Buy Cheap Beach, ND Auto Insurance (2021)

Beach, ND auto insurance rates average $361 a month. Minimum auto insurance requirements in Beach, North Dakota are 25/50/25 to comply with North Dakota laws. To buy cheap auto insurance in Beach, ND, compare Beach auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Beach, ND after a DUI are $5,168/year
  • The most expensive auto insurance company in Beach is Liberty Mutual
  • Average auto insurance rates in Beach, ND are $361/month

Finding affordable Beach, North Dakota auto insurance can be challenging, but everything you need to know to buy cheap Beach, ND auto insurance with confidence is right here. Auto insurance rates in Beach are affected by local factors as well as personal ones like your driving record.

See how Beach, ND car insurance rates compare to Mandan auto insurance rates, Williston auto insurance rates, and Fargo auto insurance rates before you read more about the cost of auto insurance in Beach.

Don’t buy Beach, ND auto insurance until you’ve compared rates. Get free Beach, North Dakota auto insurance quotes when you enter your ZIP code above.

Beach, ND Minimum Auto Insurance Requirements

The required auto insurance in Beach, ND is 25/50/25 according to the auto insurance laws in North Dakota. The minimum auto insurance in Beach, North Dakota is outlined here.

Minimum Required Auto Insurance Coverage in Beach, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Beach, ND Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Beach, ND. Take a look at Beach, North Dakota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Beach, North Dakota

Insurance Company Poor Fair Good
Allstate $5,684 $4,322 $3,510
American Family $5,170 $3,587 $3,033
Farmers $3,737 $3,055 $2,904
GEICO $3,222 $2,595 $2,265
Liberty Mutual $18,768 $11,197 $8,759
Nationwide $3,381 $2,628 $2,309
Progressive $4,868 $4,077 $3,725
State Farm $3,857 $2,452 $1,962
USAA $2,713 $1,718 $1,464

Buy Cheap Beach, ND Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Beach, North Dakota auto insurance rates? Find out how car insurance rates in Beach, ND are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Beach, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,470 $2,484 $2,185 $2,319 $9,572 $11,317 $2,730 $2,962
American Family $2,833 $2,833 $2,553 $2,553 $5,947 $8,573 $2,833 $3,318
Farmers $1,933 $1,903 $1,729 $1,797 $6,883 $7,072 $2,202 $2,336
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,137 $7,715 $5,728 $6,937 $28,385 $31,663 $7,481 $8,215
Nationwide $1,975 $2,027 $1,767 $1,890 $4,413 $5,467 $2,249 $2,393
Progressive $2,405 $2,287 $1,946 $2,023 $9,046 $10,116 $2,958 $3,007
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,105 $1,097 $900 $903 $3,802 $4,593 $1,590 $1,730

Buy Cheap Beach, ND Auto Insurance for Teen Drivers

Auto insurance for teenagers in Beach can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Beach, ND are listed here.

Annual Auto Insurance Rates for Teen Drivers in Beach, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,572 $11,317
American Family $5,947 $8,573
Farmers $6,883 $7,072
GEICO $4,150 $5,218
Liberty Mutual $28,385 $31,663
Nationwide $4,413 $5,467
Progressive $9,046 $10,116
State Farm $4,879 $6,182
USAA $3,802 $4,593

Buy Cheap Beach, ND Auto Insurance for Seniors

You can save on senior auto insurance rates in Beach, North Dakota by comparing Beach senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Beach, ND here.

Annual Auto Insurance Rates for Senior Drivers in Beach, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,185 $2,319
American Family $2,553 $2,553
Farmers $1,729 $1,797
GEICO $1,863 $1,884
Liberty Mutual $5,728 $6,937
Nationwide $1,767 $1,890
Progressive $1,946 $2,023
State Farm $1,575 $1,575
USAA $900 $903

Find Cheap Auto Insurance Rates in Beach, ND by Coverage Level

The amount of coverage you choose is a big factor in the cost of Beach, North Dakota auto insurance. Compare Beach, ND auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Beach, North Dakota

Insurance Company Low Medium High
Allstate $4,419 $4,504 $4,592
American Family $4,061 $4,126 $3,604
Farmers $3,164 $3,219 $3,313
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,638 $12,855 $13,230
Nationwide $2,708 $2,759 $2,851
Progressive $4,109 $4,210 $4,350
State Farm $2,691 $2,764 $2,816
USAA $1,915 $1,966 $2,014

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Find Cheap Beach, ND Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Beach. Compare auto insurance rates in Beach, ND by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Beach, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,395 $4,615
American Family $3,881 $3,979
Farmers $3,232 $3,232
GEICO $2,663 $2,724
Liberty Mutual $12,908 $12,908
Nationwide $2,773 $2,773
Progressive $4,223 $4,223
State Farm $2,683 $2,831
USAA $1,945 $1,985

Find Cheap Beach, ND Auto Insurance Rates by ZIP Code

Auto insurance rates in Beach, North Dakota can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Beach, ND to see how much where you live in Beach affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Beach, North Dakota

ZIP Code Average Annual Rates
58621 $4,557
58632 $4,558
58654 $4,558

Find Cheap Beach, ND Auto Insurance Rates by Driving Record

Auto insurance rates in Beach, North Dakota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Beach, ND, take a look at the average cost for various violations versus rates for a clean driving record in Beach.

Annual Beach, North Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,640 $4,007 $6,133 $4,241
American Family $2,875 $4,096 $5,457 $3,292
Farmers $2,724 $3,473 $3,429 $3,302
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,451 $12,919 $14,042 $13,218
Nationwide $2,037 $2,823 $3,909 $2,321
Progressive $3,892 $4,811 $3,939 $4,250
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,397 $1,976 $2,763 $1,724

Find Cheap Beach, ND Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Beach, North Dakota is higher than for a clean driving record. You can buy auto insurance after a DUI in Beach for less when you shop around and compare rates from multiple Beach, ND auto insurance companies.

Annual Auto Insurance Rates After a DUI in Beach, North Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,133
American Family $5,457
Farmers $3,429
GEICO $4,084
Liberty Mutual $14,042
Nationwide $3,909
Progressive $3,939
State Farm $2,757
USAA $2,763

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Winners by Category: Where to Buy Cheap Auto Insurance in Beach, ND

Compare rates from the cheapest auto insurance companies in Beach, ND for your needs. Take a look at how Beach, North Dakota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Beach, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Find Cheap Beach, North Dakota Auto Insurance Companies

If you’re looking for the cheapest Beach, ND auto insurance companies overall, you can compare them here. Find the best price for Beach, North Dakota car insurance by company.

Average Annual Auto Insurance Rates by Company in Beach, North Dakota

Insurance Company Average Annual Rates
Allstate $4,505
American Family $3,930
Farmers $3,232
GEICO $2,694
Liberty Mutual $12,908
Nationwide $2,773
Progressive $4,223
State Farm $2,757
USAA $1,965

What affects Beach, North Dakota auto insurance rates?

Local factors affect auto insurance rates in Beach, ND, including traffic, theft statistics, and commute length. Take a look at the things that impact Beach auto insurance rates.

Commute Times in Beach

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Beach, ND is 17.7 minutes according to City-Data.

Traffic in Beach

How is traffic in Beach, North Dakota? Inrix data shows that Beach, ND traffic makes it the 367th-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Beach, ND

You can buy cheap Beach, ND auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Beach, North Dakota auto insurance quotes from top companies.

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