Buy Cheap Bay View, OH Auto Insurance (2021)

Bay View, OH auto insurance rates average $210 a month. Minimum auto insurance requirements in Bay View, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Bay View, OH, compare Bay View auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Bay View, OH after a DUI are $2,947/year
  • The most expensive auto insurance company in Bay View is Liberty Mutual
  • Average auto insurance rates in Bay View, OH for teens drivers are $5,239/year

Finding affordable Bay View, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Bay View, OH auto insurance with confidence is right here. Auto insurance rates in Bay View are affected by local factors as well as personal ones like your driving record.

See how Bay View, OH car insurance rates compare to Toledo auto insurance rates, Cleveland auto insurance rates, and Columbus auto insurance rates before you read more about the cost of auto insurance in Bay View.

Don’t buy Bay View, OH auto insurance until you’ve compared rates. Get free Bay View, Ohio auto insurance quotes when you enter your ZIP code above.

Bay View, OH Minimum Auto Insurance Requirements

The required auto insurance in Bay View, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Bay View, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Bay View, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Bay View, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bay View, OH. Take a look at Bay View, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bay View, Ohio

Insurance Company Poor Fair Good
Allstate $3,666 $2,680 $2,234
American Family $1,834 $1,250 $1,059
Farmers $3,495 $2,963 $2,821
GEICO $1,960 $1,637 $1,314
Liberty Mutual $5,830 $3,587 $2,813
Nationwide $3,592 $2,897 $2,449
Progressive $3,140 $2,716 $2,538
State Farm $3,039 $1,879 $1,482
Travelers $3,197 $2,785 $2,603
USAA $1,833 $1,299 $1,109

Buy Cheap Bay View, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bay View, Ohio auto insurance rates? Find out how car insurance rates in Bay View, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bay View, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,903 $1,890 $1,726 $1,843 $5,333 $6,093 $1,985 $2,110
American Family $861 $892 $790 $792 $2,657 $2,877 $1,063 $1,117
Farmers $1,615 $1,612 $1,420 $1,500 $7,300 $7,601 $1,810 $1,886
GEICO $1,176 $1,148 $1,117 $1,139 $3,167 $2,943 $1,303 $1,100
Liberty Mutual $1,886 $2,057 $1,451 $1,765 $9,995 $11,281 $1,998 $2,178
Nationwide $1,982 $1,989 $1,793 $1,802 $5,115 $6,573 $2,120 $2,459
Progressive $1,439 $1,354 $1,201 $1,237 $6,424 $7,223 $1,725 $1,779
State Farm $1,266 $1,266 $1,139 $1,139 $4,034 $5,056 $1,474 $1,695
Travelers $1,305 $1,323 $1,310 $1,299 $5,726 $9,028 $1,365 $1,540
USAA $859 $866 $818 $817 $2,635 $2,933 $1,146 $1,234

Buy Cheap Bay View, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bay View can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bay View, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bay View, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,333 $6,093
American Family $2,657 $2,877
Farmers $7,300 $7,601
GEICO $3,167 $2,943
Liberty Mutual $9,995 $11,281
Nationwide $5,115 $6,573
Progressive $6,424 $7,223
State Farm $4,034 $5,056
Travelers $5,726 $9,028
USAA $2,635 $2,933

Buy Cheap Bay View, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Bay View, Ohio by comparing Bay View senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bay View, OH here.

Annual Auto Insurance Rates for Senior Drivers in Bay View, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,726 $1,843
American Family $790 $792
Farmers $1,420 $1,500
GEICO $1,117 $1,139
Liberty Mutual $1,451 $1,765
Nationwide $1,793 $1,802
Progressive $1,201 $1,237
State Farm $1,139 $1,139
Travelers $1,310 $1,299
USAA $818 $817

Find Cheap Auto Insurance Rates in Bay View, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bay View, Ohio auto insurance. Compare Bay View, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bay View, Ohio

Insurance Company Low Medium High
Allstate $2,757 $2,854 $2,969
American Family $1,353 $1,391 $1,399
Farmers $2,921 $3,043 $3,315
GEICO $1,578 $1,628 $1,704
Liberty Mutual $3,918 $4,099 $4,213
Nationwide $3,285 $2,888 $2,764
Progressive $2,702 $2,777 $2,915
State Farm $2,026 $2,140 $2,235
Travelers $2,778 $2,901 $2,907
USAA $1,348 $1,412 $1,480

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Find Cheap Bay View, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bay View. Compare auto insurance rates in Bay View, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bay View, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,860 $2,860
American Family $1,365 $1,398
Farmers $3,093 $3,093
GEICO $1,609 $1,665
Liberty Mutual $4,077 $4,077
Nationwide $2,979 $2,979
Progressive $2,798 $2,798
State Farm $2,081 $2,186
Travelers $2,862 $2,862
USAA $1,359 $1,468

Find Cheap Bay View, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Bay View, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bay View, OH, take a look at the average cost for various violations versus rates for a clean driving record in Bay View.

Annual Bay View, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,395 $2,905 $3,423 $2,718
American Family $1,325 $1,400 $1,400 $1,400
Farmers $2,551 $3,288 $3,206 $3,327
GEICO $1,109 $1,601 $2,340 $1,497
Liberty Mutual $3,423 $4,400 $4,488 $3,995
Nationwide $2,395 $3,036 $3,841 $2,644
Progressive $2,413 $3,281 $2,569 $2,928
State Farm $1,939 $2,328 $2,134 $2,134
Travelers $2,099 $2,747 $4,152 $2,450
USAA $1,085 $1,454 $1,913 $1,202

Find Cheap Bay View, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bay View, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Bay View for less when you shop around and compare rates from multiple Bay View, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bay View, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,423
American Family $1,400
Farmers $3,206
GEICO $2,340
Liberty Mutual $4,488
Nationwide $3,841
Progressive $2,569
State Farm $2,134
Travelers $4,152
USAA $1,913

Winners by Category: Where to Buy Cheap Auto Insurance in Bay View, OH

Compare rates from the cheapest auto insurance companies in Bay View, OH for your needs. Take a look at how Bay View, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bay View, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Bay View, Ohio Auto Insurance Companies

If you’re looking for the cheapest Bay View, OH auto insurance companies overall, you can compare them here. Find the best price for Bay View, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Bay View, Ohio

Insurance Company Average Annual Rates
Allstate $2,860
American Family $1,381
Farmers $3,093
GEICO $1,637
Liberty Mutual $4,077
Nationwide $2,979
Progressive $2,798
State Farm $2,134
Travelers $2,862
USAA $1,413

What affects Bay View, Ohio auto insurance rates?

Local factors affect auto insurance rates in Bay View, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Bay View auto insurance rates.

Commute Times in Bay View

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bay View, OH is 21.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Bay View, OH

You can buy cheap Bay View, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bay View, Ohio auto insurance quotes from top companies.

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