Buy Cheap Bellamy, AL Auto Insurance (2021)

Bellamy, AL auto insurance rates average $317 a month. Minimum auto insurance requirements in Bellamy, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Bellamy, AL, compare Bellamy auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Bellamy, AL are $317/month
  • Average auto insurance rates in Bellamy, AL after a DUI are $4,361/year
  • The most expensive auto insurance company in Bellamy is Liberty Mutual

Finding affordable Bellamy, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Bellamy, AL auto insurance with confidence is right here. Auto insurance rates in Bellamy are affected by local factors as well as personal ones like your driving record.

See how Bellamy, AL car insurance rates compare to Montgomery auto insurance rates, Mobile auto insurance rates, and Birmingham auto insurance rates before you read more about the cost of auto insurance in Bellamy.

Don’t buy Bellamy, AL auto insurance until you’ve compared rates. Get free Bellamy, Alabama auto insurance quotes when you enter your ZIP code above.

Bellamy, AL Minimum Auto Insurance Requirements

The required auto insurance in Bellamy, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Bellamy, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Bellamy, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Bellamy, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bellamy, AL. Take a look at Bellamy, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bellamy, Alabama

Insurance Company Poor Fair Good
Allstate $4,287 $3,345 $2,735
Farmers $4,585 $3,949 $3,742
GEICO $3,729 $2,659 $2,405
Liberty Mutual $7,943 $4,851 $3,808
Nationwide $3,171 $2,467 $2,229
Progressive $4,978 $4,238 $3,944
State Farm $7,103 $3,597 $2,444
Travelers $5,044 $4,375 $4,461
USAA $3,000 $1,947 $1,737

Buy Cheap Bellamy, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bellamy, Alabama auto insurance rates? Find out how car insurance rates in Bellamy, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bellamy, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,146 $2,059 $1,929 $1,968 $7,049 $7,554 $2,436 $2,505
Farmers $2,351 $2,329 $2,102 $2,224 $8,984 $9,241 $2,690 $2,814
GEICO $2,127 $2,102 $1,993 $2,033 $5,465 $5,384 $2,245 $2,102
Liberty Mutual $3,260 $3,526 $2,670 $2,987 $11,651 $12,962 $3,486 $3,728
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,443 $2,305 $1,997 $2,134 $9,609 $10,734 $2,854 $3,018
State Farm $2,747 $2,747 $2,462 $2,462 $7,969 $10,016 $3,096 $3,552
Travelers $1,846 $1,877 $1,723 $1,721 $10,091 $16,000 $1,742 $2,012
USAA $1,388 $1,414 $1,294 $1,274 $4,111 $4,567 $1,813 $1,963

Buy Cheap Bellamy, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bellamy can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bellamy, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bellamy, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,049 $7,554
Farmers $8,984 $9,241
GEICO $5,465 $5,384
Liberty Mutual $11,651 $12,962
Nationwide $4,418 $5,752
Progressive $9,609 $10,734
State Farm $7,969 $10,016
Travelers $10,091 $16,000
USAA $4,111 $4,567

Buy Cheap Bellamy, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Bellamy, Alabama by comparing Bellamy senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bellamy, AL here.

Annual Auto Insurance Rates for Senior Drivers in Bellamy, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,929 $1,968
Farmers $2,102 $2,224
GEICO $1,993 $2,033
Liberty Mutual $2,670 $2,987
Nationwide $1,577 $1,642
Progressive $1,997 $2,134
State Farm $2,462 $2,462
Travelers $1,723 $1,721
USAA $1,294 $1,274

Find Cheap Auto Insurance Rates in Bellamy, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bellamy, Alabama auto insurance. Compare Bellamy, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bellamy, Alabama

Insurance Company Low Medium High
Allstate $3,335 $3,448 $3,584
Farmers $3,898 $4,048 $4,330
GEICO $2,726 $2,919 $3,149
Liberty Mutual $5,295 $5,509 $5,798
Nationwide $2,624 $2,595 $2,649
Progressive $3,937 $4,358 $4,864
State Farm $4,158 $4,375 $4,610
Travelers $4,391 $4,719 $4,769
USAA $2,151 $2,216 $2,317

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Find Cheap Bellamy, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bellamy. Compare auto insurance rates in Bellamy, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bellamy, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,456 $3,456
Farmers $4,092 $4,092
GEICO $2,876 $2,987
Liberty Mutual $5,534 $5,534
Nationwide $2,623 $2,623
Progressive $4,387 $4,387
State Farm $4,276 $4,487
Travelers $4,627 $4,627
USAA $2,126 $2,330

Find Cheap Bellamy, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Bellamy, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bellamy, AL, take a look at the average cost for various violations versus rates for a clean driving record in Bellamy.

Annual Bellamy, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,967 $3,472 $4,060 $3,324
Farmers $3,438 $4,450 $4,338 $4,143
GEICO $1,994 $3,179 $3,878 $2,674
Liberty Mutual $4,339 $6,035 $5,915 $5,845
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,974 $4,961 $4,245 $4,367
State Farm $3,978 $4,874 $4,337 $4,337
Travelers $3,852 $4,042 $5,920 $4,692
USAA $1,713 $2,146 $3,200 $1,853

Find Cheap Bellamy, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bellamy, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Bellamy for less when you shop around and compare rates from multiple Bellamy, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bellamy, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,060
Farmers $4,338
GEICO $3,878
Liberty Mutual $5,915
Nationwide $3,353
Progressive $4,245
State Farm $4,337
Travelers $5,920
USAA $3,200

Winners by Category: Where to Buy Cheap Auto Insurance in Bellamy, AL

Compare rates from the cheapest auto insurance companies in Bellamy, AL for your needs. Take a look at how Bellamy, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bellamy, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Bellamy, Alabama Auto Insurance Companies

If you’re looking for the cheapest Bellamy, AL auto insurance companies overall, you can compare them here. Find the best price for Bellamy, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Bellamy, Alabama

Insurance Company Average Annual Rates
Allstate $3,456
Farmers $4,092
GEICO $2,931
Liberty Mutual $5,534
Nationwide $2,623
Progressive $4,387
State Farm $4,381
Travelers $4,627
USAA $2,228

What affects Bellamy, Alabama auto insurance rates?

Local factors affect auto insurance rates in Bellamy, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Bellamy auto insurance rates.

Commute Times in Bellamy

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bellamy, AL is 21.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Bellamy, AL

You can buy cheap Bellamy, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bellamy, Alabama auto insurance quotes from top companies.

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