Buy Cheap Bear, DE Auto Insurance (2021)

Bear, DE auto insurance rates average $594 a month. Minimum auto insurance requirements in Bear, Delaware are 25/50/10 to comply with Delaware laws. To buy cheap auto insurance in Bear, DE, compare Bear auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Bear is Liberty Mutual
  • Average auto insurance rates in Bear, DE for teens drivers are $12,830/year
  • The most expensive auto insurance company in Bear after a DUI is Liberty Mutual

Finding affordable Bear, Delaware auto insurance can be challenging, but everything you need to know to buy cheap Bear, DE auto insurance with confidence is right here. Auto insurance rates in Bear are affected by local factors as well as personal ones like your driving record.

See how Bear, DE car insurance rates compare to Wilmington auto insurance rates, Newark auto insurance rates, and Dover auto insurance rates before you read more about the cost of auto insurance in Bear.

Don’t buy Bear, DE auto insurance until you’ve compared rates. Get free Bear, Delaware auto insurance quotes when you enter your ZIP code above.

Bear, DE Minimum Auto Insurance Requirements

The required auto insurance in Bear, DE is 25/50/10 according to the auto insurance laws in Delaware. The minimum auto insurance in Bear, Delaware is outlined here.

Minimum Required Auto Insurance Coverage in Bear, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Bear, DE Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bear, DE. Take a look at Bear, Delaware auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bear, Delaware

Insurance Company Poor Fair Good
Allstate $9,465 $6,692 $5,930
GEICO $6,543 $3,622 $2,477
Liberty Mutual $29,921 $20,128 $16,208
Nationwide $6,471 $5,347 $4,855
Progressive $5,513 $4,833 $4,467
State Farm $8,993 $4,958 $3,680
Travelers $4,675 $3,889 $4,055
USAA $4,651 $2,230 $1,597

Buy Cheap Bear, DE Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bear, Delaware auto insurance rates? Find out how car insurance rates in Bear, DE are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bear, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,283 $4,179 $3,760 $3,955 $15,518 $18,045 $4,460 $4,697
GEICO $3,036 $3,363 $2,962 $3,455 $7,230 $7,469 $3,175 $3,025
Liberty Mutual $14,763 $14,763 $14,584 $14,584 $32,897 $49,856 $14,763 $20,474
Nationwide $3,861 $3,824 $3,519 $3,500 $9,220 $11,691 $4,281 $4,568
Progressive $2,319 $2,139 $2,039 $2,077 $12,007 $13,309 $2,845 $2,768
State Farm $3,693 $3,693 $3,422 $3,422 $10,625 $13,708 $4,148 $4,307
Travelers $1,600 $1,606 $1,580 $1,541 $9,339 $14,455 $1,702 $1,829
USAA $1,540 $1,514 $1,427 $1,422 $5,807 $6,816 $1,943 $2,138

Buy Cheap Bear, DE Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bear can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bear, DE are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bear, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,518 $18,045
GEICO $7,230 $7,469
Liberty Mutual $32,897 $49,856
Nationwide $9,220 $11,691
Progressive $12,007 $13,309
State Farm $10,625 $13,708
Travelers $9,339 $14,455
USAA $5,807 $6,816

Buy Cheap Bear, DE Auto Insurance for Seniors

You can save on senior auto insurance rates in Bear, Delaware by comparing Bear senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bear, DE here.

Annual Auto Insurance Rates for Senior Drivers in Bear, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,760 $3,955
GEICO $2,962 $3,455
Liberty Mutual $14,584 $14,584
Nationwide $3,519 $3,500
Progressive $2,039 $2,077
State Farm $3,422 $3,422
Travelers $1,580 $1,541
USAA $1,427 $1,422

Find Cheap Auto Insurance Rates in Bear, DE by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bear, Delaware auto insurance. Compare Bear, DE auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bear, Delaware

Insurance Company Low Medium High
Allstate $6,664 $7,459 $7,964
GEICO $3,735 $4,275 $4,633
Liberty Mutual $21,007 $21,821 $23,429
Nationwide $5,512 $5,464 $5,698
Progressive $4,273 $4,997 $5,543
State Farm $5,455 $5,892 $6,284
Travelers $3,893 $4,331 $4,397
USAA $2,645 $2,823 $3,009

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Find Cheap Bear, DE Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bear. Compare auto insurance rates in Bear, DE by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bear, Delaware

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,362 $7,362
GEICO $4,148 $4,281
Liberty Mutual $21,473 $22,698
Nationwide $5,558 $5,558
Progressive $4,938 $4,938
State Farm $5,675 $6,079
Travelers $4,207 $4,207
USAA $2,796 $2,856

Find Cheap Bear, DE Auto Insurance Rates by ZIP Code

Auto insurance rates in Bear, Delaware can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Bear, DE to see how much where you live in Bear affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Bear, Delaware

ZIP Code Average Annual Rates
19701 $6,950
19702 $7,072
19720 $7,379

Find Cheap Bear, DE Auto Insurance Rates by Driving Record

Auto insurance rates in Bear, Delaware are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bear, DE, take a look at the average cost for various violations versus rates for a clean driving record in Bear.

Annual Bear, Delaware Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,215 $7,475 $8,699 $7,060
GEICO $3,232 $4,474 $5,474 $3,677
Liberty Mutual $17,681 $20,320 $32,228 $18,114
Nationwide $4,425 $4,425 $8,146 $5,236
Progressive $4,242 $5,657 $4,840 $5,012
State Farm $5,321 $6,434 $5,877 $5,877
Travelers $3,602 $3,612 $5,837 $3,775
USAA $2,321 $2,321 $4,004 $2,657

Find Cheap Bear, DE Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bear, Delaware is higher than for a clean driving record. You can buy auto insurance after a DUI in Bear for less when you shop around and compare rates from multiple Bear, DE auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bear, Delaware

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,699
GEICO $5,474
Liberty Mutual $32,228
Nationwide $8,146
Progressive $4,840
State Farm $5,877
Travelers $5,837
USAA $4,004

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Winners by Category: Where to Buy Cheap Auto Insurance in Bear, DE

Compare rates from the cheapest auto insurance companies in Bear, DE for your needs. Take a look at how Bear, Delaware auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bear, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Bear, Delaware Auto Insurance Companies

If you’re looking for the cheapest Bear, DE auto insurance companies overall, you can compare them here. Find the best price for Bear, Delaware car insurance by company.

Average Annual Auto Insurance Rates by Company in Bear, Delaware

Insurance Company Average Annual Rates
Allstate $7,362
GEICO $4,214
Liberty Mutual $22,086
Nationwide $5,558
Progressive $4,938
State Farm $5,877
Travelers $4,207
USAA $2,826

What affects Bear, Delaware auto insurance rates?

Local factors affect auto insurance rates in Bear, DE, including traffic, theft statistics, and commute length. Take a look at the things that impact Bear auto insurance rates.

Commute Times in Bear

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bear, DE is 28.5 minutes according to City-Data.

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Compare Auto Insurance Quotes in Bear, DE

You can buy cheap Bear, DE auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bear, Delaware auto insurance quotes from top companies.

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