Buy Cheap Bedford, IA Auto Insurance (2021)

Bedford, IA auto insurance rates average $267 a month. Minimum auto insurance requirements in Bedford, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Bedford, IA, compare Bedford auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Bedford, IA are $267/month
  • Average auto insurance rates in Bedford, IA for teens drivers are $5,975/year
  • Average auto insurance rates in Bedford, IA after a DUI are $3,850/year

Finding affordable Bedford, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Bedford, IA auto insurance with confidence is right here. Auto insurance rates in Bedford are affected by local factors as well as personal ones like your driving record.

See how Bedford, IA car insurance rates compare to Sioux City auto insurance rates, Davenport auto insurance rates, and Council Bluffs auto insurance rates before you read more about the cost of auto insurance in Bedford.

Don’t buy Bedford, IA auto insurance until you’ve compared rates. Get free Bedford, Iowa auto insurance quotes when you enter your ZIP code above.

Bedford, IA Minimum Auto Insurance Requirements

The required auto insurance in Bedford, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Bedford, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Bedford, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Bedford, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bedford, IA. Take a look at Bedford, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bedford, Iowa

Insurance Company Poor Fair Good
Allstate $3,795 $3,014 $2,706
American Family $4,511 $3,312 $2,775
Farmers $2,960 $2,455 $2,325
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,308 $3,880 $3,058
Nationwide $3,281 $2,555 $2,242
Progressive $3,811 $3,017 $2,707
State Farm $3,300 $2,041 $1,610
Travelers $6,786 $5,782 $5,503
USAA $2,498 $1,705 $1,473

Buy Cheap Bedford, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bedford, Iowa auto insurance rates? Find out how car insurance rates in Bedford, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bedford, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,094 $2,011 $1,856 $1,890 $6,060 $6,823 $2,285 $2,354
American Family $2,294 $2,294 $2,044 $2,044 $6,011 $8,510 $2,294 $2,774
Farmers $1,595 $1,625 $1,428 $1,560 $4,821 $5,140 $2,159 $2,309
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,156 $2,346 $1,891 $2,300 $10,106 $11,385 $2,443 $2,698
Nationwide $1,886 $1,942 $1,676 $1,797 $4,255 $5,540 $2,125 $2,319
Progressive $2,355 $2,310 $1,940 $1,997 $5,107 $5,800 $2,847 $3,069
State Farm $1,569 $1,569 $1,356 $1,356 $3,927 $5,019 $1,756 $1,984
Travelers $2,756 $2,814 $2,671 $2,676 $11,988 $19,010 $2,864 $3,411
USAA $1,284 $1,308 $1,170 $1,207 $3,336 $3,568 $1,549 $1,717

Buy Cheap Bedford, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bedford can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bedford, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bedford, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,060 $6,823
American Family $6,011 $8,510
Farmers $4,821 $5,140
GEICO $4,142 $3,866
Liberty Mutual $10,106 $11,385
Nationwide $4,255 $5,540
Progressive $5,107 $5,800
State Farm $3,927 $5,019
Travelers $11,988 $19,010
USAA $3,336 $3,568

Buy Cheap Bedford, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Bedford, Iowa by comparing Bedford senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bedford, IA here.

Annual Auto Insurance Rates for Senior Drivers in Bedford, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,856 $1,890
American Family $2,044 $2,044
Farmers $1,428 $1,560
GEICO $1,620 $1,483
Liberty Mutual $1,891 $2,300
Nationwide $1,676 $1,797
Progressive $1,940 $1,997
State Farm $1,356 $1,356
Travelers $2,671 $2,676
USAA $1,170 $1,207

Find Cheap Auto Insurance Rates in Bedford, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bedford, Iowa auto insurance. Compare Bedford, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bedford, Iowa

Insurance Company Low Medium High
Allstate $3,041 $3,177 $3,297
American Family $3,572 $3,728 $3,299
Farmers $2,470 $2,588 $2,682
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,236 $4,406 $4,604
Nationwide $2,822 $2,674 $2,582
Progressive $3,048 $3,186 $3,300
State Farm $2,226 $2,327 $2,398
Travelers $5,692 $6,114 $6,266
USAA $1,802 $1,898 $1,977

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Bedford, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bedford. Compare auto insurance rates in Bedford, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bedford, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,096 $3,247
American Family $3,491 $3,575
Farmers $2,580 $2,580
GEICO $2,195 $2,285
Liberty Mutual $4,415 $4,415
Nationwide $2,693 $2,693
Progressive $3,178 $3,178
State Farm $2,262 $2,372
Travelers $6,024 $6,024
USAA $1,823 $1,962

Find Cheap Bedford, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Bedford, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bedford, IA, take a look at the average cost for various violations versus rates for a clean driving record in Bedford.

Annual Bedford, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,694 $3,269 $3,710 $3,013
American Family $2,553 $3,715 $4,858 $3,005
Farmers $2,198 $2,727 $2,768 $2,627
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,816 $4,711 $4,818 $4,316
Nationwide $1,935 $2,801 $3,838 $2,197
Progressive $2,573 $4,127 $2,782 $3,230
State Farm $2,166 $2,468 $2,317 $2,317
Travelers $4,392 $5,847 $7,830 $6,026
USAA $1,452 $1,935 $2,518 $1,664

Find Cheap Bedford, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bedford, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Bedford for less when you shop around and compare rates from multiple Bedford, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bedford, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,710
American Family $4,858
Farmers $2,768
GEICO $3,058
Liberty Mutual $4,818
Nationwide $3,838
Progressive $2,782
State Farm $2,317
Travelers $7,830
USAA $2,518

Winners by Category: Where to Buy Cheap Auto Insurance in Bedford, IA

Compare rates from the cheapest auto insurance companies in Bedford, IA for your needs. Take a look at how Bedford, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bedford, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Bedford, Iowa Auto Insurance Companies

If you’re looking for the cheapest Bedford, IA auto insurance companies overall, you can compare them here. Find the best price for Bedford, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Bedford, Iowa

Insurance Company Average Annual Rates
Allstate $3,171
American Family $3,533
Farmers $2,580
GEICO $2,240
Liberty Mutual $4,415
Nationwide $2,693
Progressive $3,178
State Farm $2,317
Travelers $6,024
USAA $1,892

What affects Bedford, Iowa auto insurance rates?

Local factors affect auto insurance rates in Bedford, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Bedford auto insurance rates.

Commute Times in Bedford

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bedford, IA is 22.7 minutes according to City-Data.

Traffic in Bedford

How is traffic in Bedford, Iowa? Inrix data shows that Bedford, IA traffic makes it the 313th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Bedford, IA

You can buy cheap Bedford, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bedford, Iowa auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption