Buy Cheap Bedford, OH Auto Insurance (2021)

Bedford, OH auto insurance rates average $247 a month. Minimum auto insurance requirements in Bedford, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Bedford, OH, compare Bedford auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Bedford is Liberty Mutual
  • Average auto insurance rates in Bedford, OH after a DUI are $3,450/year
  • Average auto insurance rates in Bedford, OH are $247/month

Finding affordable Bedford, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Bedford, OH auto insurance with confidence is right here. Auto insurance rates in Bedford are affected by local factors as well as personal ones like your driving record.

See how Bedford, OH car insurance rates compare to Toledo auto insurance rates, Cleveland auto insurance rates, and Cincinnati auto insurance rates before you read more about the cost of auto insurance in Bedford.

Don’t buy Bedford, OH auto insurance until you’ve compared rates. Get free Bedford, Ohio auto insurance quotes when you enter your ZIP code above.

Bedford, OH Minimum Auto Insurance Requirements

The required auto insurance in Bedford, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Bedford, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Bedford, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Bedford, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bedford, OH. Take a look at Bedford, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bedford, Ohio

Insurance Company Poor Fair Good
Allstate $4,161 $3,035 $2,523
American Family $2,103 $1,426 $1,205
Farmers $4,261 $3,609 $3,436
GEICO $2,260 $1,885 $1,509
Liberty Mutual $6,652 $4,085 $3,202
Nationwide $4,128 $3,327 $2,809
Progressive $3,972 $3,450 $3,232
State Farm $3,808 $2,353 $1,854
Travelers $3,689 $3,217 $3,009
USAA $2,051 $1,456 $1,243

Buy Cheap Bedford, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bedford, Ohio auto insurance rates? Find out how car insurance rates in Bedford, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bedford, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,141 $2,123 $1,942 $2,074 $6,083 $6,954 $2,230 $2,369
American Family $946 $981 $875 $877 $3,132 $3,393 $1,178 $1,241
Farmers $1,961 $1,962 $1,725 $1,826 $8,919 $9,285 $2,193 $2,280
GEICO $1,353 $1,318 $1,287 $1,309 $3,659 $3,395 $1,499 $1,258
Liberty Mutual $2,152 $2,350 $1,651 $2,016 $11,383 $12,851 $2,281 $2,487
Nationwide $2,265 $2,272 $2,049 $2,058 $5,909 $7,587 $2,422 $2,809
Progressive $1,801 $1,687 $1,498 $1,549 $8,229 $9,269 $2,152 $2,229
State Farm $1,574 $1,574 $1,420 $1,420 $5,075 $6,381 $1,832 $2,094
Travelers $1,492 $1,514 $1,485 $1,480 $6,613 $10,535 $1,557 $1,762
USAA $946 $954 $907 $901 $2,999 $3,331 $1,267 $1,361

Buy Cheap Bedford, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bedford can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bedford, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bedford, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,083 $6,954
American Family $3,132 $3,393
Farmers $8,919 $9,285
GEICO $3,659 $3,395
Liberty Mutual $11,383 $12,851
Nationwide $5,909 $7,587
Progressive $8,229 $9,269
State Farm $5,075 $6,381
Travelers $6,613 $10,535
USAA $2,999 $3,331

Buy Cheap Bedford, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Bedford, Ohio by comparing Bedford senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bedford, OH here.

Annual Auto Insurance Rates for Senior Drivers in Bedford, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,942 $2,074
American Family $875 $877
Farmers $1,725 $1,826
GEICO $1,287 $1,309
Liberty Mutual $1,651 $2,016
Nationwide $2,049 $2,058
Progressive $1,498 $1,549
State Farm $1,420 $1,420
Travelers $1,485 $1,480
USAA $907 $901

Find Cheap Auto Insurance Rates in Bedford, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bedford, Ohio auto insurance. Compare Bedford, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bedford, Ohio

Insurance Company Low Medium High
Allstate $3,120 $3,232 $3,367
American Family $1,546 $1,591 $1,597
Farmers $3,546 $3,701 $4,059
GEICO $1,816 $1,875 $1,963
Liberty Mutual $4,453 $4,672 $4,815
Nationwide $3,766 $3,318 $3,180
Progressive $3,399 $3,520 $3,735
State Farm $2,518 $2,682 $2,814
Travelers $3,198 $3,351 $3,366
USAA $1,506 $1,582 $1,662

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Find Cheap Bedford, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bedford. Compare auto insurance rates in Bedford, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bedford, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,240 $3,240
American Family $1,559 $1,597
Farmers $3,769 $3,769
GEICO $1,853 $1,916
Liberty Mutual $4,646 $4,646
Nationwide $3,422 $3,422
Progressive $3,552 $3,552
State Farm $2,603 $2,740
Travelers $3,305 $3,305
USAA $1,523 $1,644

Find Cheap Bedford, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Bedford, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bedford, OH, take a look at the average cost for various violations versus rates for a clean driving record in Bedford.

Annual Bedford, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,705 $3,288 $3,889 $3,077
American Family $1,511 $1,600 $1,600 $1,600
Farmers $3,110 $4,007 $3,909 $4,049
GEICO $1,273 $1,845 $2,696 $1,725
Liberty Mutual $3,899 $5,017 $5,118 $4,552
Nationwide $2,751 $3,487 $4,412 $3,037
Progressive $3,059 $4,174 $3,259 $3,714
State Farm $2,425 $2,918 $2,671 $2,671
Travelers $2,431 $3,173 $4,794 $2,822
USAA $1,210 $1,629 $2,153 $1,341

Find Cheap Bedford, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bedford, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Bedford for less when you shop around and compare rates from multiple Bedford, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bedford, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,889
American Family $1,600
Farmers $3,909
GEICO $2,696
Liberty Mutual $5,118
Nationwide $4,412
Progressive $3,259
State Farm $2,671
Travelers $4,794
USAA $2,153

Winners by Category: Where to Buy Cheap Auto Insurance in Bedford, OH

Compare rates from the cheapest auto insurance companies in Bedford, OH for your needs. Take a look at how Bedford, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bedford, Ohio

Category Insurance Company
Teenagers USAA
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Bedford, Ohio Auto Insurance Companies

If you’re looking for the cheapest Bedford, OH auto insurance companies overall, you can compare them here. Find the best price for Bedford, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Bedford, Ohio

Insurance Company Average Annual Rates
Allstate $3,240
American Family $1,578
Farmers $3,769
GEICO $1,885
Liberty Mutual $4,646
Nationwide $3,422
Progressive $3,552
State Farm $2,671
Travelers $3,305
USAA $1,583

What affects Bedford, Ohio auto insurance rates?

Local factors affect auto insurance rates in Bedford, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Bedford auto insurance rates.

Auto Theft in Bedford

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Bedford, OH auto theft show a total of 24 vehicle thefts annually.

Commute Times in Bedford

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bedford, OH is 22.6 minutes according to City-Data.

Traffic in Bedford

How is traffic in Bedford, Ohio? Inrix data shows that Bedford, OH traffic makes it the 313th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Bedford, OH

You can buy cheap Bedford, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bedford, Ohio auto insurance quotes from top companies.

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