Buy Cheap Beaumont, TX Auto Insurance (2021)

Beaumont, TX auto insurance rates average $358 a month. Minimum auto insurance requirements in Beaumont, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Beaumont, TX, compare Beaumont auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Beaumont after a DUI is Allstate
  • Average auto insurance rates in Beaumont, TX for teens drivers are $7,733/year
  • Average auto insurance rates in Beaumont, TX are $358/month

Finding affordable Beaumont, Texas auto insurance can be challenging, but everything you need to know to buy cheap Beaumont, TX auto insurance with confidence is right here. Auto insurance rates in Beaumont are affected by local factors as well as personal ones like your driving record.

See how Beaumont, TX car insurance rates compare to Plano auto insurance rates, Fort Worth auto insurance rates, and Arlington auto insurance rates before you read more about the cost of auto insurance in Beaumont.

Don’t buy Beaumont, TX auto insurance until you’ve compared rates. Get free Beaumont, Texas auto insurance quotes when you enter your ZIP code above.

Beaumont, TX Minimum Auto Insurance Requirements

The required auto insurance in Beaumont, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Beaumont, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Beaumont, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Beaumont, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Beaumont, TX. Take a look at Beaumont, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Beaumont, Texas

Insurance Company Poor Fair Good
Allstate $7,326 $5,366 $4,597
American Family $7,116 $4,550 $3,969
GEICO $5,878 $3,313 $2,198
Nationwide $5,033 $4,043 $3,507
Progressive $5,579 $4,834 $4,483
State Farm $4,800 $2,996 $2,392
USAA $4,019 $2,337 $1,884

Buy Cheap Beaumont, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Beaumont, Texas auto insurance rates? Find out how car insurance rates in Beaumont, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Beaumont, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,733 $3,757 $3,684 $3,684 $9,919 $11,944 $4,603 $4,780
American Family $3,008 $3,370 $2,868 $3,306 $8,499 $11,152 $4,425 $5,067
GEICO $2,777 $3,027 $2,717 $3,136 $6,256 $6,466 $3,012 $2,979
Nationwide $2,604 $2,645 $2,299 $2,432 $7,524 $9,652 $3,074 $3,325
Progressive $2,620 $2,467 $2,336 $2,378 $11,213 $12,502 $3,091 $3,116
State Farm $2,346 $2,346 $2,098 $2,098 $5,746 $7,342 $2,559 $2,631
USAA $1,745 $1,747 $1,675 $1,652 $4,977 $5,391 $2,318 $2,464

Buy Cheap Beaumont, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Beaumont can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Beaumont, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Beaumont, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,919 $11,944
American Family $8,499 $11,152
GEICO $6,256 $6,466
Nationwide $7,524 $9,652
Progressive $11,213 $12,502
State Farm $5,746 $7,342
USAA $4,977 $5,391

Buy Cheap Beaumont, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Beaumont, Texas by comparing Beaumont senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Beaumont, TX here.

Annual Auto Insurance Rates for Senior Drivers in Beaumont, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,684 $3,684
American Family $2,868 $3,306
GEICO $2,717 $3,136
Nationwide $2,299 $2,432
Progressive $2,336 $2,378
State Farm $2,098 $2,098
USAA $1,675 $1,652

Find Cheap Auto Insurance Rates in Beaumont, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Beaumont, Texas auto insurance. Compare Beaumont, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Beaumont, Texas

Insurance Company Low Medium High
Allstate $5,616 $5,708 $5,965
American Family $4,852 $5,010 $5,774
GEICO $3,562 $3,738 $4,089
Nationwide $4,513 $4,015 $4,054
Progressive $4,696 $4,938 $5,262
State Farm $3,198 $3,382 $3,608
USAA $2,641 $2,734 $2,864

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Find Cheap Beaumont, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Beaumont. Compare auto insurance rates in Beaumont, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Beaumont, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,619 $5,907
American Family $5,212 $5,212
GEICO $3,727 $3,866
Nationwide $4,194 $4,194
Progressive $4,965 $4,965
State Farm $3,396 $3,396
USAA $2,711 $2,781

Find Cheap Beaumont, TX Auto Insurance Rates by ZIP Code

Auto insurance rates in Beaumont, Texas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Beaumont, TX to see how much where you live in Beaumont affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Beaumont, Texas

ZIP Code Average Annual Rates
77701 $6,397
77702 $6,412
77703 $6,474
77705 $6,573
77706 $6,339
77707 $6,411
77708 $6,386
77713 $6,257

Find Cheap Beaumont, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Beaumont, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Beaumont, TX, take a look at the average cost for various violations versus rates for a clean driving record in Beaumont.

Annual Beaumont, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,447 $6,933 $7,225 $4,447
American Family $4,718 $6,099 $5,313 $4,718
GEICO $3,216 $4,296 $3,528 $4,144
Nationwide $3,636 $3,636 $5,396 $4,109
Progressive $4,323 $5,623 $5,052 $4,863
State Farm $3,003 $3,463 $4,115 $3,003
USAA $2,039 $3,031 $3,573 $2,342

Find Cheap Beaumont, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Beaumont, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Beaumont for less when you shop around and compare rates from multiple Beaumont, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Beaumont, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,225
American Family $5,313
GEICO $3,528
Nationwide $5,396
Progressive $5,052
State Farm $4,115
USAA $3,573

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Winners by Category: Where to Buy Cheap Auto Insurance in Beaumont, TX

Compare rates from the cheapest auto insurance companies in Beaumont, TX for your needs. Take a look at how Beaumont, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Beaumont, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Find Cheap Beaumont, Texas Auto Insurance Companies

If you’re looking for the cheapest Beaumont, TX auto insurance companies overall, you can compare them here. Find the best price for Beaumont, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Beaumont, Texas

Insurance Company Average Annual Rates
Allstate $5,763
American Family $5,212
GEICO $3,796
Nationwide $4,194
Progressive $4,965
State Farm $3,396
USAA $2,746

What affects Beaumont, Texas auto insurance rates?

Local factors affect auto insurance rates in Beaumont, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Beaumont auto insurance rates.

Auto Theft in Beaumont

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Beaumont, TX auto theft show a total of 410 vehicle thefts annually.

Commute Times in Beaumont

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Beaumont, TX is 18.8 minutes according to City-Data.

Traffic in Beaumont

How is traffic in Beaumont, Texas? Inrix data shows that Beaumont, TX traffic makes it the 748th-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Beaumont, TX

You can buy cheap Beaumont, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Beaumont, Texas auto insurance quotes from top companies.

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