Buy Cheap Bedford, IN Auto Insurance (2021)

Bedford, IN auto insurance rates average $277 a month. Minimum auto insurance requirements in Bedford, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Bedford, IN, compare Bedford auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Bedford, IN are $277/month
  • The most expensive auto insurance company in Bedford is Liberty Mutual
  • The most expensive auto insurance company in Bedford after a DUI is Liberty Mutual

Finding affordable Bedford, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Bedford, IN auto insurance with confidence is right here. Auto insurance rates in Bedford are affected by local factors as well as personal ones like your driving record.

See how Bedford, IN car insurance rates compare to South Bend auto insurance rates, Gary auto insurance rates, and Fort Wayne auto insurance rates before you read more about the cost of auto insurance in Bedford.

Don’t buy Bedford, IN auto insurance until you’ve compared rates. Get free Bedford, Indiana auto insurance quotes when you enter your ZIP code above.

Bedford, IN Minimum Auto Insurance Requirements

The required auto insurance in Bedford, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Bedford, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Bedford, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Bedford, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bedford, IN. Take a look at Bedford, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bedford, Indiana

Insurance Company Poor Fair Good
Allstate $5,079 $3,780 $3,432
American Family $4,759 $3,089 $2,586
Farmers $3,772 $3,071 $2,844
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,263 $2,756 $2,572
Progressive $4,538 $4,002 $3,767
State Farm $3,768 $2,246 $1,741
Travelers $3,333 $2,825 $2,822
USAA $2,127 $1,397 $1,194

Buy Cheap Bedford, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bedford, Indiana auto insurance rates? Find out how car insurance rates in Bedford, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bedford, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,520 $2,580 $2,213 $2,420 $7,830 $9,870 $2,560 $2,784
American Family $2,177 $2,177 $1,958 $1,958 $6,007 $8,693 $2,177 $2,675
Farmers $1,479 $1,460 $1,268 $1,422 $7,827 $8,341 $1,938 $2,095
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,766 $1,811 $1,543 $1,655 $5,118 $6,678 $2,068 $2,269
Progressive $1,773 $1,690 $1,597 $1,613 $10,175 $11,459 $2,227 $2,284
State Farm $1,606 $1,606 $1,423 $1,423 $4,761 $6,114 $1,773 $1,971
Travelers $1,097 $1,116 $1,029 $1,028 $6,678 $10,490 $1,161 $1,345
USAA $1,008 $995 $932 $944 $2,764 $3,106 $1,364 $1,467

Buy Cheap Bedford, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bedford can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bedford, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bedford, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,830 $9,870
American Family $6,007 $8,693
Farmers $7,827 $8,341
GEICO $4,871 $4,549
Liberty Mutual $8,901 $13,457
Nationwide $5,118 $6,678
Progressive $10,175 $11,459
State Farm $4,761 $6,114
Travelers $6,678 $10,490
USAA $2,764 $3,106

Buy Cheap Bedford, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Bedford, Indiana by comparing Bedford senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bedford, IN here.

Annual Auto Insurance Rates for Senior Drivers in Bedford, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,213 $2,420
American Family $1,958 $1,958
Farmers $1,268 $1,422
GEICO $1,547 $1,591
Liberty Mutual $3,718 $3,718
Nationwide $1,543 $1,655
Progressive $1,597 $1,613
State Farm $1,423 $1,423
Travelers $1,029 $1,028
USAA $932 $944

Find Cheap Auto Insurance Rates in Bedford, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bedford, Indiana auto insurance. Compare Bedford, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bedford, Indiana

Insurance Company Low Medium High
Allstate $3,901 $4,082 $4,308
American Family $3,439 $3,593 $3,402
Farmers $3,113 $3,221 $3,352
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,921 $2,840 $2,830
Progressive $3,887 $4,042 $4,377
State Farm $2,470 $2,584 $2,701
Travelers $2,952 $3,020 $3,007
USAA $1,523 $1,569 $1,625

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Find Cheap Bedford, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bedford. Compare auto insurance rates in Bedford, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bedford, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,097 $4,097
American Family $3,436 $3,520
Farmers $3,229 $3,229
GEICO $2,392 $2,483
Liberty Mutual $5,779 $6,096
Nationwide $2,864 $2,864
Progressive $4,102 $4,102
State Farm $2,511 $2,659
Travelers $2,993 $2,993
USAA $1,552 $1,594

Find Cheap Bedford, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Bedford, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bedford, IN, take a look at the average cost for various violations versus rates for a clean driving record in Bedford.

Annual Bedford, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,260 $4,803 $4,436 $3,890
American Family $2,396 $3,826 $4,835 $2,854
Farmers $2,890 $3,367 $3,467 $3,191
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,457 $3,179 $3,046 $2,772
Progressive $3,081 $5,367 $3,675 $4,285
State Farm $2,526 $2,762 $2,526 $2,526
Travelers $2,544 $3,143 $3,558 $2,727
USAA $1,191 $1,688 $1,938 $1,474

Find Cheap Bedford, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bedford, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Bedford for less when you shop around and compare rates from multiple Bedford, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bedford, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,436
American Family $4,835
Farmers $3,467
GEICO $3,385
Liberty Mutual $8,508
Nationwide $3,046
Progressive $3,675
State Farm $2,526
Travelers $3,558
USAA $1,938

Winners by Category: Where to Buy Cheap Auto Insurance in Bedford, IN

Compare rates from the cheapest auto insurance companies in Bedford, IN for your needs. Take a look at how Bedford, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bedford, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Bedford, Indiana Auto Insurance Companies

If you’re looking for the cheapest Bedford, IN auto insurance companies overall, you can compare them here. Find the best price for Bedford, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Bedford, Indiana

Insurance Company Average Annual Rates
Allstate $4,097
American Family $3,478
Farmers $3,229
GEICO $2,438
Liberty Mutual $5,937
Nationwide $2,863
Progressive $4,102
State Farm $2,585
Travelers $2,993
USAA $1,573

What affects Bedford, Indiana auto insurance rates?

Local factors affect auto insurance rates in Bedford, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Bedford auto insurance rates.

Auto Theft in Bedford

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Bedford, IN auto theft show a total of 20 vehicle thefts annually.

Commute Times in Bedford

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bedford, IN is 19.7 minutes according to City-Data.

Traffic in Bedford

How is traffic in Bedford, Indiana? Inrix data shows that Bedford, IN traffic makes it the 313th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Bedford, IN

You can buy cheap Bedford, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bedford, Indiana auto insurance quotes from top companies.

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