Buy Cheap Bayard, NE Auto Insurance (2022)

Bayard, NE auto insurance rates average $295 a month. Minimum auto insurance requirements in Bayard, Nebraska are 25/50/25 to comply with Nebraska laws. To buy cheap auto insurance in Bayard, NE, compare Bayard auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Bayard after a DUI is Liberty Mutual
  • Average auto insurance rates in Bayard, NE after a DUI are $4,138/year
  • Average auto insurance rates in Bayard, NE for teens drivers are $6,647/year

Finding affordable Bayard, Nebraska auto insurance can be challenging, but everything you need to know to buy cheap Bayard, NE auto insurance with confidence is right here. Auto insurance rates in Bayard are affected by local factors as well as personal ones like your driving record.

See how Bayard, NE car insurance rates compare to Fremont auto insurance rates, Bellevue auto insurance rates, and North Platte auto insurance rates before you read more about the cost of auto insurance in Bayard.

Don’t buy Bayard, NE auto insurance until you’ve compared rates. Get free Bayard, Nebraska auto insurance quotes when you enter your ZIP code above.

Bayard, NE Minimum Auto Insurance Requirements

The required auto insurance in Bayard, NE is 25/50/25 according to the auto insurance laws in Nebraska. The minimum auto insurance in Bayard, Nebraska is outlined here.

Minimum Required Auto Insurance Coverage in Bayard, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Bayard, NE Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bayard, NE. Take a look at Bayard, Nebraska auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bayard, Nebraska

Insurance Company Poor Fair Good
Allstate $4,211 $3,196 $2,766
American Family $2,902 $1,990 $1,620
Farmers $4,518 $3,725 $3,547
GEICO $5,585 $4,834 $4,208
Liberty Mutual $9,109 $5,465 $4,303
Nationwide $3,030 $2,399 $2,114
Progressive $4,266 $3,566 $3,284
State Farm $3,606 $2,162 $1,678
USAA $3,345 $2,249 $1,902

Buy Cheap Bayard, NE Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bayard, Nebraska auto insurance rates? Find out how car insurance rates in Bayard, NE are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bayard, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,357 $2,256 $2,076 $2,095 $6,281 $6,608 $2,690 $2,762
American Family $1,751 $1,751 $1,591 $1,591 $2,895 $4,225 $1,713 $1,849
Farmers $2,297 $2,288 $2,064 $2,169 $8,519 $8,774 $2,599 $2,730
GEICO $3,833 $3,768 $3,747 $3,606 $7,445 $9,812 $3,441 $3,354
Liberty Mutual $3,411 $3,709 $2,691 $3,275 $13,959 $15,691 $3,602 $4,001
Nationwide $1,782 $1,846 $1,592 $1,711 $3,970 $4,975 $2,035 $2,206
Progressive $2,110 $2,046 $1,729 $1,795 $7,862 $8,881 $2,524 $2,696
State Farm $1,634 $1,634 $1,426 $1,426 $4,340 $5,553 $1,803 $2,040
USAA $1,504 $1,508 $1,354 $1,410 $4,552 $5,488 $1,965 $2,209

Buy Cheap Bayard, NE Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bayard can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bayard, NE are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bayard, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,281 $6,608
American Family $2,895 $4,225
Farmers $8,519 $8,774
GEICO $7,445 $9,812
Liberty Mutual $13,959 $15,691
Nationwide $3,970 $4,975
Progressive $7,862 $8,881
State Farm $4,340 $5,553
USAA $4,552 $5,488

Buy Cheap Bayard, NE Auto Insurance for Seniors

You can save on senior auto insurance rates in Bayard, Nebraska by comparing Bayard senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bayard, NE here.

Annual Auto Insurance Rates for Senior Drivers in Bayard, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,076 $2,095
American Family $1,591 $1,591
Farmers $2,064 $2,169
GEICO $3,747 $3,606
Liberty Mutual $2,691 $3,275
Nationwide $1,592 $1,711
Progressive $1,729 $1,795
State Farm $1,426 $1,426
USAA $1,354 $1,410

Find Cheap Auto Insurance Rates in Bayard, NE by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bayard, Nebraska auto insurance. Compare Bayard, NE auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bayard, Nebraska

Insurance Company Low Medium High
Allstate $3,332 $3,386 $3,454
American Family $2,156 $2,235 $2,121
Farmers $3,777 $3,879 $4,134
GEICO $4,799 $4,872 $4,956
Liberty Mutual $6,138 $6,262 $6,477
Nationwide $2,570 $2,502 $2,471
Progressive $3,529 $3,696 $3,891
State Farm $2,388 $2,478 $2,580
USAA $2,428 $2,495 $2,573

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Find Cheap Bayard, NE Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bayard. Compare auto insurance rates in Bayard, NE by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bayard, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,391 $3,391
American Family $2,153 $2,189
Farmers $3,930 $3,930
GEICO $4,799 $4,953
Liberty Mutual $6,292 $6,292
Nationwide $2,515 $2,515
Progressive $3,705 $3,705
State Farm $2,418 $2,546
USAA $2,469 $2,528

Find Cheap Bayard, NE Auto Insurance Rates by Driving Record

Auto insurance rates in Bayard, Nebraska are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bayard, NE, take a look at the average cost for various violations versus rates for a clean driving record in Bayard.

Annual Bayard, Nebraska Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,970 $3,327 $3,969 $3,297
American Family $2,125 $2,309 $2,125 $2,125
Farmers $3,329 $4,255 $4,151 $3,986
GEICO $3,081 $4,482 $6,834 $5,106
Liberty Mutual $5,412 $6,341 $6,901 $6,516
Nationwide $1,773 $2,575 $3,695 $2,016
Progressive $3,154 $4,605 $3,527 $3,535
State Farm $2,313 $2,651 $2,482 $2,482
USAA $1,900 $2,381 $3,562 $2,152

Find Cheap Bayard, NE Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bayard, Nebraska is higher than for a clean driving record. You can buy auto insurance after a DUI in Bayard for less when you shop around and compare rates from multiple Bayard, NE auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bayard, Nebraska

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,969
American Family $2,125
Farmers $4,151
GEICO $6,834
Liberty Mutual $6,901
Nationwide $3,695
Progressive $3,527
State Farm $2,482
USAA $3,562

Winners by Category: Where to Buy Cheap Auto Insurance in Bayard, NE

Compare rates from the cheapest auto insurance companies in Bayard, NE for your needs. Take a look at how Bayard, Nebraska auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bayard, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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Find Cheap Bayard, Nebraska Auto Insurance Companies

If you’re looking for the cheapest Bayard, NE auto insurance companies overall, you can compare them here. Find the best price for Bayard, Nebraska car insurance by company.

Average Annual Auto Insurance Rates by Company in Bayard, Nebraska

Insurance Company Average Annual Rates
Allstate $3,391
American Family $2,171
Farmers $3,930
GEICO $4,876
Liberty Mutual $6,292
Nationwide $2,515
Progressive $3,705
State Farm $2,482
USAA $2,499

What affects Bayard, Nebraska auto insurance rates?

Local factors affect auto insurance rates in Bayard, NE, including traffic, theft statistics, and commute length. Take a look at the things that impact Bayard auto insurance rates.

Commute Times in Bayard

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bayard, NE is 18.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Bayard, NE

You can buy cheap Bayard, NE auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bayard, Nebraska auto insurance quotes from top companies.

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