Buy Cheap Bedford, NY Auto Insurance (2021)

Bedford, NY auto insurance rates average $395 a month. Minimum auto insurance requirements in Bedford, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Bedford, NY, compare Bedford auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Bedford is Liberty Mutual
  • Average auto insurance rates in Bedford, NY for teens drivers are $8,352/year
  • Average auto insurance rates in Bedford, NY after a DUI are $6,322/year

Finding affordable Bedford, New York auto insurance can be challenging, but everything you need to know to buy cheap Bedford, NY auto insurance with confidence is right here. Auto insurance rates in Bedford are affected by local factors as well as personal ones like your driving record.

See how Bedford, NY car insurance rates compare to Rochester auto insurance rates, New York auto insurance rates, and Schenectady auto insurance rates before you read more about the cost of auto insurance in Bedford.

Don’t buy Bedford, NY auto insurance until you’ve compared rates. Get free Bedford, New York auto insurance quotes when you enter your ZIP code above.

Bedford, NY Minimum Auto Insurance Requirements

The required auto insurance in Bedford, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Bedford, New York is outlined here.

Minimum Required Auto Insurance Coverage in Bedford, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Bedford, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bedford, NY. Take a look at Bedford, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bedford, New York

Insurance Company Poor Fair Good
Allstate $7,060 $4,117 $3,545
GEICO $3,213 $2,359 $2,118
Liberty Mutual $9,572 $6,261 $4,690
Nationwide $4,565 $4,565 $4,565
Progressive $8,152 $4,095 $2,972
State Farm $6,538 $4,100 $3,254
Travelers $7,545 $4,708 $4,064
USAA $6,077 $3,054 $2,698

Buy Cheap Bedford, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bedford, New York auto insurance rates? Find out how car insurance rates in Bedford, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bedford, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,277 $3,066 $3,081 $3,127 $9,773 $10,508 $3,205 $3,220
GEICO $1,841 $1,775 $1,796 $1,769 $4,003 $5,960 $1,654 $1,708
Liberty Mutual $5,114 $5,114 $4,761 $4,761 $9,982 $14,450 $5,114 $5,432
Nationwide $3,389 $3,389 $3,190 $3,190 $6,238 $9,362 $3,389 $4,371
Progressive $3,062 $2,801 $2,396 $2,452 $10,566 $11,634 $3,922 $3,751
State Farm $2,935 $2,935 $2,568 $2,568 $8,661 $10,695 $3,239 $3,448
Travelers $3,835 $3,845 $3,525 $3,763 $9,229 $11,023 $4,070 $4,223
USAA $2,038 $1,999 $1,846 $1,844 $8,363 $9,962 $2,612 $2,883

Buy Cheap Bedford, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bedford can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bedford, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bedford, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,773 $10,508
GEICO $4,003 $5,960
Liberty Mutual $9,982 $14,450
Nationwide $6,238 $9,362
Progressive $10,566 $11,634
State Farm $8,661 $10,695
Travelers $9,229 $11,023
USAA $8,363 $9,962

Buy Cheap Bedford, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Bedford, New York by comparing Bedford senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bedford, NY here.

Annual Auto Insurance Rates for Senior Drivers in Bedford, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,081 $3,127
GEICO $1,796 $1,769
Liberty Mutual $4,761 $4,761
Nationwide $3,190 $3,190
Progressive $2,396 $2,452
State Farm $2,568 $2,568
Travelers $3,525 $3,763
USAA $1,846 $1,844

Find Cheap Auto Insurance Rates in Bedford, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bedford, New York auto insurance. Compare Bedford, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bedford, New York

Insurance Company Low Medium High
Allstate $4,598 $4,886 $5,237
GEICO $2,420 $2,555 $2,714
Liberty Mutual $6,520 $6,823 $7,181
Nationwide $4,255 $4,521 $4,917
Progressive $4,782 $5,038 $5,399
State Farm $4,376 $4,659 $4,857
Travelers $5,138 $5,381 $5,799
USAA $3,832 $3,927 $4,071

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Find Cheap Bedford, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bedford. Compare auto insurance rates in Bedford, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bedford, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,839 $4,976
GEICO $2,486 $2,640
Liberty Mutual $6,643 $7,039
Nationwide $4,565 $4,565
Progressive $5,073 $5,073
State Farm $4,468 $4,794
Travelers $5,439 $5,439
USAA $3,904 $3,983

Find Cheap Bedford, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Bedford, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bedford, NY, take a look at the average cost for various violations versus rates for a clean driving record in Bedford.

Annual Bedford, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,139 $4,139 $6,100 $5,251
GEICO $1,979 $2,159 $4,136 $1,979
Liberty Mutual $5,424 $5,424 $11,092 $5,424
Nationwide $3,456 $3,456 $7,808 $3,538
Progressive $4,926 $4,926 $5,482 $4,959
State Farm $4,404 $4,404 $4,858 $4,858
Travelers $4,611 $5,825 $5,912 $5,409
USAA $3,490 $3,548 $5,188 $3,548

Find Cheap Bedford, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bedford, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Bedford for less when you shop around and compare rates from multiple Bedford, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bedford, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,100
GEICO $4,136
Liberty Mutual $11,092
Nationwide $7,808
Progressive $5,482
State Farm $4,858
Travelers $5,912
USAA $5,188

Winners by Category: Where to Buy Cheap Auto Insurance in Bedford, NY

Compare rates from the cheapest auto insurance companies in Bedford, NY for your needs. Take a look at how Bedford, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bedford, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Bedford, New York Auto Insurance Companies

If you’re looking for the cheapest Bedford, NY auto insurance companies overall, you can compare them here. Find the best price for Bedford, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Bedford, New York

Insurance Company Average Annual Rates
Allstate $4,907
GEICO $2,563
Liberty Mutual $6,841
Nationwide $4,565
Progressive $5,073
State Farm $4,631
Travelers $5,439
USAA $3,943

What affects Bedford, New York auto insurance rates?

Local factors affect auto insurance rates in Bedford, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Bedford auto insurance rates.

Commute Times in Bedford

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bedford, NY is 32.3 minutes according to City-Data.

Traffic in Bedford

How is traffic in Bedford, New York? Inrix data shows that Bedford, NY traffic makes it the 313th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Bedford, NY

You can buy cheap Bedford, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bedford, New York auto insurance quotes from top companies.

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