Buy Cheap Beachwood, OH Auto Insurance (2021)

Beachwood, OH auto insurance rates average $283 a month. Minimum auto insurance requirements in Beachwood, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Beachwood, OH, compare Beachwood auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Beachwood, OH after a DUI are $3,973/year
  • The most expensive auto insurance company in Beachwood is Liberty Mutual
  • Average auto insurance rates in Beachwood, OH are $283/month

Finding affordable Beachwood, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Beachwood, OH auto insurance with confidence is right here. Auto insurance rates in Beachwood are affected by local factors as well as personal ones like your driving record.

See how Beachwood, OH car insurance rates compare to Cincinnati auto insurance rates, Canton auto insurance rates, and Toledo auto insurance rates before you read more about the cost of auto insurance in Beachwood.

Don’t buy Beachwood, OH auto insurance until you’ve compared rates. Get free Beachwood, Ohio auto insurance quotes when you enter your ZIP code above.

Beachwood, OH Minimum Auto Insurance Requirements

The required auto insurance in Beachwood, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Beachwood, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Beachwood, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Beachwood, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Beachwood, OH. Take a look at Beachwood, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Beachwood, Ohio

Insurance Company Poor Fair Good
Allstate $5,163 $3,736 $3,094
American Family $2,175 $1,476 $1,249
Farmers $4,871 $4,131 $3,933
GEICO $2,543 $2,118 $1,693
Liberty Mutual $7,771 $4,746 $3,717
Nationwide $4,912 $3,963 $3,350
Progressive $3,933 $3,424 $3,212
State Farm $4,435 $2,748 $2,169
Travelers $4,651 $4,052 $3,787
USAA $2,106 $1,492 $1,272

Buy Cheap Beachwood, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Beachwood, Ohio auto insurance rates? Find out how car insurance rates in Beachwood, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Beachwood, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,656 $2,642 $2,408 $2,577 $7,477 $8,516 $2,766 $2,940
American Family $983 $1,020 $908 $911 $3,230 $3,504 $1,223 $1,289
Farmers $2,227 $2,228 $1,957 $2,071 $10,242 $10,675 $2,496 $2,597
GEICO $1,552 $1,502 $1,482 $1,487 $4,045 $3,739 $1,710 $1,429
Liberty Mutual $2,532 $2,771 $1,940 $2,373 $13,157 $14,876 $2,695 $2,947
Nationwide $2,729 $2,743 $2,465 $2,483 $6,930 $8,929 $2,923 $3,398
Progressive $1,771 $1,654 $1,474 $1,523 $8,208 $9,236 $2,122 $2,196
State Farm $1,848 $1,848 $1,667 $1,667 $5,898 $7,399 $2,149 $2,462
Travelers $1,873 $1,902 $1,865 $1,858 $8,346 $13,287 $1,956 $2,220
USAA $980 $989 $933 $932 $3,040 $3,385 $1,313 $1,413

Buy Cheap Beachwood, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Beachwood can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Beachwood, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Beachwood, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,477 $8,516
American Family $3,230 $3,504
Farmers $10,242 $10,675
GEICO $4,045 $3,739
Liberty Mutual $13,157 $14,876
Nationwide $6,930 $8,929
Progressive $8,208 $9,236
State Farm $5,898 $7,399
Travelers $8,346 $13,287
USAA $3,040 $3,385

Buy Cheap Beachwood, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Beachwood, Ohio by comparing Beachwood senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Beachwood, OH here.

Annual Auto Insurance Rates for Senior Drivers in Beachwood, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,408 $2,577
American Family $908 $911
Farmers $1,957 $2,071
GEICO $1,482 $1,487
Liberty Mutual $1,940 $2,373
Nationwide $2,465 $2,483
Progressive $1,474 $1,523
State Farm $1,667 $1,667
Travelers $1,865 $1,858
USAA $933 $932

Find Cheap Auto Insurance Rates in Beachwood, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Beachwood, Ohio auto insurance. Compare Beachwood, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Beachwood, Ohio

Insurance Company Low Medium High
Allstate $3,809 $3,986 $4,199
American Family $1,600 $1,646 $1,654
Farmers $4,057 $4,235 $4,643
GEICO $2,033 $2,104 $2,218
Liberty Mutual $5,193 $5,441 $5,601
Nationwide $4,475 $3,953 $3,798
Progressive $3,387 $3,495 $3,687
State Farm $2,942 $3,127 $3,283
Travelers $4,030 $4,222 $4,238
USAA $1,545 $1,622 $1,703

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Find Cheap Beachwood, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Beachwood. Compare auto insurance rates in Beachwood, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Beachwood, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,998 $3,998
American Family $1,613 $1,653
Farmers $4,312 $4,312
GEICO $2,081 $2,155
Liberty Mutual $5,411 $5,411
Nationwide $4,075 $4,075
Progressive $3,523 $3,523
State Farm $3,039 $3,196
Travelers $4,163 $4,163
USAA $1,560 $1,686

Find Cheap Beachwood, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Beachwood, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Beachwood, OH, take a look at the average cost for various violations versus rates for a clean driving record in Beachwood.

Annual Beachwood, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,337 $4,072 $4,789 $3,793
American Family $1,563 $1,657 $1,657 $1,657
Farmers $3,555 $4,585 $4,472 $4,634
GEICO $1,443 $2,073 $2,984 $1,973
Liberty Mutual $4,542 $5,836 $5,967 $5,299
Nationwide $3,271 $4,153 $5,262 $3,614
Progressive $3,032 $4,147 $3,230 $3,682
State Farm $2,832 $3,403 $3,117 $3,117
Travelers $3,056 $3,996 $6,048 $3,553
USAA $1,242 $1,668 $2,206 $1,377

Find Cheap Beachwood, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Beachwood, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Beachwood for less when you shop around and compare rates from multiple Beachwood, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Beachwood, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,789
American Family $1,657
Farmers $4,472
GEICO $2,984
Liberty Mutual $5,967
Nationwide $5,262
Progressive $3,230
State Farm $3,117
Travelers $6,048
USAA $2,206

Winners by Category: Where to Buy Cheap Auto Insurance in Beachwood, OH

Compare rates from the cheapest auto insurance companies in Beachwood, OH for your needs. Take a look at how Beachwood, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Beachwood, Ohio

Category Insurance Company
Teenagers USAA
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Beachwood, Ohio Auto Insurance Companies

If you’re looking for the cheapest Beachwood, OH auto insurance companies overall, you can compare them here. Find the best price for Beachwood, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Beachwood, Ohio

Insurance Company Average Annual Rates
Allstate $3,998
American Family $1,633
Farmers $4,312
GEICO $2,118
Liberty Mutual $5,411
Nationwide $4,075
Progressive $3,523
State Farm $3,117
Travelers $4,163
USAA $1,623

What affects Beachwood, Ohio auto insurance rates?

Local factors affect auto insurance rates in Beachwood, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Beachwood auto insurance rates.

Auto Theft in Beachwood

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Beachwood, OH auto theft show a total of 5 vehicle thefts annually.

Commute Times in Beachwood

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Beachwood, OH is 22.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Beachwood, OH

You can buy cheap Beachwood, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Beachwood, Ohio auto insurance quotes from top companies.

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