Buy Cheap Bayonne, NJ Auto Insurance (2021)

Bayonne, NJ auto insurance rates average $572 a month. Minimum auto insurance requirements in Bayonne, New Jersey are 15/30/5 to comply with New Jersey laws. To buy cheap auto insurance in Bayonne, NJ, compare Bayonne auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Bayonne, NJ for teens drivers are $12,804/year
  • Average auto insurance rates in Bayonne, NJ after a DUI are $8,071/year
  • The most expensive auto insurance company in Bayonne after a DUI is State Farm

Finding affordable Bayonne, New Jersey auto insurance can be challenging, but everything you need to know to buy cheap Bayonne, NJ auto insurance with confidence is right here. Auto insurance rates in Bayonne are affected by local factors as well as personal ones like your driving record.

See how Bayonne, NJ car insurance rates compare to Union City auto insurance rates, Clifton auto insurance rates, and Bayonne auto insurance rates before you read more about the cost of auto insurance in Bayonne.

Don’t buy Bayonne, NJ auto insurance until you’ve compared rates. Get free Bayonne, New Jersey auto insurance quotes when you enter your ZIP code above.

Bayonne, NJ Minimum Auto Insurance Requirements

The required auto insurance in Bayonne, NJ is 15/30/5 according to the auto insurance laws in New Jersey. The minimum auto insurance in Bayonne, New Jersey is outlined here.

Minimum Required Auto Insurance Coverage in Bayonne, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Bayonne, NJ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bayonne, NJ. Take a look at Bayonne, New Jersey auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bayonne, New Jersey

Insurance Company Poor Fair Good
Allstate $9,744 $6,186 $4,879
Farmers $11,578 $9,074 $8,571
GEICO $4,597 $2,635 $1,904
Liberty Mutual $11,191 $8,273 $6,970
Progressive $5,576 $4,862 $4,489
State Farm $13,812 $8,308 $6,465
Travelers $6,816 $4,927 $3,305

Buy Cheap Bayonne, NJ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bayonne, New Jersey auto insurance rates? Find out how car insurance rates in Bayonne, NJ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bayonne, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,190 $4,172 $4,080 $4,080 $13,110 $15,860 $4,951 $5,051
Farmers $6,054 $6,132 $5,868 $5,758 $18,292 $21,118 $7,229 $7,478
GEICO $2,479 $2,430 $2,414 $2,414 $4,498 $4,499 $2,849 $2,778
Liberty Mutual $5,752 $5,752 $6,328 $6,328 $15,294 $17,402 $6,328 $7,309
Progressive $2,497 $2,304 $2,245 $2,301 $11,650 $12,967 $2,971 $2,870
State Farm $5,539 $5,539 $5,012 $5,012 $18,268 $23,470 $6,323 $7,062
Travelers $3,876 $3,721 $3,577 $3,585 $8,521 $9,454 $3,731 $3,663

Buy Cheap Bayonne, NJ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bayonne can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bayonne, NJ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bayonne, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,110 $15,860
Farmers $18,292 $21,118
GEICO $4,498 $4,499
Liberty Mutual $15,294 $17,402
Progressive $11,650 $12,967
State Farm $18,268 $23,470
Travelers $8,521 $9,454

Buy Cheap Bayonne, NJ Auto Insurance for Seniors

You can save on senior auto insurance rates in Bayonne, New Jersey by comparing Bayonne senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bayonne, NJ here.

Annual Auto Insurance Rates for Senior Drivers in Bayonne, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,080 $4,080
Farmers $5,868 $5,758
GEICO $2,414 $2,414
Liberty Mutual $6,328 $6,328
Progressive $2,245 $2,301
State Farm $5,012 $5,012
Travelers $3,577 $3,585

Find Cheap Auto Insurance Rates in Bayonne, NJ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bayonne, New Jersey auto insurance. Compare Bayonne, NJ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bayonne, New Jersey

Insurance Company Low Medium High
Allstate $6,342 $7,046 $7,421
Farmers $8,874 $9,678 $10,672
GEICO $2,734 $3,099 $3,302
Liberty Mutual $7,848 $9,085 $9,501
Progressive $4,569 $5,039 $5,319
State Farm $8,828 $9,656 $10,100
Travelers $4,600 $5,012 $5,435

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Bayonne, NJ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bayonne. Compare auto insurance rates in Bayonne, NJ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bayonne, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,924 $6,948
Farmers $9,741 $9,741
GEICO $3,020 $3,070
Liberty Mutual $8,724 $8,899
Progressive $4,976 $4,976
State Farm $9,278 $9,778
Travelers $5,016 $5,016

Find Cheap Bayonne, NJ Auto Insurance Rates by Driving Record

Auto insurance rates in Bayonne, New Jersey are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bayonne, NJ, take a look at the average cost for various violations versus rates for a clean driving record in Bayonne.

Annual Bayonne, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,210 $8,677 $7,525 $6,333
Farmers $7,505 $12,894 $10,360 $8,206
GEICO $2,363 $3,114 $4,341 $2,363
Liberty Mutual $8,460 $9,685 $8,641 $8,460
Progressive $4,279 $5,729 $4,891 $5,004
State Farm $5,152 $9,426 $15,191 $8,344
Travelers $3,838 $5,771 $5,546 $4,910

Find Cheap Bayonne, NJ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bayonne, New Jersey is higher than for a clean driving record. You can buy auto insurance after a DUI in Bayonne for less when you shop around and compare rates from multiple Bayonne, NJ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bayonne, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,525
Farmers $10,360
GEICO $4,341
Liberty Mutual $8,641
Progressive $4,891
State Farm $15,191
Travelers $5,546

Winners by Category: Where to Buy Cheap Auto Insurance in Bayonne, NJ

Compare rates from the cheapest auto insurance companies in Bayonne, NJ for your needs. Take a look at how Bayonne, New Jersey auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bayonne, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Bayonne, New Jersey Auto Insurance Companies

If you’re looking for the cheapest Bayonne, NJ auto insurance companies overall, you can compare them here. Find the best price for Bayonne, New Jersey car insurance by company.

Average Annual Auto Insurance Rates by Company in Bayonne, New Jersey

Insurance Company Average Annual Rates
Allstate $6,936
Farmers $9,741
GEICO $3,045
Liberty Mutual $8,811
Progressive $4,976
State Farm $9,528
Travelers $5,016

What affects Bayonne, New Jersey auto insurance rates?

Local factors affect auto insurance rates in Bayonne, NJ, including traffic, theft statistics, and commute length. Take a look at the things that impact Bayonne auto insurance rates.

Commute Times in Bayonne

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bayonne, NJ is 36.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Bayonne, NJ

You can buy cheap Bayonne, NJ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bayonne, New Jersey auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption