Buy Cheap Belchertown, MA Auto Insurance (2022)

Belchertown, MA auto insurance rates average $236 a month. Minimum auto insurance requirements in Belchertown, Massachusetts are 20/40/5 to comply with Massachusetts laws. To buy cheap auto insurance in Belchertown, MA, compare Belchertown auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Belchertown, MA for teens drivers are $5,626/year
  • The most expensive auto insurance company in Belchertown after a DUI is Liberty Mutual
  • Average auto insurance rates in Belchertown, MA after a DUI are $3,483/year

Finding affordable Belchertown, Massachusetts auto insurance can be challenging, but everything you need to know to buy cheap Belchertown, MA auto insurance with confidence is right here. Auto insurance rates in Belchertown are affected by local factors as well as personal ones like your driving record.

See how Belchertown, MA car insurance rates compare to Brockton auto insurance rates, Springfield auto insurance rates, and Quincy auto insurance rates before you read more about the cost of auto insurance in Belchertown.

Don’t buy Belchertown, MA auto insurance until you’ve compared rates. Get free Belchertown, Massachusetts auto insurance quotes when you enter your ZIP code above.

Belchertown, MA Minimum Auto Insurance Requirements

The required auto insurance in Belchertown, MA is 20/40/5 according to the auto insurance laws in Massachusetts. The minimum auto insurance in Belchertown, Massachusetts is outlined here.

Minimum Required Auto Insurance Coverage in Belchertown, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Belchertown, MA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Belchertown, Massachusetts auto insurance rates? Find out how car insurance rates in Belchertown, MA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Belchertown, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,146 $2,146 $2,146 $2,146 $7,701 $7,701 $2,407 $2,407
GEICO $1,800 $1,800 $1,667 $1,667 $5,151 $5,151 $1,857 $1,857
Liberty Mutual $2,623 $2,623 $2,287 $2,287 $8,758 $8,758 $2,744 $2,744
Progressive $1,929 $1,929 $1,855 $1,855 $7,192 $7,192 $2,081 $2,081
State Farm $862 $862 $862 $862 $2,394 $2,394 $862 $862
Travelers $2,584 $2,584 $2,285 $2,285 $5,202 $5,202 $2,853 $2,853
USAA $1,286 $1,286 $1,267 $1,267 $2,984 $2,984 $1,419 $1,419

Buy Cheap Belchertown, MA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Belchertown can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Belchertown, MA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Belchertown, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,701 $7,701
GEICO $5,151 $5,151
Liberty Mutual $8,758 $8,758
Progressive $7,192 $7,192
State Farm $2,394 $2,394
Travelers $5,202 $5,202
USAA $2,984 $2,984

Buy Cheap Belchertown, MA Auto Insurance for Seniors

You can save on senior auto insurance rates in Belchertown, Massachusetts by comparing Belchertown senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Belchertown, MA here.

Annual Auto Insurance Rates for Senior Drivers in Belchertown, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,146 $2,146
GEICO $1,667 $1,667
Liberty Mutual $2,287 $2,287
Progressive $1,855 $1,855
State Farm $862 $862
Travelers $2,285 $2,285
USAA $1,267 $1,267

Find Cheap Auto Insurance Rates in Belchertown, MA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Belchertown, Massachusetts auto insurance. Compare Belchertown, MA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Belchertown, Massachusetts

Insurance Company Low Medium High
Allstate $3,348 $3,652 $3,800
GEICO $2,409 $2,667 $2,780
Liberty Mutual $3,847 $4,155 $4,307
Progressive $2,981 $3,329 $3,483
State Farm $1,135 $1,268 $1,333
Travelers $2,927 $3,288 $3,478
USAA $1,611 $1,768 $1,838

Find Cheap Belchertown, MA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Belchertown. Compare auto insurance rates in Belchertown, MA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Belchertown, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,488 $3,712
GEICO $2,567 $2,670
Liberty Mutual $3,942 $4,264
Progressive $3,264 $3,264
State Farm $1,216 $1,275
Travelers $3,078 $3,384
USAA $1,691 $1,787

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Find Cheap Belchertown, MA Auto Insurance Rates by Driving Record

Auto insurance rates in Belchertown, Massachusetts are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Belchertown, MA, take a look at the average cost for various violations versus rates for a clean driving record in Belchertown.

Annual Belchertown, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,797 $4,139 $4,668 $2,797
GEICO $2,096 $2,881 $3,288 $2,209
Liberty Mutual $3,238 $4,409 $5,311 $3,453
Progressive $2,748 $3,860 $3,067 $3,382
State Farm $986 $1,342 $1,597 $1,056
Travelers $2,524 $3,475 $3,730 $3,195
USAA $1,241 $1,608 $2,721 $1,387

Find Cheap Belchertown, MA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Belchertown, Massachusetts is higher than for a clean driving record. You can buy auto insurance after a DUI in Belchertown for less when you shop around and compare rates from multiple Belchertown, MA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Belchertown, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,668
GEICO $3,288
Liberty Mutual $5,311
Progressive $3,067
State Farm $1,597
Travelers $3,730
USAA $2,721

Winners by Category: Where to Buy Cheap Auto Insurance in Belchertown, MA

Compare rates from the cheapest auto insurance companies in Belchertown, MA for your needs. Take a look at how Belchertown, Massachusetts auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Belchertown, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Find Cheap Belchertown, Massachusetts Auto Insurance Companies

If you’re looking for the cheapest Belchertown, MA auto insurance companies overall, you can compare them here. Find the best price for Belchertown, Massachusetts car insurance by company.

Average Annual Auto Insurance Rates by Company in Belchertown, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,600
GEICO $2,619
Liberty Mutual $4,103
Progressive $3,264
State Farm $1,245
Travelers $3,231
USAA $1,739

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What affects Belchertown, Massachusetts auto insurance rates?

Local factors affect auto insurance rates in Belchertown, MA, including traffic, theft statistics, and commute length. Take a look at the things that impact Belchertown auto insurance rates.

Commute Times in Belchertown

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Belchertown, MA is 26.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Belchertown, MA

You can buy cheap Belchertown, MA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Belchertown, Massachusetts auto insurance quotes from top companies.

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