Buy Cheap Beechwood, MI Auto Insurance (2022)

Beechwood, MI auto insurance rates average $717 a month. Minimum auto insurance requirements in Beechwood, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Beechwood, MI, compare Beechwood auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Beechwood after a DUI is Allstate
  • Average auto insurance rates in Beechwood, MI after a DUI are $14,388/year
  • Average auto insurance rates in Beechwood, MI for teens drivers are $16,297/year

Finding affordable Beechwood, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Beechwood, MI auto insurance with confidence is right here. Auto insurance rates in Beechwood are affected by local factors as well as personal ones like your driving record.

See how Beechwood, MI car insurance rates compare to Livonia auto insurance rates, Sterling Heights auto insurance rates, and Warren auto insurance rates before you read more about the cost of auto insurance in Beechwood.

Don’t buy Beechwood, MI auto insurance until you’ve compared rates. Get free Beechwood, Michigan auto insurance quotes when you enter your ZIP code above.

Beechwood, MI Minimum Auto Insurance Requirements

The required auto insurance in Beechwood, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Beechwood, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Beechwood, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Beechwood, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Beechwood, MI. Take a look at Beechwood, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Beechwood, Michigan

Insurance Company Poor Fair Good
Allstate $30,993 $17,197 $13,226
Farmers $6,819 $4,493 $4,144
GEICO $6,759 $4,974 $4,050
Liberty Mutual $25,608 $14,806 $8,194
Nationwide $7,418 $5,642 $4,807
Progressive $4,984 $4,237 $3,850
State Farm $16,347 $8,286 $5,637
Travelers $6,813 $6,608 $6,525
USAA $4,850 $2,783 $2,125

Buy Cheap Beechwood, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Beechwood, Michigan auto insurance rates? Find out how car insurance rates in Beechwood, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Beechwood, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,872 $14,872 $13,782 $13,782 $37,556 $37,556 $15,678 $15,678
Farmers $3,916 $3,916 $3,659 $3,659 $8,629 $8,629 $4,404 $4,404
GEICO $3,551 $3,551 $3,658 $3,658 $10,433 $10,433 $3,402 $3,402
Liberty Mutual $12,154 $12,154 $12,035 $12,035 $28,466 $28,466 $12,154 $12,154
Nationwide $4,148 $4,148 $3,679 $3,679 $11,423 $11,423 $4,573 $4,573
Progressive $2,512 $2,352 $2,235 $2,458 $9,448 $10,183 $2,919 $2,750
State Farm $6,076 $6,076 $5,638 $5,638 $21,498 $21,498 $7,150 $7,150
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,389 $2,257 $2,249 $2,119 $5,821 $5,518 $2,898 $2,771

Buy Cheap Beechwood, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Beechwood can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Beechwood, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Beechwood, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,556 $37,556
Farmers $8,629 $8,629
GEICO $10,433 $10,433
Liberty Mutual $28,466 $28,466
Nationwide $11,423 $11,423
Progressive $9,448 $10,183
State Farm $21,498 $21,498
Travelers $13,395 $13,395
USAA $5,821 $5,518

Buy Cheap Beechwood, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Beechwood, Michigan by comparing Beechwood senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Beechwood, MI here.

Annual Auto Insurance Rates for Senior Drivers in Beechwood, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,782 $13,782
Farmers $3,659 $3,659
GEICO $3,658 $3,658
Liberty Mutual $12,035 $12,035
Nationwide $3,679 $3,679
Progressive $2,235 $2,458
State Farm $5,638 $5,638
Travelers $3,858 $3,858
USAA $2,249 $2,119

Find Cheap Auto Insurance Rates in Beechwood, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Beechwood, Michigan auto insurance. Compare Beechwood, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Beechwood, Michigan

Insurance Company Low Medium High
Allstate $19,989 $20,515 $20,912
Farmers $5,040 $5,142 $5,274
GEICO $4,932 $5,215 $5,636
Liberty Mutual $15,867 $16,170 $16,570
Nationwide $6,242 $5,852 $5,773
Progressive $4,236 $4,361 $4,474
State Farm $9,636 $10,146 $10,489
Travelers $6,575 $6,656 $6,715
USAA $3,163 $3,260 $3,336

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Find Cheap Beechwood, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Beechwood. Compare auto insurance rates in Beechwood, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Beechwood, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $20,472 $20,472
Farmers $5,152 $5,152
GEICO $5,145 $5,377
Liberty Mutual $15,648 $16,757
Nationwide $5,956 $5,956
Progressive $4,357 $4,357
State Farm $9,830 $10,350
Travelers $6,611 $6,686
USAA $3,216 $3,290

Find Cheap Beechwood, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Beechwood, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Beechwood, MI, take a look at the average cost for various violations versus rates for a clean driving record in Beechwood.

Annual Beechwood, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,917 $13,245 $44,795 $13,932
Farmers $4,330 $5,512 $5,444 $5,323
GEICO $1,809 $3,918 $11,919 $3,399
Liberty Mutual $11,234 $13,649 $25,467 $14,460
Nationwide $5,109 $6,801 $6,174 $5,740
Progressive $3,727 $4,841 $4,346 $4,514
State Farm $6,354 $7,654 $16,751 $9,603
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,622 $3,269 $4,265 $2,855

Find Cheap Beechwood, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Beechwood, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Beechwood for less when you shop around and compare rates from multiple Beechwood, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Beechwood, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $44,795
Farmers $5,444
GEICO $11,919
Liberty Mutual $25,467
Nationwide $6,174
Progressive $4,346
State Farm $16,751
Travelers $10,331
USAA $4,265

Winners by Category: Where to Buy Cheap Auto Insurance in Beechwood, MI

Compare rates from the cheapest auto insurance companies in Beechwood, MI for your needs. Take a look at how Beechwood, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Beechwood, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Beechwood, Michigan Auto Insurance Companies

If you’re looking for the cheapest Beechwood, MI auto insurance companies overall, you can compare them here. Find the best price for Beechwood, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Beechwood, Michigan

Insurance Company Average Annual Rates
Allstate $20,472
Farmers $5,152
GEICO $5,261
Liberty Mutual $16,202
Nationwide $5,956
Progressive $4,357
State Farm $10,090
Travelers $6,649
USAA $3,253

What affects Beechwood, Michigan auto insurance rates?

Local factors affect auto insurance rates in Beechwood, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Beechwood auto insurance rates.

Commute Times in Beechwood

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Beechwood, MI is 21.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Beechwood, MI

You can buy cheap Beechwood, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Beechwood, Michigan auto insurance quotes from top companies.

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