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Belle Isle, Florida Auto Insurance Companies

If you’re looking for the cheapest Belle Isle, FL auto insurance companies overall, you can compare them here. Find the best price for Belle Isle, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Belle Isle, Florida

Insurance Company Average Annual Rates
Allstate $8,671
GEICO $3,681
Liberty Mutual $5,644
Nationwide $4,352
Progressive $5,711
State Farm $3,740
USAA $2,915

What affects Belle Isle, Florida auto insurance rates?

Local factors affect auto insurance rates in Belle Isle, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Belle Isle auto insurance rates.

Auto Theft in Belle Isle

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Belle Isle, FL auto theft show a total of 14 vehicle thefts annually.

Commute Times in Belle Isle

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Belle Isle, FL is 26.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Belle Isle, FL

You can buy cheap Belle Isle, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Belle Isle, Florida auto insurance quotes from top companies.

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