Buy Cheap Bayfield, CO Auto Insurance (2021)

Bayfield, CO auto insurance rates average $309 a month. Minimum auto insurance requirements in Bayfield, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Bayfield, CO, compare Bayfield auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Bayfield, CO for teens drivers are $7,071/year
  • The most expensive auto insurance company in Bayfield after a DUI is Allstate
  • The most expensive auto insurance company in Bayfield is Allstate

Finding affordable Bayfield, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Bayfield, CO auto insurance with confidence is right here. Auto insurance rates in Bayfield are affected by local factors as well as personal ones like your driving record.

See how Bayfield, CO car insurance rates compare to Denver auto insurance rates, Boulder auto insurance rates, and Colorado Springs auto insurance rates before you read more about the cost of auto insurance in Bayfield.

Don’t buy Bayfield, CO auto insurance until you’ve compared rates. Get free Bayfield, Colorado auto insurance quotes when you enter your ZIP code above.

Bayfield, CO Minimum Auto Insurance Requirements

The required auto insurance in Bayfield, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Bayfield, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Bayfield, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Bayfield, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bayfield, CO. Take a look at Bayfield, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bayfield, Colorado

Insurance Company Poor Fair Good
Allstate $6,902 $5,305 $4,011
American Family $4,579 $3,259 $2,732
Farmers $5,697 $4,628 $4,401
GEICO $3,396 $2,827 $2,257
Liberty Mutual $4,106 $2,488 $1,986
Nationwide $4,057 $3,198 $2,795
Progressive $4,599 $3,912 $3,586
State Farm $4,258 $2,734 $2,202
USAA $5,050 $2,857 $2,283

Buy Cheap Bayfield, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bayfield, Colorado auto insurance rates? Find out how car insurance rates in Bayfield, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bayfield, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,362 $3,153 $3,007 $3,041 $11,315 $11,849 $3,739 $3,781
American Family $2,408 $2,408 $2,173 $2,173 $5,835 $7,829 $2,408 $2,955
Farmers $2,894 $2,879 $2,621 $2,811 $10,751 $10,882 $3,187 $3,246
GEICO $1,824 $1,969 $1,866 $2,072 $5,555 $5,909 $1,684 $1,737
Liberty Mutual $1,989 $1,959 $1,683 $1,845 $5,435 $5,920 $2,006 $2,041
Nationwide $2,261 $2,310 $2,019 $2,144 $5,547 $7,138 $2,582 $2,798
Progressive $2,512 $2,355 $2,155 $2,157 $8,241 $9,225 $2,842 $2,772
State Farm $1,974 $1,974 $1,751 $1,751 $5,398 $6,876 $2,198 $2,597
USAA $2,300 $2,316 $2,174 $2,205 $5,559 $6,395 $2,967 $3,257

Buy Cheap Bayfield, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bayfield can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bayfield, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bayfield, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,315 $11,849
American Family $5,835 $7,829
Farmers $10,751 $10,882
GEICO $5,555 $5,909
Liberty Mutual $5,435 $5,920
Nationwide $5,547 $7,138
Progressive $8,241 $9,225
State Farm $5,398 $6,876
USAA $5,559 $6,395

Buy Cheap Bayfield, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Bayfield, Colorado by comparing Bayfield senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bayfield, CO here.

Annual Auto Insurance Rates for Senior Drivers in Bayfield, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,007 $3,041
American Family $2,173 $2,173
Farmers $2,621 $2,811
GEICO $1,866 $2,072
Liberty Mutual $1,683 $1,845
Nationwide $2,019 $2,144
Progressive $2,155 $2,157
State Farm $1,751 $1,751
USAA $2,174 $2,205

Find Cheap Auto Insurance Rates in Bayfield, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bayfield, Colorado auto insurance. Compare Bayfield, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bayfield, Colorado

Insurance Company Low Medium High
Allstate $5,139 $5,389 $5,690
American Family $3,352 $3,597 $3,622
Farmers $4,337 $4,841 $5,547
GEICO $2,623 $2,792 $3,066
Liberty Mutual $2,709 $2,849 $3,022
Nationwide $3,375 $3,348 $3,326
Progressive $3,781 $4,042 $4,274
State Farm $2,894 $3,065 $3,235
USAA $3,263 $3,396 $3,531

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Find Cheap Bayfield, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bayfield. Compare auto insurance rates in Bayfield, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bayfield, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,406 $5,406
American Family $3,448 $3,599
Farmers $4,909 $4,909
GEICO $2,763 $2,890
Liberty Mutual $2,860 $2,860
Nationwide $3,350 $3,350
Progressive $4,032 $4,032
State Farm $2,990 $3,139
USAA $3,300 $3,494

Find Cheap Bayfield, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Bayfield, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bayfield, CO, take a look at the average cost for various violations versus rates for a clean driving record in Bayfield.

Annual Bayfield, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,626 $5,302 $6,468 $5,228
American Family $2,604 $3,704 $4,833 $2,953
Farmers $4,154 $5,321 $5,246 $4,914
GEICO $2,023 $3,106 $3,517 $2,661
Liberty Mutual $2,490 $2,928 $3,062 $2,959
Nationwide $2,567 $3,521 $4,482 $2,830
Progressive $3,505 $4,831 $3,699 $4,094
State Farm $2,841 $3,288 $3,065 $3,065
USAA $2,500 $3,027 $5,238 $2,823

Find Cheap Bayfield, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bayfield, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Bayfield for less when you shop around and compare rates from multiple Bayfield, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bayfield, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,468
American Family $4,833
Farmers $5,246
GEICO $3,517
Liberty Mutual $3,062
Nationwide $4,482
Progressive $3,699
State Farm $3,065
USAA $5,238

Winners by Category: Where to Buy Cheap Auto Insurance in Bayfield, CO

Compare rates from the cheapest auto insurance companies in Bayfield, CO for your needs. Take a look at how Bayfield, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bayfield, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors State Farm
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Find Cheap Bayfield, Colorado Auto Insurance Companies

If you’re looking for the cheapest Bayfield, CO auto insurance companies overall, you can compare them here. Find the best price for Bayfield, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Bayfield, Colorado

Insurance Company Average Annual Rates
Allstate $5,406
American Family $3,523
Farmers $4,909
GEICO $2,827
Liberty Mutual $2,860
Nationwide $3,350
Progressive $4,032
State Farm $3,065
USAA $3,397

What affects Bayfield, Colorado auto insurance rates?

Local factors affect auto insurance rates in Bayfield, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Bayfield auto insurance rates.

Commute Times in Bayfield

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bayfield, CO is 23.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Bayfield, CO

You can buy cheap Bayfield, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bayfield, Colorado auto insurance quotes from top companies.

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